Poland is located in Central Europe and a member of the SEPA transfer zone. Those unfamiliar with the Polish economy can be forgiven for assuming the country had adopted the Euro like many of its neighbours. Instead, Poland‘s legal tender remains to be PLN which was first introduced in 1924; almost 100 years later and it is one of the most traded currencies in Central Europe.
We want to find you the ideal service to suit your money transfer needs, no matter what your priorities are, and we believe exceptional global transfer services should not have to come with a huge price-tag. The fastest provider is XE - Remit, transfers from this provider normally take [SPEED]. The cheapest provider we found is TorFx at % Above Mid-Market Rate.
If you’re looking for the best combination of price, speed, and reliability we recommend using Wise when transferring EUR to PLN.
This means that by using Wise for online money transfers to Poland from Belgium, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.
Alternatively, if you are unable to access Wise for any reason, our comparison engine has found TorFx and XE - Remit also to be very good options when sending EUR – PLN.
This recommendation was updated one minute ago.
The cheapest way to send money from Belgium to Poland
TorFx has been determined by our comparison engine to currently offer you the cheapest money transfer rates possible.
The fastest way to send money from Belgium to Poland
When sending money from Belgium to Poland, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers.
What payment methods are available when sending money from Belgium to Poland?
Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer multiple options. Typically you’ll find the most common methods are bank transfers and card payments, but some providers also accept cash and will even deliver funds straight to your recipient’s door.
Sending money to Poland from Belgium using credit card
To avoid high fees you can opt to use an online money transfer provider such as Wise to pay for your transfer to Poland.
Sending money to Poland from Belgium using a debit card
With Wise you can send money online to Poland using your debit card. But before making a payment, make sure you understand all the processing fees in place.
Using a wire transfer to send money from Belgium to Poland
Bank and wire transfers are the most common ways of sending money Poland as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use Wise to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.
If you want to make an international transfer using wire transfer, you will need to know the SWIFT/BIC code of your recipient in Poland. If you’re unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in Poland.
When sending money to Poland from Belgium using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate mark-up, and sometimes an additional incoming transfer fee.
On the other hand, you usually only pay a sender fee and a small exchange rate mark-up when using online money transfer services such as Wise, TorFx and XE - Remit.
Considerations for a EUR – PLN Currency Transfer
Before sending money to Poland from Belgium, you should consider the following:
The amount you want to transfer: It is likely that the more money you send to Poland the more value you will get and more PLN the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
The EUR – PLN exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 4.602943 and the lowest exchange rate margin is currently offered by Wise at % above the mid market rate.
Hidden fees & charges: Before sending money to Poland, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers Wise, TorFx and XE - Remit will give insight here.
How to send money from Belgium to Poland at the best rate?
This one’s easy. Simply use our comparison table above to find the best provider to send EUR to PLN. After that it’s just a process of making your transfer via the following steps:
Click “Visit Site” inside our comparison table
Register for an account if required
Input how much you are willing to send
Fund your transfer
Receive & save an email confirming your transfer
How to receive transfers from EUR to PLN in Poland?
Your recipient has a few methods available to receive your money in Poland. These will vary between providers, but it is possible to find services that will:
Deposit PLN directly into a bank account
Enable the recipient to pick up cash a specific locations across Poland
Deliver money directly to their door
Send PLN to your recipient’s mobile wallet
If your recipient is going to collect or have the money delivered to them in Poland, then they will usually need the following:
Government issued photo I.D. such as a driver’s license, passport or Polish identity card (Dowód osobisty)
The money transfer reference number
Senders details and the amount of money sent
Which country sends the most amount of money to Poland?
According to data from June 2020, there are an estimated 815,000 Polish people living in the UK. A large portion of Poland’s international remittance market comes from the UK. For this reason, UK-based money transfer companies like Wise and Azimo are equipped to execute fast and easy EUR payments sent home in PLN, offering competitive exchange rates and low-cost fees for both personal or business customers.
What are the most common reasons for sending money to Poland?
Those who send money to Poland from Belgium most commonly reference family, education, investment, mortgage repayments and pension payments as the reason for their transfer. Expats living in Poland who are repatriating their income from Belgium can benefit from the prices offered by international money transfer operators.
Is it possible to send cash to Poland?
Transferring cash to recipients in Poland is easily achieved thanks to the versatile offerings of money transfer providers around the world. However, when sending money transfers for cash pick-up or home delivery, we recommend customers make the following considerations?
How much more expensive is the cash pick-up option? Would it be more cost effective for the funds to be transferred to a Polish bank account, debit/credit card or to arrange mobile airtime top up?
Does your chosen money transfer provider offer any incentives or discounts for customers sending cash from Belgium to Poland?
Will the recipient be charged any additional fees for collecting the money transfer in cash?
How quickly do you need your recipient to have access to the cash? If it is an urgent money transfer, is there an option to speed up the delivery process?
Have we written a review about this money transfer company? If so, how does their cash pick-up/delivery services fare when compared to other companies?
Do you compare all currencies and countries?
We compare over 50 money transfer companies, this would cover nearly most or all countries. If you cannot find the currency you want to exchange, or the country you want to send to – please email us here: contact@moneytransfers.com.
How we compare?
What do we mean by the top provider?
The top provider is the money transfer service that we believe is the most suitable for the country you’re sending money to. In order to keep our service free we factor in the commercial agreements we have with partners into this ranking.
How do we choose providers to display?
We make sure that each table displays the most relevant brands to the country you are sending money to and from. We consider many factors when choosing the providers to display in the table.All of the providers we display are fully regulated to provide money transfer services in the jurisdiction you are searching, relevant regulatory authorities are the FCA, ASIC, Fincen, FINTRAC & AMF. Alongside being regulated the services are manually checked by our team for both quality of service and online trust from such platforms like Trustpilot and Google reviews.We base our rankings primarily on the quality of the service provided, the benefit to the consumer and to keep our service free – the commercial agreements we have.
How do we order our comparisons?
We are affiliated with some of the partners displayed in the tables. However, the order of the providers is based on the quality of the service for the particular country corridor followed by the commercial agreement in place. You don’t pay any extra and the deal you get isn’t affected by our commercial agreement with the money transfer provider. We may receive a commission when you click through to a listing or when you make a transaction.We aim to find the balance between the quality of the service, customer satisfaction and the commercial agreements we have, and continue comparing services in a transparent way.If you have any questions about our listings, please don’t hesitate to email us at contact@moneytransfers.com
How can I send money abroad?
There are many ways to do this, but the best option really depends on your specific needs. Are you looking to transfer quickly? Or do you care mainly about how much of your hard earned cash actually ends up being sent over to its destination. We compare money transfer providers for your specific needs, to make sure you can send money abroad as efficiently as possible, all whilst saving you money.
Who has the best exchange rates?
All money transfer providers’ exchange rates vary from time to time, this is why you should not stick to the same transfer provider. It is always best to compare the exchange rates to get the maximum value of your transfer.
Keith is a digital specialist with a background in the financial industry, both as a marketeer and a journalist. Keith joined MoneyTransfers.com in order to take the business to the next level and expand our offering in multiple international money transfer markets.