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Send money from South Africa to Swaziland
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
Alternative for South Africa to Swaziland
While you can’t send ZAR to SZL with Wise, you can transfer USD to USD.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
The best way to send ZAR to Swaziland is through a cash transfer with MoneyGram.
MoneyGram offers broad coverage across South Africa and Swaziland, making it a reliable option.
Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 ZAR per 4,300 ZAR transferred.
Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in ZAR, while the recipient collects SZL in cash at a local branch.
If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.
How to get the best deal on your South Africa to Swaziland transfer
Always compare rates
Money transfers to Swaziland should be easy. Use our live comparison tool to make sure you aren't missing the best rates to send money from South Africa to Swaziland.
Choose a provider
Select the provider that offers you the best value on your Rand & service for your needs.
Click, sign up & send
Follow the steps & start your transfer. Your funds will soon be on their way to Swaziland.
Summary of recent searches
Sending money from South Africa to Swaziland considerations
Compare providers
A comparison of providers offering services between South Africa and Swaziland is the easiest way to ensure the best deal.
We've compared 2 providers that offer services for sending Rand to Swaziland.
This ensures you will get the best options for your transfer to Swaziland from South Africa.
Whilst we rate MoneyGram Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Swaziland.
Get the most from the Rand-Lilangeni exchange rate
Choose the right payment method
Financial regulations in South Africa and Swaziland
Consider transfer limits
How to receive money
Have your ID ready
Tax declarations
The cheapest way to send money to Swaziland from South Africa is to send cash via MoneyGram Agent.
Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100s of money transfer companies, there aren’t many options servicing ZAR/SZL.
The main cost is made up of the fee (around 3 ZAR) and the exchange rate markup added on top.
However, this heavily depends on which branch you use, and how much ZAR you are sending.
The cheapest way to to send money to Swaziland from South Africa is via PayPal P2P Transfer
The coverage of ZAR/SZL transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a ZAR transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Sending large sums of money?
Of the 2 companies tested, MoneyGram Agent is the best rated for larger transfer amounts.
Whether for a property purchase, or as a gift, sending large amounts of money to Swaziland from South Africa can be expensive.
MoneyGram Agent is our choice for big transfers to ZAR because of all round price, speed and management when making large transfers.
Understanding the cost of sending money to Swaziland from South Africa
The cost of sending money from Swaziland to Swaziland, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-SZL is 0.9893 SZL per Rand.
Finding a provider offering an exchange as close to 0.9893 as possible will ensure more Lilangeni received when transferring.
For context, the ZAR-SZL mid-market rate for the past 7 days has averaged 1.0005 SZL per Rand. This includes a high of 1.0031, and low of 0.9931.
MoneyGram Agent currently offers the best exchange rate on transfers from South Africa to Swaziland.
For the most part the ZAR-SZL exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Swaziland.
Fees: Outside of exchange rates, you may need to pay a fee to send. MoneyGram Agent currently offers the lowest fees on transfers to Swaziland from South Africa. They charge 3 ZAR per transfer.
Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Lilangeni is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Rands to SZL, paired with a low fee, means a higher total amount received in Swaziland.
Getting best exchange rate for transfers between Rand and Lilangeni
Timing is essential for transferring money between ZAR and SZL. The exchange rate you secure impacts how much SZL you get for your ZAR.
The recent trends between the currencies are:
Over the past 7 days, the mid-market rate from ZAR to SZL has moved slightly. On average, it was 1.0005.
During this same period,there was a high of 1.0031, and a low of 0.9931.
MoneyGram Agent, which is our recommended service to send money online from South Africa to Swaziland offers 0.9471 SZL per ZAR which is only 5% above the mid-market rate.
Want to secure the best ZAR-Lilangeni exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Swaziland!
Payment options for transfers from South Africa to Swaziland
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from South Africa to Swaziland.
Using a money transfer company such as MoneyGram Agent for payments from South Africa to Swaziland, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
MoneyGram Agent is the best money transfer provider for bank transfers of the 2 we compared when sending ZAR to Swaziland.
With a fee of 3 ZAR to transfer money from South Africa to Swaziland, MoneyGram Agent offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from South Africa to Swaziland is easy with MoneyGram Agent.
MoneyGram Agent is a leader in debit card money transfers from South Africa to Swaziland. They are the best option of the 2 transfer companies compared.
Credit cards
When it comes to credit card transfers from South Africa to Swaziland, we recommend comparing your options to get the best deal.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Swaziland and South Africa.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Swaziland.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to SZL.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
