/Send money/To South Africa/From Swaziland

How to send money to South Africa from Swaziland with the best SZL-ZAR rate

Find the best deals when you transfer from Swaziland to South Africa. Get insights on the fastest, cheapest, and providers with the best SZL to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Swaziland.

Transferring the other way? Send ZAR from South Africa to Swaziland instead.
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November 19th, 2025

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Best money transfer companies

Send money from Swaziland to South Africa

Last updated: Today
Mid-market rate as of 11/19/2025: 1 SZL = 1.006928 ZAR
Results below are based on a 4300 SZL search
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0 of 2 providers
Send cash via a MoneyGram agent
1
MoneyGram Agent
Recipient gets (ZAR)
R 4,110.43
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
2
PayPal App
Recipient gets (ZAR)
R 4,066.22
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Swaziland to South Africa

While you can’t send SZL to ZAR with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send money from Swaziland to South Africa is using PayPal P2P transfer service.

With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.

You will initiate the transfer in SZL and your recipient will receive the ZAR into their PayPal account.

The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.

Screenshot

Compare for the best deal on your Swaziland to South Africa transfer

Summary of recent searches

Top rated for transfers from Swaziland to South Africa
MoneyGram Agent
Total number of SZ - ZA providers
2
Average cheapest fees & rate
MoneyGram Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
MoneyGram Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Transfer consider from Swaziland to South Africa

1

Compare available providers

A comparison of providers offering services between Swaziland and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Lilangeni to South Africa we've compared 2 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from Swaziland.

Overall, we rated MoneyGram Agent as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Swaziland to South Africa.

2

Getting the best Lilangeni-Rand exchange rate

3

Choose the right payment method

4

Financial regulators

5

Consider transfer limits

6

Consider how the money will be received

7

Have your ID ready

8

Tax declarations in South Africa

The cheapest way to send money to South Africa from Swaziland is to send cash via MoneyGram Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100s of money transfer companies, there aren’t many options servicing SZL/ZAR.

The main cost is made up of the fee (around 3 SZL) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much SZL you are sending.

Fastest way to send money to South Africa from Swaziland : MoneyGram cash pickup

When speed is your priority, the quickest way to transfer money from Swaziland to South Africa is through a MoneyGram cash transfer.

In most cases, funds are available for pickup within minutes, allowing your recipient to collect ZAR almost instantly. Sometimes it can take a day or two, depending on the deposit method, branch, and the amount.

Given the limited online options for SZL to ZAR transfers, using MoneyGram’s cash pickup service remains the fastest and most dependable choice.

Need to make a large transfer?

For big transfers between Swaziland and South Africa, competitive pricing & strong customer service are key.

MoneyGram Agent is the best option for large transfers of the
2 providers compared.

While MoneyGram Agent may not always be the cheapest or fastest way to send SZL from Swaziland to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of transferring money from Swaziland to South Africa

The total cost of money transfers from Swaziland to South Africa is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for SZL-ZAR is currently 0.9986 ZAR per Lilangeni. Providers offering services closer to this rate will ensure more Rand for your Lilangenis.

  • To give a historic average, over the last 7 days the SZL-ZAR mid-market rate has been 0.9978 ZAR per Lilangeni, this has had a high of 1.0069 and a low of 0.9907.

  • From the 2 companies compared, MoneyGram Agent offers the best exchange rate on transfers to South Africa and Swaziland.

  • Generally, the exchange rate you receive on converting SZL to ZAR will be the biggest factor impacting the cost of sending Lilangenis to South Africa.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is MoneyGram Agent, just 3 SZL per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Rand. Simply, the higher the amount received in Swaziland, the lower the cost of sending from South Africa.

Finding the best exchange rate for Lilangeni to Rand

Timing is essential for sending money between SZL and ZAR. The exchange rate you secure impacts how much ZAR you get for your SZL.

Mid-market Rate
1 
SZL
=
0.998612 
ZAR

Over the last week, here’s what we’ve seen:

  • The exchange rate from SZL to ZAR averaged 0.9978 ZAR.

  • The highest value recorded was 1.0069 ZAR, while the lowest was 0.9907 ZAR.

  • There are currently 2 providers offering transfers between Swaziland and South Africa close to this rate

Want to secure the best SZL-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Swaziland to South Africa!

Swaziland to
South Africa money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from Swaziland to South Africa.

    A money transfer company like MoneyGram Agent offer bank transfers between Swaziland and South Africa with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, MoneyGram Agent is the cheapest provider for bank transfers of the 2 we tested when sending SZL to South Africa.

    MoneyGram Agent has a fee of 3 SZL for money transfersfrom Swaziland to South Africa. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Swaziland to South Africa with a debit or a prepaid card is very simple with MoneyGram Agent.


    MoneyGram Agent is a leader in debit card payments for transfers from Swaziland to South Africa, competing among a total of 2 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Swaziland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Swaziland to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SZL to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Swaziland to South Africa?
Are there any tax implications to sending money from Swaziland to South Africa?
Can I send money from Swaziland to South Africa with MoneyTransfers.com?
What are the typical transfer fees for sending Lilangenis to South Africa through various providers?
How long does it take to send money from Swaziland to South Africa?
What is the best exchange rate I can get for sending money from Swaziland to South Africa?
Are there any minimum or maximum transfer amounts for sending money from Swaziland to South Africa?
Can I schedule regular transfers between Swaziland and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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