Compare the best ways to send money from India to Pakistan

Get the best deals when you transfer from India to Pakistan. Find the cheapest, fastest, and most reliable providers with the best INR to PKR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Pakistan from India.

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November 16th, 2025

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INR
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Companies for transfers from India to Pakistan

Last updated: Today
Mid-market rate as of 11/16/2025: 1 INR = 3.185599 PKR
Results below are based on a 22100 INR search
Promoted
Wise
Recipient gets (PKR)
Rs 67,686.82
Full transfer details

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
0 of 4 providers
1
Wise
Recipient gets (PKR)
Rs 67,686.82
Full transfer details

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (PKR)
Rs 66,872.57
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (PKR)
Rs 66,872.57
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Promoted
Wise
Recipient gets (PKR)
Rs 67,686.82
Full transfer details

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Overall best choice: Wise

Wise is our top pick for INR to PKR transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 100% of India to Pakistan searches, and was the top rated company out of 4 that support INR to PKR.

So for a great mix of cost, speed & features, make your India to Pakistan transfer using Wise.

Wise is the top rated company for sending money from India (INR) to Pakistan (PKR) - Wise Screenshot

How to get the best deal on your India to Pakistan transfer

Summary of recent searches

Top rated for transfers from India to Pakistan
Wise
Total number of IN - PK providers
4
Average cheapest fees & rate
Ria Money Transfer
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Ria Money Transfer
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Important things to consider before sending money from India to Pakistan

1

Compare providers

Don't settle for the first option. Always compare ways to send money from India to Pakistan to find out about fees, speed, and reliability.

Our analysis included 4 providers that operate between India and Pakistan.

Through this, you get a comprehensive view of all the options you have in India when you need to send money to Pakistan.

2

Think about the Indian Rupee-Pakistan Rupee exchange rate

3

Choose the right payment method

4

Keep your money safe

5

Consider transfer limits

6

How to receive money in Pakistan

7

Have your ID ready

8

Don't forget about taxes

Cheapest way to send money to Pakistan from India: Ria Money Transfer

Get the lowest fees with Ria Money Transfer - the cheapest transfer service at just $4 per transaction*

Data collected over the past 7 days shows that Ria Money Transfer is 1.07% cheaper than the second-best option.

The ₹4 transfer cost represents the most common fee for INR to PKR international transfers, based on data from the past week.

If you want to secure the best rates on a INR to Pakistan transfer, make sure you pick Ria Money Transfer to send your money online.

*The most common fee applied to INR-PKR by Ria Money Transfer, based on data from the past 7 days.

Ria Money Transfer is the cheapest way to send money from India (INR) to Pakistan (PKR) - Ria Money Transfer Screenshot 1
Ria Money Transfer is the cheapest way to send money from India (INR) to Pakistan (PKR) - Ria Money Transfer Screenshot 2
Ria Money Transfer is the cheapest way to send money from India (INR) to Pakistan (PKR) - Ria Money Transfer Screenshot 3

Fastest way to send money from India to Pakistan: Ria Money Transfer

Need to send money fast? Pick Ria Money Transfer and get your funds from India to Pakistan at speed.

Our data shows that Ria Money Transfer came up as the fastest way to send money from India to Pakistan in 100% of searches. This makes them well suited to urgent INR to PKR money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from India to Pakistan - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Ria Money Transfer is your best choice at the moment. This service emerged as the quickest way to send money to Pakistan from India in 100% of the searches on MoneyTransfers.com over the past six months.

Ria Money Transfer is the fastest way to send money from India (INR) to Pakistan (PKR) - Ria Money Transfer Screenshot 1
Ria Money Transfer is the fastest way to send money from India (INR) to Pakistan (PKR) - Ria Money Transfer Screenshot 2
Ria Money Transfer is the fastest way to send money from India (INR) to Pakistan (PKR) - Ria Money Transfer Screenshot 3

Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send INR from India to Pakistan, it’s the provider that will keep you safe and relaxed while your money moves into PKR.

Understanding the costs involved when moving money from India to Pakistan

When calculating the costs of money transfers between India and Pakistan, here's what really matters:

The Mid-Market Rate: Today, the INR-PKR mid-market rate equals to 3.1856 PKR per Indian Rupee.

The INR-PKR average exchange rate for the past three months has been 3.1742 PKR per Indian Rupee, with a high of 3.1902 and a low of 3.1644.

When looking to send money, we'd recommend Wise. On average Wise is 0.65% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from INR to PKR.

How to find the best exchange rate for Indian Rupee to Pakistan Rupee

Timing is essential for sending money between INR and PKR. The exchange rate you secure impacts how much PKR you get for your INR.

Mid-market Rate
1 
INR
=
3.185599 
PKR

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from INR to PKR has seen some fluctuation. On average, it stood at 3.1742.

  • During this period, the highest value recorded was 3.1902, while the lowest was 3.1644.

  • Wise, which is our recommended service to send money online from India to Pakistan offers an exchange rate that is only 0.65% above the mid-market rate.

Want to secure the best INR-Pakistan Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Pakistan!

Payment methods available to fund your India to
Pakistan transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from India to Pakistan.

    By using a money transfer company such as Ria Money Transfer for transfers from India to Pakistan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Ria Money Transfer is the cheapest provider for bank transfers from the 4 we tested when sending INR to Pakistan.

    With an average fee of INR4 to send money from India to Pakistan, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from India to Pakistan with a debit or a prepaid card is very simple with Western Union Agent.


    Western Union Agent is a leader in debit card payments for transfers from India to Pakistan, competing among a total of 4 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from India to Pakistan, Western Union Agent emerges as our top choice of the 4 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Pakistan and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Pakistan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to PKR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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What are the typical transfer fees for sending Indian Rupees to Pakistan through various providers?
How long does it take to send money from India to Pakistan?
What is the best exchange rate I can get for sending money from India to Pakistan?
Are there any minimum or maximum transfer amounts for sending money from India to Pakistan?
Can I schedule regular transfers between India and Pakistan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
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