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How to send money to Montenegro from US with the best USD-EUR rate

Compare the best deals on transfers from the United States to Montenegro. Explore the cheapest, fastest, and most reliable providers with the best USD to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Montenegro from United States.

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June 25th, 2025
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Best money transfer companies

Send money from United States to Montenegro

Last updated: Today
Mid-market rate as of 06/25/2025: 1 USD = 0.86082 EUR
Results below are based on a 7000 USD search
0 of 8 providers
Sponsored
Wise
Recipient gets (EUR)
€6,003.00
Full transfer details
Visit Wise
€158 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,943.00
Full transfer details
Visit Xe
€98 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (EUR)
€6,009.47
Full transfer details
Visit Regency FX
€165 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
Wise
Recipient gets (EUR)
€6,003.00
Full transfer details
Visit Wise
€158 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
3
OFX
Recipient gets (EUR)
€5,985.70
Full transfer details
Visit OFX
€141 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
4
Remitly
Recipient gets (EUR)
€5,957.70
Full transfer details
Visit Remitly
€113 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
5
Xe
Recipient gets (EUR)
€5,943.00
Full transfer details
Visit Xe
€98 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (EUR)
€5,995.65
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (EUR)
    €5,547.54
    Not recommended
Sponsored
Wise
Recipient gets (EUR)
€6,003.00
Full transfer details
Visit Wise
€158 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,943.00
Full transfer details
Visit Xe
€98 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall top choice: Wise

Wise is the best way to transfer US Dollar into Euro.

Of the 8 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Over the past 7 days, Wise appeared in 100% of searches for transfers between the United States and Montenegro.

When sending money from the United States to Montenegro, using Wise in a great option.

Wise is the top rated company for sending money from United States (USD) to Montenegro (EUR) - Wise Screenshot

How to get the best deal on your United States to Montenegro transfer

Summary of recent searches

Top rated for transfers from United States to Montenegro
Wise
Total number of US - ME providers
8
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Xe

Considerations for sending money from United States to Montenegro

1
Compare providers

Always compare ways to send money from the United States to Montenegro to get the best options for fees, speed, and reliability.

Our analysis included 8 providers that operate between United States and Montenegro.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Montenegro.

2
Track the US Dollar-Euro exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Montenegro
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money to Montenegro from the United States: Regency FX

Regency FX offers the lowest cost transfers of the 8 providers we compared.

Data collected over the past week shows that Regency FX is 0.11% cheaper than the second-best option.

Regency FX offers this through a combination of an average 0* USD fee per transfer and exchange rate between USD-EUR that is 0.27% different to the mid-market rate

If you want the cheapest way to send US Dollar to Montenegro, Regency FX is our recommended choice.

*The most common fee applied to USD-EUR by Regency FX, based on data from the past 7 days.

Fastest money transfers to Montenegro from the United States: Regency FX.

We tested 8 companies offering transfers from US Dollar to Montenegro and Regency FX offered the quickest options.

Through our research, we found Regency FX to be the quickest way to send USD into Euro in 100% of instances. For fast transfers between USD and EUR, Regency FX is generally a good option.

Money transfers from the United States to Montenegro through Regency FX have an average fee of 0 USD.

To confirm that Regency FX was the 'fastest' option we compared 8 money transfer providers for overall speed of sending money from the United States to Montenegro. This was made up of depositing US Dollar to a money transfer account and transfer times to Montenegro.

When sending quickly is a priority, Regency FX is our recommended choice for sending into Montenegro from United States.

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Montenegro from the United States needs a strong exchange rate and effective transfer management.

From the
8 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Montenegro from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Euros to Euro.

As such, we recommend Currencies Direct for large Montenegro transfers.

Understanding the cost of transferring money from United States to Montenegro

The total cost of money transfers from United States to Montenegro is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-EUR is currently 0.8579 EUR per US Dollar. Providers offering services closer to this rate will ensure more Euro for your US Dollars.

  • To give a historic average, over the last 7 days the USD-EUR mid-market rate has been 0.8668 EUR per US Dollar, this has had a high of 0.8731 and a low of 0.8608.

  • From the 8 companies compared, Wise offers the best exchange rate on transfers to Montenegro and the United States.

  • Generally, the exchange rate you receive on converting USD to EUR will be the biggest factor impacting the cost of sending US Dollars to Montenegro.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Regency FX at an average of 0 USD per transfer over the last 7 days. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Euro. Simply, the higher the amount received in the United States, the lower the cost of sending from Montenegro.

How to find the best exchange rate for US Dollar to Euro

Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.

Mid-market Rate
1 
=
0.857910 
EUR

Let's dive into some interesting recent trends.

  • Over the past 7 days, the exchange rate from USD to EUR has seen some fluctuation. On average, it stood at 0.8668.

  • During this period, the highest value recorded was 0.8731, while the lowest was 0.8608.

  • Wise, which is our recommended service to send money online from United States to Montenegro offers an exchange rate that is only -0.01% above the mid-market rate.

Want to secure the best USD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Montenegro!

United States to
Montenegro money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Montenegro.

    A money transfer company like Regency FX offer bank transfers between the United States and Montenegro with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Regency FX is the cheapest provider for bank transfers of the 8 we tested when sending USD to Montenegro.

    Regency FX has an average fee of
    0 USD for money transfersfrom the United States to Montenegro. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Montenegro with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to Montenegro, competing among a total of 8 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Montenegro and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Montenegro.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from United States to Montenegro?
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Can I send money from United States to Montenegro with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Montenegro through various providers?
How long does it take to send money from United States to Montenegro?
What is the best exchange rate I can get for sending money from United States to Montenegro?
Are there any minimum or maximum transfer amounts for sending money from United States to Montenegro?
Can I schedule regular transfers between United States and Montenegro?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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