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How to send money to Nepal from New Zealand with the best NZD-NPR rate

Compare ways to send money from New Zealand to Nepal. Find the cheapest, fastest, and most reliable providers with the best NZD to NPR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Nepal from New Zealand.

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July 7th, 2025
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Best money transfer companies

Send money from New Zealand to Nepal

Last updated: Today
Mid-market rate as of 07/07/2025: 1 NZD = 82.042084 NPR
Results below are based on a 10000 NZD search
0 of 6 providers
Sponsored
Wise
Recipient gets (NPR)
Rs 816,331.00
Full transfer details
Visit Wise
Rs 20,523 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NPR)
Rs 824,671.00
Full transfer details
Visit Xe
Rs 28,863 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
1
Xe
Recipient gets (NPR)
Rs 824,671.00
Full transfer details
Visit Xe
Rs 28,863 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
2
Wise
Recipient gets (NPR)
Rs 816,331.00
Full transfer details
Visit Wise
Rs 20,523 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
3
Remitly
Recipient gets (NPR)
Rs 808,600.00
Full transfer details
Visit Remitly
Rs 12,792 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (NPR)
Rs 817,632.39
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (NPR)
    Rs 792,963.41
    Not recommended
Sponsored
Wise
Recipient gets (NPR)
Rs 816,331.00
Full transfer details
Visit Wise
Rs 20,523 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (NPR)
Rs 824,671.00
Full transfer details
Visit Xe
Rs 28,863 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best way to send: Wise

Wise is our top pick for sending NZD to NPR.

We tested & reviewed 6 money transfer companies offering services between New Zealand and Nepal, and Wise scored highly.

For example, sending 10,000 NZD to NPR will cost you $101.74 in fees, and you will receive 819,517 NPR. The delivery time is within minutes, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your New Zealand to Nepal transfer using Wise.

Wise is the top rated company for sending money from New Zealand (NZD) to Nepal (NPR) - Wise Screenshot

How to compare deals on New Zealand to Nepal money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Nepal
Wise
Total number of NZ - NP providers
6
Average cheapest fees & rate
Panda Remit
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Panda Remit
Best for debit card
Wise

Considerations for money transfers from New Zealand to Nepal

1
Compare providers

Comparing providers offering services between New Zealand and Nepal, based on your specific needs is the best way to send money with confidence.

Our comparison includes 6 companies that provide the ability to send New Zealand Dollar to Nepal.

This ensures you get the best options for transfers to Nepal from New Zealand, based on the amount you want to send.

2
Watch the New Zealand Dollar-Nepalese Rupee exchange rate
3
Choose the right payment method
4
Use providers regulated in Nepal and New Zealand
5
Consider transfer limits
6
Receiving money in Nepal
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Nepal from New Zealand: Panda Remit

Panda Remit offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending New Zealand Dollar to Nepal.

Of the 6 providers compared, data shows that Panda Remit is 0.16% cheaper than the second-best option.

The is cost is made up of an average NZD-NPR exchange rate that is 0.3% different to the mid-market rate and an average fee of 4* NZD.

If you want to secure the best rates on a NZD to Nepal transfer, Panda Remit will result in the most Nepalese Rupee received.

Fastest way to send money to Nepal from New Zealand: Wise

We compared 6 companies and found Wise offers the fastest money transfers between New Zealand and Nepal.

For example, if you send 10,000 NZD with Wise to Nepal, the transfer time is within minutes based on our data.

Smaller transfers to Nepal will likely be quicker, while larger transfers can take slightly longer.

A NZD-Nepalese Rupee transfer through Wise comes with a 101.74 NZD fee.

To ensure Wise was the 'fastest' option we compared 6 providers. This comparison was for overall speed of sending money from New Zealand to Nepal and is a combination of depositing New Zealand Dollar, transfer times to Nepal and withdrawal timeframes where applicable.

When speed is a priority, Wise is the top choice for sending into Nepal from New Zealand.

Wise is the fastest way to send money from New Zealand (NZD) to Nepal (NPR) - Wise Screenshot

Transfer a large amount of money

To transfer large sums of money from New Zealand to Nepal, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
6 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Nepal can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Nepal from New Zealand.

Understanding the cost of sending money from New Zealand to Nepal

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Nepal.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Nepalese Rupee for your New Zealand Dollar. The current NZD-NPR mid-market rate is 81.8563 NPR per New Zealand Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the NZD-NPR mid-market rate for the past 7 days has averaged 83.0152 NPR per New Zealand Dollar, with a low of 82.7142 and a high of 83.3372.

  • Wise is currently offering the best exchange rate from the 6 companies compared.

  • Often the NZD-NPR exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Nepal.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Nepal. Panda Remit currently has the lowest fees for transfers into NPR of just 4 NZD. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Nepalese Rupee is the biggest indicator of the total cost of sending money to Nepal from New Zealand. The bigger the amount received in Nepal, the lower the overall cost of sending from New Zealand.

How to find the best exchange rate for New Zealand Dollar to Nepalese Rupee

Timing is essential for sending money between NZD and NPR. The exchange rate you secure impacts how much NPR you get for your NZD.

Mid-market Rate
1 
=
81.856298 
NPR

Let's dive into some interesting recent trends.

  • Over the past 7 days, the exchange rate from NZD to NPR has seen some fluctuation. On average, it stood at 83.0152.

  • During this period, the highest value recorded was 83.3372, while the lowest was 82.7142.

  • Wise, which is our recommended service to send money online from New Zealand to Nepal offers an exchange rate that is only -0.1% above the mid-market rate.

Want to secure the best NZD-Nepalese Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Nepal!

Paying for your New Zealand to
Nepal transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from New Zealand to Nepal.

    By using a money transfer company such as Panda Remit for transfers from New Zealand to Nepal, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Panda Remit is the cheapest provider for bank transfers from the 6 we tested when sending NZD to Nepal.

    With a fee of 4 NZD to send money from New Zealand to Nepal, Panda Remit offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Nepal with a debit or a prepaid card is easy with Wise.


    Wise is a one of the better options in the market for international debit card transfers from New Zealand to Nepal.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nepal and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Nepal.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to NPR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Are there any minimum or maximum transfer amounts for sending money from New Zealand to Nepal?
Can I schedule regular transfers between New Zealand and Nepal?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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