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How to send money to Ireland from New Zealand with the best NZD-EUR rate

Find the best deals when you transfer from New Zealand to Ireland. Get insights on the fastest, cheapest, and providers with the best NZD to EUR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to Ireland from New Zealand.

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July 8th, 2025
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Best money transfer companies

Send money from New Zealand to Ireland

Last updated: Today
Mid-market rate as of 07/08/2025: 1 NZD = 0.512729 EUR
Results below are based on a 10000 NZD search
0 of 12 providers
Sponsored
Wise
Recipient gets (EUR)
€5,115.14
Full transfer details
Visit Wise
€142 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,069.50
Full transfer details
Visit Xe
€96 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
Wise
Recipient gets (EUR)
€5,115.14
Full transfer details
Visit Wise
€142 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (EUR)
€5,113.45
Full transfer details
Visit Regency FX
€140 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (EUR)
€5,111.91
Full transfer details
Visit TorFx
€138 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
Currencies Direct
Recipient gets (EUR)
€5,098.00
Full transfer details
Visit Currencies Direct
€125 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
5
OFX
Recipient gets (EUR)
€5,097.00
Full transfer details
Visit OFX
€124 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (EUR)
€5,087.00
Full transfer details
Visit CurrencyFair
€114 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (EUR)
€5,069.50
Full transfer details
Visit Xe
€96 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
8
Remitly
Recipient gets (EUR)
€5,022.00
Full transfer details
Visit Remitly
€49 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (EUR)
€5,101.68
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (EUR)
    €4,955.69
    Not recommended
Sponsored
Wise
Recipient gets (EUR)
€5,115.14
Full transfer details
Visit Wise
€142 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,069.50
Full transfer details
Visit Xe
€96 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best choice: Wise

Wise is our recommended way to send New Zealand Dollar to EUR.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 10,000 NZD to EUR will cost you $24.76 in fees, and you will receive 5,115.14 EUR. The delivery time is next day, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your New Zealand to Ireland transfer using Wise.

Wise is the top rated company for sending money from New Zealand (NZD) to Ireland (EUR) - Wise Screenshot

How to compare deals on New Zealand to Ireland money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Ireland
Wise
Total number of NZ - IE providers
12
Average cheapest fees & rate
Wise
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Xe

What to consider ahead of money transfers from New Zealand to Ireland

1
Compare providers

Comparing based on your specific needs is the best way to send money from New Zealand to Ireland with confidence.

Our analysis, and search results, include 12 providers that operate between New Zealand and Ireland. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Ireland.

2
Understand the New Zealand Dollar-Euro exchange rate
3
Choose the right payment method
4
Use providers regulated in New Zealand and Ireland
5
Consider transfer limits
6
Receiving money in Ireland
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Ireland from New Zealand: Wise

Wise offers the cheapest combination of low fees and competitive exchange rates of the 12 providers we compared.

They offer a fee of 24.76 NZD and exchange rate between NZD-EUR that is -0.01% different to the mid-market rate.

In comparison, Wise is 0.03% cheaper than the second-best option.

To secure affordable and great rates on a NZD to Ireland transfer, Wise is our recommended choice.

Wise is the cheapest way to send money from New Zealand (NZD) to Ireland (EUR) - Wise Screenshot

Fastest money transfers to Ireland from New Zealand: Regency FX.

We tested 12 companies offering transfers from New Zealand Dollar to Ireland and Regency FX offered the quickest options.

For example, if you send 10,000 NZD with Regency FX to Ireland, the transfer time is minutes - 24 hours.

Money transfers from New Zealand to Ireland through Regency FX will cost you 0 NZD in fees.

To confirm that Regency FX was the 'fastest' option we compared 12 money transfer providers for overall speed of sending money from New Zealand to Ireland. This was made up of depositing New Zealand Dollar to a money transfer account and transfer times to Ireland.

When sending quickly is a priority, Regency FX is our recommended choice for sending into Ireland from New Zealand.

Sending a large amount of money?

For big transfers from New Zealand to Ireland, competitive pricing & strong customer service are essential.

Of the
12 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from New Zealand to Ireland, it's a great provider for things like buying or selling property.

Understanding the cost of sending money from New Zealand to Ireland

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Ireland.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Euro for your New Zealand Dollar. The current NZD-EUR mid-market rate is 0.5119 EUR per New Zealand Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the NZD-EUR mid-market rate for the past 7 days has averaged 0.5141 EUR per New Zealand Dollar, with a low of 0.5109 and a high of 0.516.

  • Wise is currently offering the best exchange rate from the 12 companies compared.

  • Often the NZD-EUR exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Ireland.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Ireland. Wise currently has the lowest fees for transfers into EUR of just 24.76 NZD. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the biggest indicator of the total cost of sending money to Ireland from New Zealand. The bigger the amount received in Ireland, the lower the overall cost of sending from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Euro

Timing is essential when tracking the mid-market rate between NZD and EUR. The end exchange rate you secure impacts how much EUR you get for your NZD.

Mid-market Rate
1 
NZD
=
0.511900 
EUR

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from NZD to EUR was 0.5141.

  • During this period, it hit a high of 0.516, and a low of 0.5109.

  • Wise, which is our recommended service to send money online from New Zealand to Ireland offers an exchange rate that is only -0.01% above the mid-market rate.

Want to secure the best NZD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Ireland!

Paying for your New Zealand to
Ireland transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from New Zealand to Ireland.

    By using a money transfer company such as Wise for transfers from New Zealand to Ireland, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Wise is the cheapest provider for bank transfers from the 12 we tested when sending NZD to Ireland.

    With a fee of 24.76 NZD to send money from New Zealand to Ireland, Wise offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Ireland with a debit or a prepaid card is easy with Wise.


    Wise is a one of the better options in the market for international debit card transfers from New Zealand to Ireland.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Ireland and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Ireland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I schedule regular transfers between New Zealand and Ireland?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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