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How to send money to Sri Lanka from New Zealand with the best NZD-LKR rate

Find money transfer deals for sending money from New Zealand to Sri Lanka. Compare the cheapest, fastest, and most reliable providers with the best NZD to LKR exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Sri Lanka from New Zealand.

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July 3rd, 2025
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Best money transfer companies

Send money from New Zealand to Sri Lanka

Last updated: Today
Mid-market rate as of 07/03/2025: 1 NZD = 181.614767 LKR
Results below are based on a 10000 NZD search
0 of 8 providers
Sponsored
Wise
Recipient gets (LKR)
Rs 1,812,633.45
Full transfer details
Visit Wise
Rs 50,970 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (LKR)
Rs 1,789,748.00
Full transfer details
Visit Xe
Rs 28,085 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
Wise
Recipient gets (LKR)
Rs 1,812,633.45
Full transfer details
Visit Wise
Rs 50,970 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Rate match guarantee (T&Cs apply)
2
TorFx
Recipient gets (LKR)
Rs 1,810,699.23
Full transfer details
Visit TorFx
Rs 49,036 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
3
Xe
Recipient gets (LKR)
Rs 1,789,748.00
Full transfer details
Visit Xe
Rs 28,085 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
4
Remitly
Recipient gets (LKR)
Rs 1,781,200.00
Full transfer details
Visit Remitly
Rs 19,537 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
5
OFX
Recipient gets (LKR)
Rs 1,781,085.00
Full transfer details
Visit OFX
Rs 19,422 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (LKR)
Rs 1,809,974.95
Sponsored
Wise
Recipient gets (LKR)
Rs 1,812,633.45
Full transfer details
Visit Wise
Rs 50,970 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (LKR)
Rs 1,789,748.00
Full transfer details
Visit Xe
Rs 28,085 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for transferring New Zealand Dollar to Sri Lanka.

We tested & reviewed 8 transfer providers, and Wise scored highly.

Sending 10,000 NZD to LKR will cost you $44.25 in fees, and you will receive 1,812,633.45 LKR. The delivery time is next day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your New Zealand to Sri Lanka transfer using Wise.

Wise is the top rated company for sending money from New Zealand (NZD) to Sri Lanka (LKR) - Wise Screenshot

How to compare deals on New Zealand to Sri Lanka money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Sri Lanka
Wise
Total number of NZ - LK providers
8
Average cheapest fees & rate
Wise
Average fastest transfer
TorFx
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Xe

Considerations ahead of sending money from New Zealand to Sri Lanka

1
Compare providers

A comparison of providers offering services between New Zealand and Sri Lanka, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 8 providers that provide services for sending New Zealand Dollar to Sri Lanka. This ensures you will get the best options for your transfer to Sri Lanka from New Zealand.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from New Zealand to Sri Lanka.

2
Get ahead of the New Zealand Dollar-Sri Lank Rupee exchange rate
3
Choose the right payment method
4
Financial regulation in Sri Lanka and New Zealand
5
Consider transfer limits
6
Receiving money in Sri Lanka
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from New Zealand to Sri Lanka: Wise

The combination of the lowest fees and best exchange rate is through Wise. This makes them our cheapest transfer service of the 8 compared for sending New Zealand Dollar to Sri Lanka.

Our data shows, over the past week, that Wise is 0.11% than the second-best option when sending via a bank transfer.

This measure includes a fee of 44.25 NZD and a NZD-LKR exchange rate for international transfers that is -0.25% different to the mid-market rate.

Securing the best rates on a NZD to Sri Lanka transfer can be done with Wise but you can always search for your specific amount.

Wise is the cheapest way to send money from New Zealand (NZD) to Sri Lanka (LKR) - Wise Screenshot

Fastest way to transfer money to Sri Lanka from New Zealand: TorFx.

Of 8 companies compared, TorFx offers the quickest way to send New Zealand Dollars to Sri Lanka.

For example, sending $10,000 to Sri Lanka with TorFx will be minutes - 24 hours.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

New Zealand to Sri Lanka transfers with TorFx have a fee of 0 NZD.

To test that TorFx was the 'fastest' option we compared 8 providers. With this, we compared overall speed of sending money from New Zealand to Sri Lanka made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Sri Lanka.

When sending at speed is a priority, TorFx is our recommended choice for sending into Sri Lanka from New Zealand.

TorFx is the fastest way to send money from New Zealand (NZD) to Sri Lanka (LKR) - TorFx Screenshot 1
TorFx is the fastest way to send money from New Zealand (NZD) to Sri Lanka (LKR) - TorFx Screenshot 2

Transfer a large amount of money

To transfer large sums of money from New Zealand to Sri Lanka, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
8 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Sri Lanka can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Sri Lanka from New Zealand.

Understanding the cost of sending money from New Zealand to Sri Lanka

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Sri Lanka.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Sri Lank Rupee for your New Zealand Dollar. The current NZD-LKR mid-market rate is 181.8357 LKR per New Zealand Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the NZD-LKR mid-market rate for the past 7 days has averaged 182.3746 LKR per New Zealand Dollar, with a low of 181.5102 and a high of 182.8416.

  • Wise is currently offering the best exchange rate from the 8 companies compared.

  • Often the NZD-LKR exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Sri Lanka.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Sri Lanka. Wise currently has the lowest fees for transfers into LKR of just 44.25 NZD. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Sri Lank Rupee is the biggest indicator of the total cost of sending money to Sri Lanka from New Zealand. The bigger the amount received in Sri Lanka, the lower the overall cost of sending from New Zealand.

How to find the best exchange rate for New Zealand Dollar to Sri Lank Rupee

Timing is essential for sending money between NZD and LKR. The exchange rate you secure impacts how much LKR you get for your NZD.

Mid-market Rate
1 
=
181.614767 
LKR

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from NZD to LKR has seen some fluctuation. On average, it stood at 182.3746.

  • During this period, the highest value recorded was 182.8416, while the lowest was 181.5102.

  • Wise, which is our recommended service to send money online from New Zealand to Sri Lanka offers an exchange rate that is only -0.25% above the mid-market rate.

Want to secure the best NZD-Sri Lank Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Sri Lanka!

Paying for your New Zealand to
Sri Lanka transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from New Zealand to Sri Lanka.

    By using a money transfer company such as Wise for transfers from New Zealand to Sri Lanka, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Wise is the cheapest provider for bank transfers from the 8 we tested when sending NZD to Sri Lanka.

    With a fee of 44.25 NZD to send money from New Zealand to Sri Lanka, Wise offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Sri Lanka with a debit or a prepaid card is easy with Wise.


    Wise is a one of the better options in the market for international debit card transfers from New Zealand to Sri Lanka.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Sri Lanka and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Sri Lanka.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to LKR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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