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How to send money to Pakistan from New Zealand with the best NZD-PKR rate

Compare ways to send money from New Zealand to Pakistan. Find the cheapest, fastest, and most reliable providers with the best NZD to PKR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Pakistan from New Zealand.

Transferring the other way? Send PKR from Pakistan to New Zealand instead.
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July 5th, 2025
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Best money transfer companies

Send money from New Zealand to Pakistan

Last updated: Today
Mid-market rate as of 07/05/2025: 1 NZD = 171.95524 PKR
Results below are based on a 10000 NZD search
0 of 5 providers
Sponsored
Wise
Recipient gets (PKR)
Rs 1,711,298.48
Full transfer details
Visit Wise
Rs 43,333 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PKR)
Rs 1,688,206.00
Full transfer details
Visit Xe
Rs 20,240 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (PKR)
Rs 1,714,909.61
Full transfer details
Visit Regency FX
Rs 46,944 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
Wise
Recipient gets (PKR)
Rs 1,711,298.48
Full transfer details
Visit Wise
Rs 43,333 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
3
Remitly
Recipient gets (PKR)
Rs 1,690,000.00
Full transfer details
Visit Remitly
Rs 22,034 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
4
Xe
Recipient gets (PKR)
Rs 1,688,206.00
Full transfer details
Visit Xe
Rs 20,240 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (PKR)
Rs 1,713,707.99
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (PKR)
    Rs 1,662,003.28
    Not recommended
Sponsored
Wise
Recipient gets (PKR)
Rs 1,711,298.48
Full transfer details
Visit Wise
Rs 43,333 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PKR)
Rs 1,688,206.00
Full transfer details
Visit Xe
Rs 20,240 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

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Our recommendation: Wise

Wise is our top choice for NZD to PKR transfers.

We tested & reviewed 5 money transfer providers offering money transfers from New Zealand to Pakistan, and Wise scored highly.

Sending 10,000 NZD to PKR will cost you $51.4 in fees, and you will receive 1,711,298.48 PKR. The delivery time usually is next day.

For a great mix of cost, speed & features, we recommend making your New Zealand to Pakistan transfer using Wise.

Wise is the top rated company for sending money from New Zealand (NZD) to Pakistan (PKR) - Wise Screenshot

How to compare deals on New Zealand to Pakistan money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Pakistan
Wise
Total number of NZ - PK providers
5
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Xe

What to consider ahead of money transfers from New Zealand to Pakistan

1
Compare providers

Comparing based on your specific needs is the best way to send money from New Zealand to Pakistan with confidence.

Our analysis, and search results, include 5 providers that operate between New Zealand and Pakistan. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Pakistan.

2
Understand the New Zealand Dollar-Pakistan Rupee exchange rate
3
Choose the right payment method
4
Use providers regulated in New Zealand and Pakistan
5
Consider transfer limits
6
Receiving money in Pakistan
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money to Pakistan from New Zealand: Regency FX

Regency FX offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending New Zealand Dollar to Pakistan.

Of the 5 providers compared, data shows that Regency FX is 0.07% cheaper than the second-best option.

The is cost is made up of an average NZD-PKR exchange rate that is 0.27% different to the mid-market rate and an average fee of 0* NZD.

If you want to secure the best rates on a NZD to Pakistan transfer, Regency FX will result in the most Pakistan Rupee received.

Fastest way to transfer money to Pakistan from New Zealand: Regency FX.

Of 5 companies compared, Regency FX offers the quickest way to send New Zealand Dollars to Pakistan.

For example, sending $10,000 to Pakistan with Regency FX will be minutes - 24 hours.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

New Zealand to Pakistan transfers with Regency FX have a fee of 0 NZD.

To test that Regency FX was the 'fastest' option we compared 5 providers. With this, we compared overall speed of sending money from New Zealand to Pakistan made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Pakistan.

When sending at speed is a priority, Regency FX is our recommended choice for sending into Pakistan from New Zealand.

Transfer a large amount of money

To transfer large sums of money from New Zealand to Pakistan, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
5 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Pakistan can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Pakistan from New Zealand.

Understanding the costs involved when moving money from New Zealand to Pakistan

The total cost of sending money to Pakistan from New Zealand is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for NZD-PKR is 171.9552 PKR per New Zealand Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Pakistan Rupee for your New Zealand Dollars.

The NZD-PKR mid-market rate over the last 7 days has seen the New Zealand Dollar worth an average 172.6754 PKR. Within this there has been a high of 172.9297, and a low of 171.9552.

From 5 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NZD to PKR.

Fees: When sending money there may be additional fees. Regency FX offers the lowest fee of the 5 providers tested, costing justs 0 NZD per transfer.

Amount Received: When comparing providers, the best measure is the amount of Pakistan Rupee eventually received in Pakistan.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Pakistan, means a better overall cost of sending money from New Zealand.

How to find the best exchange rate for New Zealand Dollar to Pakistan Rupee

Timing is essential for sending money between NZD and PKR. The exchange rate you secure impacts how much PKR you get for your NZD.

Mid-market Rate
1 
=
171.955240 
PKR

Let's dive into some interesting recent trends.

  • In the last week, the exchange rate from NZD to PKR has seen some fluctuation. On average, it stood at 172.6754.

  • During this period, the highest value recorded was 172.9297, while the lowest was 171.9552.

  • Wise, which is our recommended service to send money online from New Zealand to Pakistan offers an exchange rate that is only -0.03% above the mid-market rate.

Want to secure the best NZD-Pakistan Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Pakistan!

Payment methods for New Zealand to
Pakistan transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from New Zealand to Pakistan.

    By opting for a money transfer company such as Regency FX for transfers from New Zealand to Pakistan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Regency FX is the cheapest provider for bank transfers from the 5 we tested when sending NZD to Pakistan.

    With a fee of NZD0 to send money from New Zealand to Pakistan, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from New Zealand to Pakistan is easy with Wise.


    Wise is a market leader in debit card payments for transfers from New Zealand to Pakistan, this is among a total of 5 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from New Zealand to Pakistan, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Pakistan and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Pakistan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to PKR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from New Zealand to Pakistan?
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Are there any minimum or maximum transfer amounts for sending money from New Zealand to Pakistan?
Can I schedule regular transfers between New Zealand and Pakistan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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