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How much does it cost to send money to Poland?
Sending money to Poland can be more affordable than you might think. However, understanding the fees can be confusing. This confusion arises because money transfer providers make money in different ways. They can charge transfer fees, mark up the exchange rate, or do both simultaneously.
Let's imagine you want to send $1,000 from the United States to Poland.
After analyzing the 20+ providers in our database, we have found that your best option would be to send money with Wise via bank transfer. They add no markup to the exchange rate, and charge a fee of approximately $10.83.
Mid-market rate versus markup
The mid-market rate is the average between the buying and selling prices of two currencies. It fluctuates over time. The markup is the additional amount charged by the provider above this rate.
At MoneyTransfers.com, we make it easy to compare rates by providing the updated exchange rate markup for each money transfer provider. Additionally, you can review fees, transfer times, and read customer reviews.
Best services to send money to Poland
When choosing a method to send money to Poland, you'll want to consider factors like convenience, cost, and transfer times.
Wise focuses on providing a great balance between low fees, the mid-market exchange rate, and fast transfer times to and from Poland.
RegencyFX is the cheapest way to send money to Poland, with zero transfer fees and a small markup on exchanges.
XE offers quick transfers to Poland, with no fees for transfers above $500.
Use our data to find the best options for you and discover the money transfer providers that offer the exact service you need.
The suggestions below are created by combining data from thousands of real-life searches that were conducted on MoneyTransfers.com by individuals who, like you, wanted to send money internationally to Poland.
Overall, Wise is the best way to send money to Poland. They have low, transparent fees and offer the mid market exchange rate.
This isn't just our opinion, this is based on thorough analysis of the benefits, costs, and speed of using Wise for your transfers.
Cost: Wise fees aren't always the lowest, but their mid-market exchange rate is unbeatable. You can also calculate your exact fees before you send any money.
Speed: Wise is usually one of the fastest providers on the market. Transfers to Poland with Wise are often completed within a week.
Ease of use: Wise is the most user-friendly provider we've reviewed, with an intuitive app and clear navigation.
You can calculate your fees for sending money to Poland with Wise before you send any money using their online, in-app calculator. You can also open a multi-currency account, in which you can hold up to nine different currencies at once, including PLN.
Watch our video review of Wise
Our analysis shows that XE stands out as the fastest service for sending money to Poland. This is particularly impressive considering the vast network they cover, with services available in over 200 countries. For anyone looking to transfer money internationally, especially to Poland, XE simplifies the process, making it quick and efficient.
One of the most appealing aspects of using XE is the cost-saving benefit for larger transactions. They waive fees for transfers over $500, which is a significant advantage for both personal and business users. This feature not only makes XE an economical choice but also encourages larger transactions, knowing that extra costs won't be a concern.
Moreover, XE's high transfer limits cater to a wide range of needs, from small personal transfers to large business transactions. This flexibility, combined with their extensive global reach, positions XE as a top choice for anyone needing to send money to Poland. Whether you're supporting family, managing overseas investments, or paying for services, XE provides a reliable and fast solution to meet your needs.
Our analysis shows that RegencyFX stands out as the cheapest service for sending money to Poland. This is a big win for anyone looking to transfer funds without worrying about excessive fees eating into their money. What sets RegencyFX apart is its commitment to zero transfer fees, making it an attractive option for both one-time and recurring international payments. This means more of your money gets to where it needs to be, without unnecessary deductions.
One of the standout features of RegencyFX is the dedicated account manager provided to each customer. This personal touch ensures that you have a go-to expert for all your transfer needs, making the process smoother and more tailored to your specific requirements. It's like having a financial concierge, ensuring your transactions are handled with care and expertise.
Moreover, RegencyFX makes recurring international payments a breeze. This feature is especially beneficial for those who need to send money regularly, offering peace of mind and consistency in your financial dealings. While there is a markup on the mid-market rate, the transparency and efficiency of the service, combined with the significant savings on transfer fees, position RegencyFX as a top choice for sending money to Poland.
Need more options? Compare ALL rates
Get more for your money: compare and choose from over 20 money transfer providers and find the top options to send money to
What is the cheapest way to send money to Poland?
Money transfer services are the cheapest way to send money to Poland
Whether you need to send money to your loved ones in Poland, pay for tuition fees, or send large amounts of money to invest in a property, money transfer services help you avoid bank charges and processes.
The exact cost of sending money to PLN can be influenced by factors like:
The country of origin
The amount you need to send
The payment method you select
The current exchange rates
Our comparison engine helps you find the best deal for your transfer by comparing the exact costs of all the most reliable money transfer services on the market in 2024.
USD to PLN Live Exchange Rate
Sending money to another country requires an understanding of exchange rates. An exchange rate can be compared to a constantly changing price tag that indicates the value of your currency in relation to another country's currency, in this case Poland's PLN.
A favorable exchange rate means that you will receive more foreign currency for each unit of your own currency, making your transfer more effective.
Use the tool on this page to get the latest exchange rate for your currency to PLN. It's pre-set to USD but, if you're dealing with different currencies such as Euros or Canadian dollars, you can easily adjust the settings and get the values you need. This helps you know exactly how much money will arrive in Poland when you send it.
Expert Tip: Watch the Exchange Rate
Did you know you can save money by keeping an eye on exchange rates? If you're not in a hurry to send money to Poland, watching how the rates change can be smart. When the USD to Zloty rate is good, your money will get you more in Poland. This means you can send more money without spending extra!
Sign up for our automated notifications. We'll let you know the best time to send money. With these alerts, you won't miss out on a great rate. It's like having a money-saving expert in your pocket!
How long does it take to send money to Poland?
Quick and efficient - that's what you need when sending money to Poland. Money transfer services offer a great solution to those times when speed is of the essence, as their transfer times tend to be much shorter compared to banks.
Take, for instance, an urgent need to transfer $1,000 from the USA to Poland. Services like XE excel in this regard, offering near-instantaneous transfers. Even other providers like Wise and Global66, while not as fast, ensure your money arrives swiftly.
Bear in mind that speed, like costs, can be influenced by:
The amount you're transferring. Smaller sums often move through the system quicker, while larger amounts may face delays due to necessary security verifications.
The time you start the transfer. To maximize speed when you send the money via bank transfer, initiate the operation before your bank's cut-off time. Miss this, and your transfer gets postponed to the next business day.
How to send and receive money in Poland
Sending money to Poland, is easy, especially when you gather the necessary documentation, and meet all legal requirements. To help you avoid unnecessary complications and delays, we have compiled a simple step-by-step process.
Transfer limits in Poland. There are no legal limits on how much money you can send to Poland.
What do you need to complete an international transfer to Poland?
When you open an account with a money transfer service, you will be asked to provide your personal information. Before the transfer is executed, you will also need to share the necessary details of your recipient.
Your contact details
You will need to share your contact details with the provider of your choice, so make sure to double check your email and address are correct.
Photo ID
Money transfer services will need you to share a photo ID to confirm your identity. Have it ready and make sure it's valid.
Proof of address (optional)
Some providers may ask you to share a phone bill or a bank statement to prove your address.
Poland money transfer guides
Financial regulators in Poland
The Polish Financial Supervision Authority is responsible for the accounting standards of banks and other financial institutions.
Analysis and methodology
At MoneyTransfers.com, we're not just another comparison site; we're your ally in beating the high costs and complexities of international money transfers. Our platform is designed to turn the tables on overpriced banks and providers, ensuring you get the best deal every time.
What sets us apart
Unmatched Transparency: We believe in honesty and clarity. With us, what you see is what you get - no hidden agendas, no preferential treatment for providers.
Comprehensive Provider Network: We go the extra mile to include an extensive range of providers in our comparisons. From industry giants to innovative newcomers, we partner with a diverse array of trusted providers, ensuring you have access to the best options available.
Tailored Solutions: We understand that every customer's needs are unique. That's why we offer personalized recommendations based on your specific requirements, ensuring you find the perfect match to send money to Poland.
The results displayed on this page are based on data we collected via our comparison engine during the past six months and show you a simple way to get the best fees, fastest transfer times, or most helpful customer support.
