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How to send money to Honduras from US with the best USD-HNL rate

Compare the best deals on transfers from the United States to Honduras. Explore the cheapest, fastest, and most reliable providers with the best USD to HNL exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Honduras from United States.

Transferring the other way? Send HNL from Honduras to United States instead.
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June 26th, 2025
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Best money transfer companies

Send money from United States to Honduras

Last updated: Today
Mid-market rate as of 06/26/2025: 1 USD = 25.948135 HNL
Results below are based on a 7000 USD search
0 of 7 providers
Sponsored
Wise
Recipient gets (HNL)
L 181,256.94
Full transfer details
Visit Wise
L 5,069 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (HNL)
L 176,038.10
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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1
Remitly
Recipient gets (HNL)
L 182,770.00
Full transfer details
Visit Remitly
L 6,582 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
2
Wise
Recipient gets (HNL)
L 181,256.94
Full transfer details
Visit Wise
L 5,069 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
3
Xe
Recipient gets (HNL)
L 176,038.10
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (HNL)
L 180,729.85
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Capital One
    Capital One
    Recipient gets (HNL)
    L 174,371.47
    Not recommended
  • PayPal
    PayPal
    Recipient gets (HNL)
    L 167,222.24
    Not recommended
Sponsored
Wise
Recipient gets (HNL)
L 181,256.94
Full transfer details
Visit Wise
L 5,069 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (HNL)
L 176,038.10
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall top choice: Wise

Wise is the best way to transfer US Dollar into Lempira.

Of the 7 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Sending 7,000 USD to HNL will cost you $60.74 in fees, and you will receive 181,256.94 HNL.

When sending money from the United States to Honduras, using Wise in a great option.

Wise is the top rated company for sending money from United States (USD) to Honduras (HNL) - Wise Screenshot

How to compare deals on your United States to Honduras transfer

Summary of recent searches

Top rated for transfers from United States to Honduras
Wise
Total number of US - HN providers
7
Average cheapest fees & rate
Remitly
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Remitly
Best for debit card
Xe

Considerations for sending money from United States to Honduras

1
Compare providers

Always compare ways to send money from the United States to Honduras to get the best options for fees, speed, and reliability.

Our analysis included 7 providers that operate between United States and Honduras.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Honduras.

2
Track the US Dollar-Lempira exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Honduras
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Honduras from the United States: Remitly

Remitly offers the cheapest combination of low fees and competitive exchange rates of the 7 providers we compared.

They offer a fee of 0 USD and exchange rate between USD-HNL that is -0.62% different to the mid-market rate.

In comparison, Remitly is 0.83% cheaper than the second-best option.

To secure affordable and great rates on a USD to Honduras transfer, Remitly is our recommended choice.

Remitly is the cheapest way to send money from United States (USD) to Honduras (HNL) - Remitly Screenshot

Fastest way to transfer money to Honduras from the United States: Paysend.

Of 7 companies compared, Paysend offers the quickest way to send US Dollars to Honduras.

Through our data, we found Paysend to be the fastest option for sending money from the United States into Lempira in 100% of occasions. For fast USD to HNL money transfers, Paysend comes highly recommended.

the United States to Honduras transfers with Paysend have an average fee of 0 USD.

To test that Paysend was the 'fastest' option we compared 7 providers. With this, we compared overall speed of sending money from the United States to Honduras made up of depositing US Dollars, to a money transfer account and transfer times to Honduras.

When sending at speed is a priority, Paysend is our recommended choice for sending into Honduras from United States.

Paysend is the fastest way to send money from United States (USD) to Honduras (HNL) - Paysend Screenshot

Send large sums of money

Transferring bigger amounts of money to Honduras from the United States needs a strong exchange rate and effective management of the transfer.

From the
7 options we compared, Wise offers the strongest all round option for large transfers to Honduras from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Lempiras to Lempira.

As such, we recommend Wise for large transfers between Honduras and the United States.

Understanding the cost of transferring money from United States to Honduras

The total cost of money transfers from United States to Honduras is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-HNL is currently 26.1601 HNL per US Dollar. Providers offering services closer to this rate will ensure more Lempira for your US Dollars.

  • To give a historic average, over the last 7 days the USD-HNL mid-market rate has been 26.0688 HNL per US Dollar, this has had a high of 26.1938 and a low of 25.8103.

  • From the 7 companies compared, Wise offers the best exchange rate on transfers to Honduras and the United States.

  • Generally, the exchange rate you receive on converting USD to HNL will be the biggest factor impacting the cost of sending US Dollars to Honduras.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Remitly, just 0 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Lempira. Simply, the higher the amount received in the United States, the lower the cost of sending from Honduras.

How to find the best exchange rate for US Dollar to Lempira

Timing is essential for sending money between USD and HNL. The exchange rate you secure impacts how much HNL you get for your USD.

Mid-market Rate
1 
=
26.160053 
HNL

Let's dive into some interesting recent trends.

  • In the last 7 days, the exchange rate from USD to HNL has seen some fluctuation. On average, it stood at 26.0688.

  • During this period, the highest value recorded was 26.1938, while the lowest was 25.8103.

  • Wise, which is our recommended service to send money online from United States to Honduras offers 26.1205 HNL per USD which is only -0.66% above the mid-market rate.

Want to secure the best USD-Lempira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Honduras!

United States to
Honduras money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Honduras.

    A money transfer company like Remitly offer bank transfers between the United States and Honduras with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Remitly is the cheapest provider for bank transfers of the 7 we tested when sending USD to Honduras.

    Remitly has a fee of 0 USD for money transfersfrom the United States to Honduras. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Honduras with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to Honduras, competing among a total of 7 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Honduras and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Honduras.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to HNL.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from United States to Honduras?
What is the best exchange rate I can get for sending money from United States to Honduras?
Are there any minimum or maximum transfer amounts for sending money from United States to Honduras?
Can I schedule regular transfers between United States and Honduras?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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