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How to send money to Nigeria from Afghanistan with the best AFN-NGN rate

Find money transfer deals for sending money from Afghanistan to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best AFN to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Afghanistan.

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November 22nd, 2025

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Afghanistan
AFN
Nigeria
NGN
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Best money transfer companies

Send money from Afghanistan to Nigeria

Last updated: Today
Mid-market rate as of 11/22/2025: 1 AFN = 21.905154 NGN
Results below are based on a 16600 AFN search
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0 of 2 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (NGN)
₦345,381.85
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (NGN)
₦345,381.85
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes

Alternative for Afghanistan to Nigeria

While you can’t send AFN to NGN with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send AFN to Nigeria is through a cash transfer with Western Union.

Western Union offers broad coverage across Afghanistan and Nigeria, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 AFN per 16,600 AFN transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in AFN, while the recipient collects NGN in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

How to send money from Afghanistan to Nigeria

Summary of recent searches

Top rated for transfers from Afghanistan to Nigeria
Western Union Agent
Total number of AF - NG providers
2
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
Western Union Agent
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Considerations to make sending money from Afghanistan to Nigeria easy

1

Compare providers

Comparing the different providers offering services between Afghanistan and Nigeria, is the best way to send money with confidence.

The 2 providers we've compared ensures you will get the best options for your transfer to Nigeria from Afghanistan. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring Afghani to Nigeria.

2

Exchange rates between Afghani-Naira

3

Choose the right payment method

4

Financial regulation in Afghanistan and Nigeria

5

Consider transfer limits

6

Receiving money in Nigeria

7

Have your ID ready

8

Tax declarations

The cheapest way to send money to Nigeria from Afghanistan is to send cash via Western Union Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100+ money transfer companies, there aren’t many options servicing AFN/NGN.

The main cost is made up of the fee (around 3 AFN) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much AFN you are sending.

Fastest money transfers from Afghanistan to Nigeria: cash transfer via MoneyGram Agent

The quickest way to send money from Afghanistan to Nigeria is through a cash transfer with a MoneyGram Agent.

In most cases, cash transfers are processed instantly, allowing your recipient to collect NGN within minutes.

In some cases, transfer times can vary depending on the amount sent and the branch you use, with larger transfers occasionally taking up to 24 hours to process.

Given the limited number of providers supporting AFN to NGN transfers, MoneyGram remains the fastest and most reliable option for cash pickups in Nigeria.

Need to make a large transfer?

For big transfers between Afghanistan and Nigeria, competitive pricing, good rates & strong customer service are key.

Western Union Agent is the best option for large transfers of the
2 providers compared.

They offer the best exchange rate for AFN to NGN transfers, meaning you will get the most Nairas (₦345,381.85).

While Western Union Agent may not always be the cheapest or fastest way to send AFN from Afghanistan to Nigeria, they have years of experience in larger transfers such as buying or selling property.

Understanding the cost of moving money to Nigeria from Afghanistan

The total cost of money transfers to Nigeria from Afghanistan, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

The Mid-Market and Exchange Rates: The current mid-market for AFN-NGN is 21.9052 NGN per Afghani.

  • Using a transfer company offering an exchange rate closer to this will result in being able to buy more Naira for your Afghanis.

  • On average for the last week, the AFN-NGN mid-market rate has been 21.8198 NGN per Afghani. This hit a high of 21.9099, and a low of 21.7502.

  • From the 2 companies compared, Western Union Agent offers the best exchange rates.

  • The biggest factor in the overall cost of sending money is the exchange rate you receive on converting AFN to NGN.

Fees: Some money transfers between Afghanistan and Nigeria will be subject to fees.

Western Union Agent is the cheapest option overall, charging 3 AFN.

Although you should search for your send amount for actual fees as your scenario may be different.

Amount Received: Money transfer companies will show you the amount of Naira eventually received in Nigeria.

This number should guide you, as a higher amount of money received in Nigeria means a better overall cost of sending money from Afghanistan.

How to get the best exchange rate for Afghani to Naira

Getting the best exchange rate essential for sending money between AFN and NGN. The exchange rate you secure impacts how much NGN you get for your AFN.

Mid-market Rate
1 
AFN
=
21.905154 
NGN

Here is how the currency has performed recently.

  • Over the past 7 days, the mid-market from AFN to NGN has been 21.8198.

  • During this period, the highest value was 21.9099, while the lowest was 21.7502.

  • Western Union Agent, which is our recommended choice to send money online from Afghanistan to Nigeria offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best AFN-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Afghanistan to Nigeria!

Paying for your Afghanistan to
Nigeria money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Afghanistan to Nigeria.

    By using a money transfer company such as Western Union Agent to send money from Afghanistan to Nigeria, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Western Union Agent is the cheapest money transfer provider for bank transfers from the 2 we tested when sending AFN to Nigeria.

    With a fee of AFN3 to send money from Afghanistan to Nigeria, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Afghanistan to Nigeria with a prepaid or debit card is very easy with Western Union Agent.


    Western Union Agent is a great choice for sending money with a debit card from Afghanistan to Nigeria. This is from the 2 money transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Afghanistan to Nigeria, we recommend comparing your options to get the best deal.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Afghanistan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Afghanistan to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AFN to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Afghanistan to Nigeria?
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Can I send money from Afghanistan to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending Afghanis to Nigeria through various providers?
How long does it take to send money from Afghanistan to Nigeria?
What is the best exchange rate I can get for sending money from Afghanistan to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Afghanistan to Nigeria?
Can I schedule regular transfers between Afghanistan and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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