/Send money/To Nigeria/From Saint Lucia

How to send money to Nigeria from Saint Lucia with the best XCD-NGN rate

Find money transfer deals for sending money from Saint Lucia to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best XCD to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Saint Lucia.

Transferring the other way? Send NGN from Nigeria to Saint Lucia instead.
Disclosure
November 22nd, 2025

Search Now & Save On Your Transfer

Instantly view live exchange rates, fees & features.
Saint Lucia
XCD
Nigeria
NGN
Send
$
Best money transfer companies

Send money from Saint Lucia to Nigeria

Last updated: Today
Mid-market rate as of 11/22/2025: 1 XCD = 537.425827 NGN
Results below are based on a 700 XCD search
Sort by:
0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (NGN)
₦355,856.51
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (NGN)
₦355,856.51
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (NGN)
₦351,605.47
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Saint Lucia to Nigeria

While you can’t send XCD to NGN with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send money from Saint Lucia to Nigeria is using PayPal P2P transfer service.

With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.

You will initiate the transfer in XCD and your recipient will receive the NGN into their PayPal account.

The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.

Screenshot

How to get the best deal on your Saint Lucia to Nigeria money transfer

Summary of recent searches

Top rated for transfers from Saint Lucia to Nigeria
Western Union Agent
Total number of LC - NG providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations when sending from Saint Lucia to Nigeria

1

Compare providers

Comparing money transfer companies with services between Saint Lucia and Nigeria, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 3 providers providing services between Saint Lucia and Nigeria. This ensures you will get the best options when sending Naira to Nigeria.

Over the last 7 days, we’ve picked Western Union Agent as the best overall provider. However, comparing based on the amount you want to send to Nigeria will provide a specific provider that’s best for transferring money from Saint Lucia.

2

Understanding the East Caribbean Dollar-Naira exchange rate

3

Choose the right payment method

4

Financial regulations

5

Consider transfer limits

6

Receiving money from East Caribbean Dollar in Nigeria

7

Confirm the ID you need

8

Tax declarations

The cheapest way to send money to Nigeria from Saint Lucia is to send cash via Western Union Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100+ money transfer companies, there aren’t many options servicing XCD/NGN.

The main cost is made up of the fee (around 3 XCD) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much XCD you are sending.

The fastest way to send money to Nigeria from Saint Lucia is to use cash transfer via MoneyGram Agent

In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect NGN in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing XCD/NGN, cash transfer with MoneyGram is the fastest way.

Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

For transfers over $10,000, your best bet is Western Union Agent.


While Western Union Agent may not always be the cheapest or fastest way to send XCD from Saint Lucia to Nigeria, it offers the best XCD-NGN exchange rate right now (510.5545 Nairas per 1 XCD sent).

They will also keep your money safe and you relaxed while your money moves into NGN.

Understanding the cost of transferring money to Nigeria from Saint Lucia

Fees and exchange rates make up the total cost of sending money from Nigeria to Nigeria. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current XCD-NGN mid-market rate is 537.4258 NGN per East Caribbean Dollar. You will get more Naira for your East Caribbean Dollars if you find a provider close to this number.

  • For context, over the last 7 days the XCD-NGN mid-market rate has had a high of 540.1646, a low of 533.1188 and averaged 535.9606 NGN per East Caribbean Dollar.

  • Across the 3 companies compared, the best exchange rate is with Western Union Agent.

  • Unless fees are unusually high, the exchange rate you receive on converting XCD to NGN will be the biggest determining factor when working out the cost of transferring East Caribbean Dollars to Nigeria.

Fees: Transfer fees are charged as part of the transfer. Western Union Agent charges the lowest fee of 3 XCD at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Naira eventually received in Nigeria. You can assume that a lower cost of sending from Saint Lucia will result in more money received in Nigeria.

Track the exchange rate for East Caribbean Dollar to Naira

Sending money at the right time between XCD and NGN can make a huge difference to overall cost. The exchange rate impacts how much NGN you get for your XCD.

Mid-market Rate
1 
XCD
=
537.425827 
NGN

Over the last 7 days, the average numbers are:

  • The exchange rate from XCD to NGN averaged 535.9606 NGN.

  • The highest value recorded was 540.1646 NGN, while the lowest was 533.1188 NGN.

  • 3 providers currently offer transfers between Saint Lucia and Nigeria close to this rate

Want to secure the best XCD-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Saint Lucia to Nigeria!

Payment methods available to fund your Saint Lucia to
Nigeria transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Saint Lucia to Nigeria.

    Sending money via a bank transfer with a company such as Western Union Agent for transfers from Saint Lucia to Nigeria allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Western Union Agent is the best provider for bank transfers of the 3 we tested when sending XCD to Nigeria.

    With a fee of XCD3 to send money from Saint Lucia to Nigeria, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Saint Lucia to Nigeria with a prepaid or a debit card is very simple with Western Union Agent.


    Western Union Agent is a leader in card payments for transfers from Saint Lucia to Nigeria, competing among a total of 3 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from Saint Lucia to Nigeria, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Saint Lucia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Saint Lucia to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send XCD to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Saint Lucia to Nigeria?
Are there any tax implications to sending money from Saint Lucia to Nigeria?
Can I send money from Saint Lucia to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending East Caribbean Dollars to Nigeria through various providers?
How long does it take to send money from Saint Lucia to Nigeria?
What is the best exchange rate I can get for sending money from Saint Lucia to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Saint Lucia to Nigeria?
Can I schedule regular transfers between Saint Lucia and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free