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Compare ways to send money from Puerto Rico to Nigeria

Find money transfer deals for sending money from Puerto Rico to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best USD to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Puerto Rico.

Transferring the other way? Send NGN from Nigeria to Puerto Rico instead.
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Overall best way: Instarem

Instarem is our recommended company for transferring US Dollar to Nigeria.

We tested & reviewed 6 transfer providers, and Instarem scored highly.

In the last six months, Instarem appeared in 66.7% of Puerto Rico to Nigeria searches, and was the top rated company supporting payments Puerto Rico into Naira.

So for a great mix of cost, speed & features, make your Puerto Rico to Nigeria transfer using Instarem.

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How to get the best deal on sending money from Puerto Rico to Nigeria

Summary of recent searches

Top rated for transfers from Puerto Rico to Nigeria
Instarem
Total number of PR - NG providers
6
Average cheapest fees & rate
Instarem
Average fastest transfer
Instarem
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Instarem

Considerations for money transfers from Puerto Rico to Nigeria

1
Compare providers

Comparing providers offering services between Puerto Rico and Nigeria, based on your specific needs is the best way to send money with confidence.

Our comparison includes 6 companies that provide the ability to send US Dollar to Nigeria.

This ensures you get the best options for transfers to Nigeria from Puerto Rico, based on the amount you want to send.

2
Watch the US Dollar-Naira exchange rate
3
Choose the right payment method
4
Use providers regulated in Nigeria and Puerto Rico
5
Consider transfer limits
6
Receiving money in Nigeria
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Nigeria from Puerto Rico: Wise

Wise combines the lowest fees with the best exchange rate and from the 6 companies compared offers the cheapest transfers to Nigeria from Puerto Rico.

Data collected through our comparison over the past six months shows that Wise is 0% cheaper than the second-best option.

The cost is made up of an average fee of 0* USD and an exchange rate for buying Naira with US Dollar that is -2.48% different to the mid-market rate.

If you want to secure the best rates on a Puerto Rico to Nigeria transfer, Wise offers value. We would still recommend searching for the amount you want to send to Nigeria.

*The most common fee applied to USD-NGN by Wise, based on data from the past six months.

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Fastest money transfers from Puerto Rico to Nigeria: Instarem.

Of the 6 money transfer companies tested, Instarem offered the quickest way to send US Dollars to Nigeria.

Through our comparison, we found Instarem to be the fastest option to transfer money from Puerto Rico to Naira in 66.7% of instances.

Over the last six months, sending money from Puerto Rico to Nigeria through Instarem have an average fee of 0 USD.

Instarem was one of 6 money transfer providers we compared for overall speed of sending money from Puerto Rico to Nigeria. This speed test included depositing US Dollars to an account and the average timeframe for sending money to Nigeria.

When fast transfers are a priority, Instarem is our best choice for sending from Puerto Rico to Nigeria.

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Sending a large amount of money?

For big transfers from Puerto Rico to Nigeria, competitive pricing & strong customer service are essential.

Of the
6 providers compared, Instarem is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Instarem may not always be the fastest or cheapest way to send money from Puerto Rico to Nigeria, it's a great provider for things like buying or selling property.

Understanding the cost of sending money from Puerto Rico to Nigeria

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Puerto Rico to Nigeria.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Naira for your US Dollar. The current USD-NGN mid-market rate is 1,553.5697 NGN per US Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the USD-NGN mid-market rate for the past three months has averaged 1,610.9539 NGN per US Dollar, with a low of 1,406.0003 and a high of 1,697.4976.

  • Instarem is currently offering the best exchange rate from the 6 companies compared.

  • Often the USD-NGN exchange rate you pay is the biggest cost factor when transferring US Dollars to Nigeria.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of US Dollar you’re sending to Nigeria. Instarem currently has the lowest fees for transfers into NGN at an average of 0 USD over the last 6 months. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Naira is the biggest indicator of the total cost of sending money to Nigeria from Puerto Rico. The bigger the amount received in Nigeria, the lower the overall cost of sending from Puerto Rico.

Getting best exchange rate for sending US Dollar to Naira

Timing is essential when tracking the mid-market rate between USD and NGN. The end exchange rate you secure impacts how much NGN you get for your USD.

Mid-market Rate
1
= 1553.569703 NGN

The recent mid-market rate trends are:

  • Over the past six months, the mid-market rate from USD to NGN was 1,610.9539.

  • During this period, it hit a high of 1,697.4976, and a low of 1,406.0003.

  • Instarem, which is our recommended service to send money online from Puerto Rico to Nigeria offers an exchange rate that is only 2.58% above the mid-market rate.

Want to secure the best USD-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Puerto Rico to Nigeria!

Payment options for transfers from Puerto Rico to
Nigeria

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Puerto Rico to Nigeria.

    Using a money transfer company such as Wise for payments from Puerto Rico to Nigeria, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 



    Wise is the best money transfer provider for bank transfers of the 6 we compared when sending USD to Nigeria.

    With an average fee of 10.22 USD to transfer money from Puerto Rico to Nigeria, Wise offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Puerto Rico to Nigeria is easy with Instarem.


    Instarem is a leader in debit card money transfers from Puerto Rico to Nigeria. They are the best option of the 6 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Puerto Rico to Nigeria, is the top choice of the 6 companies offering this service.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Puerto Rico.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Puerto Rico to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Puerto Rico to Nigeria?
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Can I send money from Puerto Rico to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Nigeria through various providers?
How long does it take to send money from Puerto Rico to Nigeria?
What is the best exchange rate I can get for sending money from Puerto Rico to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Puerto Rico to Nigeria?
Can I schedule regular transfers between Puerto Rico and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.