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How to send money to Switzerland from US with the best USD-CHF rate

Compare the best deals on transfers from the United States to Switzerland. Explore the cheapest, fastest, and most reliable providers with the best USD to CHF exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Switzerland from United States.

Transferring the other way? Send CHF from Switzerland to United States instead.
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July 8th, 2025
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Best money transfer companies

Send money from United States to Switzerland

Last updated: Today
Mid-market rate as of 07/08/2025: 1 USD = 0.797205 CHF
Results below are based on a 7000 USD search
0 of 15 providers
Sponsored
Wise
Recipient gets (CHF)
CHF 5,558.19
Full transfer details
Visit Wise
CHF 145 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (CHF)
CHF 5,502.70
Full transfer details
Visit Xe
CHF 90 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (CHF)
CHF 5,566.48
Full transfer details
Visit Key Currency
CHF 153 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (CHF)
CHF 5,565.93
Full transfer details
Visit Currencyflow
CHF 153 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (CHF)
CHF 5,565.37
Full transfer details
Visit Regency FX
CHF 152 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Wise
Recipient gets (CHF)
CHF 5,558.19
Full transfer details
Visit Wise
CHF 145 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Currencies Direct
Recipient gets (CHF)
CHF 5,553.10
Full transfer details
Visit Currencies Direct
CHF 140 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (CHF)
CHF 5,540.00
Full transfer details
Visit CurrencyFair
CHF 127 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
7
OFX
Recipient gets (CHF)
CHF 5,537.00
Full transfer details
Visit OFX
CHF 124 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (CHF)
CHF 5,502.70
Full transfer details
Visit Xe
CHF 90 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (CHF)
CHF 5,552.57
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (CHF)
    CHF 5,396.93
    Not recommended
  • Capital One
    Capital One
    Recipient gets (CHF)
    CHF 5,357.22
    Not recommended
  • PayPal
    PayPal
    Recipient gets (CHF)
    CHF 5,137.57
    Not recommended
Sponsored
Wise
Recipient gets (CHF)
CHF 5,558.19
Full transfer details
Visit Wise
CHF 145 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (CHF)
CHF 5,502.70
Full transfer details
Visit Xe
CHF 90 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for USD to CHF transfers.

Wise scored the highest of the 15 money transfer companies supporting USD to CHF transfers.

For example, sending 7,000 USD to CHF will cost you $27.42 in fees, and the recipient will get 5,558.19 CHF. The delivery time is same day.

For a great mix of cost, speed & features, we advise using Wise for your United States to Switzerland transfer.

Wise is the top rated company for sending money from United States (USD) to Switzerland (CHF) - Wise Screenshot

How to compare deals on United States to Switzerland money transfers

Summary of recent searches

Top rated for transfers from United States to Switzerland
Wise
Total number of US - CH providers
15
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Considerations for sending money from United States to Switzerland

1
Compare providers

Always compare ways to send money from the United States to Switzerland to get the best options for fees, speed, and reliability.

Our analysis included 15 providers that operate between United States and Switzerland.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Switzerland.

2
Track the US Dollar-Swiss Franc exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Switzerland
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Switzerland from the United States: Key Currency

Key Currency offers the cheapest combination of low fees and competitive exchange rates of the 15 providers we compared.

They offer a fee of 0 USD and exchange rate between USD-CHF that is 0.25% different to the mid-market rate.

In comparison, Key Currency is 0.01% cheaper than the second-best option.

To secure affordable and great rates on a USD to Switzerland transfer, Key Currency is our recommended choice.

Key Currency is the cheapest way to send money from United States (USD) to Switzerland (CHF) - Key Currency Screenshot

Fastest way to send money from the United States to Switzerland: Wise.

Wise is the quickest way to send US Dollar to Switzerland of the 15 companies offering the service.

Based on a $7,000 transfer, Wise transfer time for USD-CHF transfers is same day.

Using Wise for fast transfers from the United States to Switzerland has a fee of 27.42 USD.

Within our comparison we looked at the 15 money transfer providers offering transfers from the United States to Switzerland. Within this we looked at overall speed of sending money from the United States to Switzerland after depositing US Dollar to a money transfer account.

When faster money transfers are a priority, Wise is our recommended choice for sending into Switzerland from United States.

Wise is the fastest way to send money from United States (USD) to Switzerland (CHF) - Wise Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Switzerland from the United States needs a strong exchange rate and effective transfer management.

From the
15 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Switzerland from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Swiss Francs to Swiss Franc.

As such, we recommend Currencies Direct for large Switzerland transfers.

Understanding the cost of transferring money from United States to Switzerland

The total cost of money transfers from United States to Switzerland is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-CHF is currently 0.7972 CHF per US Dollar. Providers offering services closer to this rate will ensure more Swiss Franc for your US Dollars.

  • To give a historic average, over the last 7 days the USD-CHF mid-market rate has been 0.7937 CHF per US Dollar, this has had a high of 0.7972 and a low of 0.7918.

  • From the 15 companies compared, Wise offers the best exchange rate on transfers to Switzerland and the United States.

  • Generally, the exchange rate you receive on converting USD to CHF will be the biggest factor impacting the cost of sending US Dollars to Switzerland.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, just 0 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Swiss Franc. Simply, the higher the amount received in the United States, the lower the cost of sending from Switzerland.

Finding the best exchange rate for US Dollar to Swiss Franc

Timing is essential for sending money between USD and CHF. The exchange rate you secure impacts how much CHF you get for your USD.

Mid-market Rate
1 
USD
=
0.797235 
CHF

Over the last week, here’s what we’ve seen:

  • The exchange rate from USD to CHF averaged 0.7937 CHF.

  • The highest value recorded was 0.7972 CHF, while the lowest was 0.7918 CHF.

  • There are currently 15 providers offering transfers between the United States and Switzerland close to this rate

Want to secure the best USD-Swiss Franc exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Switzerland!

United States to
Switzerland money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Switzerland.

    A money transfer company like Key Currency offer bank transfers between the United States and Switzerland with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Key Currency is the cheapest provider for bank transfers of the 15 we tested when sending USD to Switzerland.

    Key Currency has a fee of 0 USD for money transfersfrom the United States to Switzerland. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Switzerland with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to Switzerland, competing among a total of 15 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Switzerland and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Switzerland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to CHF.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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