How to send money to Guinea-Bissau from UK with the best GBP-XOF rate
We’ve compared 7 companies, and found Xe to be the cheapest, while TapTap Send is the fastest.
Sending £1,500 gets you CFA1,166,311.95 with Xe at 777.5413 XOF per GBP, about 0.46% more than the next best option.
Best companies for GBP/XOF transfers
7 of 7 providers
Last updated on 28 October 2026i
This page updates weekly. We collect, store, and analyze GBP/XOF exchange rates from our comparisons.
Based on 1,500 GBP transfer
Best companies for GBP/XOF transfers
All money transfer offers for GBP/XOF transfers, sorted by most XOF received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Locked-in rate
Xe
Pay via Debit card
Fee£0.001 GBP =777.5413 XOF+0.81%vs mid-market
Recipient getsF CFA 1,166,311.95 Minutes - 24 hours
Ways to receive money in Guinea-Bissau with Remitly when paying by debit card.
MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 GBP = 760.1900 XOF
F CFA 1,140,285.00You pay£1,500.00
Run a live search
Showing top United Kingdom to Guinea-Bissau deals for 1,500 GBP. Do a live search with your exact amount for today's best rates.
Run a live search
Showing companies that send from a business account. Run a business search to get live GBP to XOF rates.
Run a live search
These companies offer multi-currency accounts for spending XOF. We suggest doing a live search based on how much GBP you're planning to spend in Guinea-Bissau.
Run a live search
These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal.
Locked-in rate
Xe
Pay via Debit card
Fee£0.001 GBP =777.5413 XOF+0.81%vs mid-market
Recipient getsF CFA 1,166,311.95 Minutes - 24 hours
Mid-market rate: 1 GBP = 783.8952 XOFUpdates every 60 minutes.
Transfer details
How to send money from UK to Guinea-Bissau
Pick a company
For a one-off GBP transfer to Guinea-Bissau, I suggest picking the cheapest option which is Xe.
Xe was the cheapest on 17 of the 30 days it quoted £1,500 transfers to Guinea-Bissau.
On a 1,500 GBP transfer, Xe delivers the most XOF.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/XOF rate.
Fund your transfer
You have 4 ways to pay, including bank transfer, debit card, credit card, and paypal.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
Verify and send
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £1,500 transfer it's normally instant but can take a couple of hours.
Compare amounts
How much GBP are you sending to Guinea-Bissau?
How much GBP you send to Guinea-Bissau heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Xe was the cheapest in 18% of the transfers from £6,000 it quoted, and in 33% of all the transfers it quoted.
How much more the cheapest provider gets you than the average of all providers we compared at this amount.
Cheapest service
£500
0.99%
£2.50
F CFA 386,054.00with bank transfer to bank deposit
+F CFA 6,703.47
£1,000
0.74%
£0.00
F CFA 777,541.30with debit card to bank deposit
+F CFA 14,864.02
£1,500This page
0.81%
£0.00
F CFA 1,166,311.95with debit card to bank deposit
+F CFA 22,026.74
£2,000
0.79%
£0.00
F CFA 1,555,082.60with debit card to bank deposit
+F CFA 20,144.06
£6,000
0.27%
£0.00
F CFA 4,689,703.66with bank transfer to bank deposit
+F CFA 45,127.63
£10,000
0.27%
£0.00
F CFA 7,816,839.84with bank transfer to bank deposit
+F CFA 76,018.52
£50,000
0.25%
£0.00
F CFA 39,089,081.83with bank transfer to bank deposit
+F CFA 380,426.96
£250,000
0.20%
£0.00
F CFA 195,584,044.01with bank transfer to bank deposit
F CFA 0.00
Mid-market rate: 1 GBP = 783.8952 XOF
GBP/XOF Exchange Rate History
Is today a good time to send money from UK to Guinea-Bissau?
The cheapest way to send GBP to XOF can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 1,500 GBP transfers to Guinea-Bissau.
Show on chart
XOF received for £1,500, after fees
Wed, 28 Oct 2026Mid-market rateF CFA 1,175,842.87XeF CFA 1,166,311.95XeF CFA 1,166,311.95RevolutF CFA 1,160,990.00MoneyGramF CFA 1,156,494.30
1.14m
1.15m
1.16m
1.17m
1.18m
At the mid-market rateWith the cheapest optionXeRevolutMoneyGram
22 Oct23 Oct24 Oct25 Oct26 Oct27 Oct28 Oct
1.12m
1.13m
1.14m
1.15m
1.16m
1.17m
1.18m
At the mid-market rateWith the cheapest optionXeRevolutMoneyGram
29 Sept9 Oct18 Oct28 Oct
1.11m
1.12m
1.13m
1.14m
1.15m
1.16m
1.17m
1.18m
At the mid-market rateWith the cheapest optionXeRevolutMoneyGram
31 Jul30 Aug28 Sept28 Oct
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
764.4095
–
F CFA 1,146,614.23
Locked-in rate
XeCheapest
760.1805
£0.00
F CFA 1,140,270.75
−F CFA 6,343.48
Locked-in rate
MoneyGram
757.9874
£0.00
F CFA 1,136,981.10
−F CFA 9,633.13
Locked-in rate
Revolut
758.5314
£7.50
F CFA 1,132,108.00
−F CFA 14,506.23
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
765.9831
–
F CFA 1,148,974.63
Locked-in rate
MoneyGramCheapest
756.9566
£0.00
F CFA 1,135,434.90
−F CFA 13,539.73
Locked-in rate
Xe
756.5182
£0.00
F CFA 1,134,777.30
−F CFA 14,197.33
Locked-in rate
Revolut
760.0079
£7.50
F CFA 1,134,311.00
−F CFA 14,663.63
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
767.9076
–
F CFA 1,151,861.46
Locked-in rate
XeCheapest
761.2197
£0.00
F CFA 1,141,829.55
−F CFA 10,031.91
Locked-in rate
MoneyGram
758.4119
£0.00
F CFA 1,137,617.85
−F CFA 14,243.61
Locked-in rate
Revolut
761.9691
£7.50
F CFA 1,137,238.00
−F CFA 14,623.46
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
770.1243
–
F CFA 1,155,186.52
Locked-in rate
XeCheapest
760.2847
£0.00
F CFA 1,140,427.05
−F CFA 14,759.47
Locked-in rate
Revolut
764.0131
£7.50
F CFA 1,140,289.00
−F CFA 14,897.52
Locked-in rate
MoneyGram
759.3152
£0.00
F CFA 1,138,972.80
−F CFA 16,213.72
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
771.5219
–
F CFA 1,157,282.89
Locked-in rate
MoneyGramCheapest
761.7984
£0.00
F CFA 1,142,697.60
−F CFA 14,585.29
Locked-in rate
Xe
758.4099
£0.00
F CFA 1,137,614.85
−F CFA 19,668.04
Locked-in rate
Revolut
764.4788
£22.50
F CFA 1,129,517.00
−F CFA 27,765.89
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
769.6285
–
F CFA 1,154,442.76
Locked-in rate
MoneyGramCheapest
761.7984
£0.00
F CFA 1,142,697.60
−F CFA 11,745.16
Locked-in rate
Xe
758.4099
£0.00
F CFA 1,137,614.85
−F CFA 16,827.91
Locked-in rate
Revolut
764.4017
£22.50
F CFA 1,129,403.00
−F CFA 25,039.76
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
774.0961
–
F CFA 1,161,144.17
Locked-in rate
RevolutCheapest
768.2147
£7.50
F CFA 1,146,560.00
−F CFA 14,584.17
Locked-in rate
MoneyGram
761.7984
£0.00
F CFA 1,142,697.60
−F CFA 18,446.57
Locked-in rate
Xe
758.4099
£0.00
F CFA 1,137,614.85
−F CFA 23,529.32
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
772.9545
–
F CFA 1,159,431.81
Locked-in rate
XeCheapest
770.2812
£0.00
F CFA 1,155,421.80
−F CFA 4,010.01
Locked-in rate
MoneyGram
764.5258
£0.00
F CFA 1,146,788.70
−F CFA 12,643.11
Locked-in rate
Revolut
766.9798
£7.50
F CFA 1,144,717.00
−F CFA 14,714.81
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
774.0405
–
F CFA 1,161,060.78
Locked-in rate
MoneyGramCheapest
771.7664
£0.00
F CFA 1,157,649.60
−F CFA 3,411.18
Locked-in rate
Xe
767.7205
£0.00
F CFA 1,151,580.75
−F CFA 9,480.03
Locked-in rate
Revolut
768.0765
£7.50
F CFA 1,146,354.00
−F CFA 14,706.78
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
773.4502
–
F CFA 1,160,175.23
Locked-in rate
MoneyGramCheapest
772.5998
£0.00
F CFA 1,158,899.70
−F CFA 1,275.53
Locked-in rate
Xe
769.1497
£0.00
F CFA 1,153,724.55
−F CFA 6,450.68
Locked-in rate
Revolut
767.3658
£7.50
F CFA 1,145,293.00
−F CFA 14,882.23
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
773.3208
–
F CFA 1,159,981.18
Locked-in rate
MoneyGramCheapest
775.6001
£0.00
F CFA 1,163,400.15
+F CFA 3,418.97
Locked-in rate
Xe
767.1201
£0.00
F CFA 1,150,680.15
−F CFA 9,301.03
Locked-in rate
Revolut
767.3574
£7.50
F CFA 1,145,280.00
−F CFA 14,701.18
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
775.2161
–
F CFA 1,162,824.12
Locked-in rate
MoneyGramCheapest
776.3481
£0.00
F CFA 1,164,522.15
+F CFA 1,698.03
Locked-in rate
Xe
767.6461
£0.00
F CFA 1,151,469.15
−F CFA 11,354.97
Locked-in rate
Revolut
768.0117
£22.50
F CFA 1,134,737.00
−F CFA 28,087.12
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
775.2161
–
F CFA 1,162,824.12
Locked-in rate
MoneyGramCheapest
776.3481
£0.00
F CFA 1,164,522.15
+F CFA 1,698.03
Locked-in rate
Xe
767.6461
£0.00
F CFA 1,151,469.15
−F CFA 11,354.97
Locked-in rate
Revolut
768.0117
£22.50
F CFA 1,134,737.00
−F CFA 28,087.12
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
775.7635
–
F CFA 1,163,645.20
Locked-in rate
MoneyGramCheapest
776.3481
£0.00
F CFA 1,164,522.15
+F CFA 876.95
Locked-in rate
Xe
767.6461
£0.00
F CFA 1,151,469.15
−F CFA 12,176.05
Locked-in rate
Revolut
769.7855
£7.50
F CFA 1,148,904.00
−F CFA 14,741.20
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
776.0982
–
F CFA 1,164,147.30
Locked-in rate
MoneyGramCheapest
777.9923
£0.00
F CFA 1,166,988.45
+F CFA 2,841.15
Locked-in rate
Xe
766.6109
£0.00
F CFA 1,149,916.35
−F CFA 14,230.95
Locked-in rate
Revolut
770.0870
£7.50
F CFA 1,149,354.00
−F CFA 14,793.30
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
776.5938
–
F CFA 1,164,890.67
Locked-in rate
MoneyGramCheapest
778.0111
£0.00
F CFA 1,167,016.65
+F CFA 2,125.98
Locked-in rate
Xe
770.0906
£0.00
F CFA 1,155,135.90
−F CFA 9,754.77
Locked-in rate
Revolut
770.5179
£7.50
F CFA 1,149,997.00
−F CFA 14,893.67
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
774.8505
–
F CFA 1,162,275.78
Locked-in rate
MoneyGramCheapest
779.4860
£0.00
F CFA 1,169,229.00
+F CFA 6,953.22
Locked-in rate
Xe
768.3845
£0.00
F CFA 1,152,576.75
−F CFA 9,699.03
Locked-in rate
Revolut
768.8460
£7.50
F CFA 1,147,502.00
−F CFA 14,773.78
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
777.0297
–
F CFA 1,165,544.55
Locked-in rate
XeCheapest
770.5918
£0.00
F CFA 1,155,887.70
−F CFA 9,656.85
Locked-in rate
Revolut
771.0850
£7.50
F CFA 1,150,844.00
−F CFA 14,700.55
Locked-in rate
MoneyGram
755.2269
£4.99
F CFA 1,132,840.35
−F CFA 32,704.20
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
776.1683
–
F CFA 1,164,252.48
Locked-in rate
XeCheapest
772.8984
£0.00
F CFA 1,159,347.60
−F CFA 4,904.88
Locked-in rate
Revolut
770.5255
£22.50
F CFA 1,138,451.00
−F CFA 25,801.48
Locked-in rate
MoneyGram
755.7200
£0.00
F CFA 1,133,580.00
−F CFA 30,672.48
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
776.1683
–
F CFA 1,164,252.48
Locked-in rate
XeCheapest
772.8984
£0.00
F CFA 1,159,347.60
−F CFA 4,904.88
Locked-in rate
Revolut
770.5255
£22.50
F CFA 1,138,451.00
−F CFA 25,801.48
Locked-in rate
MoneyGram
755.7200
£0.00
F CFA 1,133,580.00
−F CFA 30,672.48
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
779.0957
–
F CFA 1,168,643.55
Locked-in rate
XeCheapest
772.8984
£0.00
F CFA 1,159,347.60
−F CFA 9,295.95
Locked-in rate
Revolut
772.9886
£7.50
F CFA 1,153,685.00
−F CFA 14,958.55
Locked-in rate
MoneyGram
755.7200
£0.00
F CFA 1,133,580.00
−F CFA 35,063.55
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
779.9301
–
F CFA 1,169,895.20
Locked-in rate
XeCheapest
773.2061
£0.00
F CFA 1,159,809.15
−F CFA 10,086.05
Locked-in rate
MoneyGram
758.7100
£0.00
F CFA 1,138,065.00
−F CFA 31,830.20
RevolutNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
781.5649
–
F CFA 1,172,347.36
Locked-in rate
XeCheapest
774.1926
£0.00
F CFA 1,161,288.90
−F CFA 11,058.46
Locked-in rate
Revolut
775.4776
£7.50
F CFA 1,157,400.00
−F CFA 14,947.36
Locked-in rate
MoneyGram
764.2600
£0.00
F CFA 1,146,390.00
−F CFA 25,957.36
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
781.8366
–
F CFA 1,172,754.87
Locked-in rate
XeCheapest
777.1056
£0.00
F CFA 1,165,658.40
−F CFA 7,096.47
Locked-in rate
Revolut
775.7989
£7.50
F CFA 1,157,879.00
−F CFA 14,875.87
Locked-in rate
MoneyGram
764.7417
£4.99
F CFA 1,147,112.55
−F CFA 25,642.32
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.4170
–
F CFA 1,175,125.46
Locked-in rate
XeCheapest
773.8810
£0.00
F CFA 1,160,821.50
−F CFA 14,303.96
Locked-in rate
Revolut
777.2490
£7.50
F CFA 1,160,044.00
−F CFA 15,081.46
Locked-in rate
MoneyGram
771.4548
£0.00
F CFA 1,157,182.20
−F CFA 17,943.26
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.1484
–
F CFA 1,174,722.60
Locked-in rate
XeCheapest
773.5912
£0.00
F CFA 1,160,386.80
−F CFA 14,335.80
Locked-in rate
MoneyGram
771.6030
£0.00
F CFA 1,157,404.50
−F CFA 17,318.10
Locked-in rate
Revolut
775.5330
£22.50
F CFA 1,145,850.00
−F CFA 28,872.60
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.1484
–
F CFA 1,174,722.60
Locked-in rate
XeCheapest
773.5912
£0.00
F CFA 1,160,386.80
−F CFA 14,335.80
Locked-in rate
MoneyGram
771.6030
£0.00
F CFA 1,157,404.50
−F CFA 17,318.10
Locked-in rate
Revolut
775.1454
£22.50
F CFA 1,145,277.00
−F CFA 29,445.60
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
782.0613
–
F CFA 1,173,091.97
Locked-in rate
XeCheapest
773.5912
£0.00
F CFA 1,160,386.80
−F CFA 12,705.17
Locked-in rate
Revolut
775.8490
£7.50
F CFA 1,157,954.00
−F CFA 15,137.97
Locked-in rate
MoneyGram
771.6030
£0.00
F CFA 1,157,404.50
−F CFA 15,687.47
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.0928
–
F CFA 1,174,639.16
Locked-in rate
XeCheapest
775.4839
£0.00
F CFA 1,163,225.85
−F CFA 11,413.31
Locked-in rate
MoneyGram
773.4703
£2.99
F CFA 1,160,205.45
−F CFA 14,433.71
Locked-in rate
Revolut
777.0884
£7.50
F CFA 1,159,804.00
−F CFA 14,835.16
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.8952
–
F CFA 1,175,842.87
Locked-in rate
XeCheapest
777.5413
£0.00
F CFA 1,166,311.95
−F CFA 9,530.92
Locked-in rate
Revolut
777.8829
£7.50
F CFA 1,160,990.00
−F CFA 14,852.87
Locked-in rate
MoneyGram
770.9962
£2.99
F CFA 1,156,494.30
−F CFA 19,348.57
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Exchange rate
Fee
Recipient gets
Difference
Mid-market rate
783.8952
–
F CFA 1,175,842.87
Xe
Revolut
MoneyGram
Ria Money Transfer
Each line shows what the recipient gets when you send £1,500, after fees, as quoted by each company. The mid-market line shows what £1,500 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more XOF per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 7 of the last 30 days.
Right now, Xe pays 1,166,311.95 XOF on 1,500 GBP, which is 9,530.92 XOF less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 1,169,229 XOF.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Cheapest over time
Picking the cheapest money transfer company
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Guinea-Bissau.
We've tracked 226 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.
Transfer amount
Locked-in rate
XeAppeared in 43 comparisons
Cheapest in 49% of them
Locked-in rate
RevolutAppeared in 52 comparisons
Cheapest in 8% of them
Locked-in rate
MoneyGramAppeared in 48 comparisons
Cheapest in 13% of them
22 Oct28 Oct
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 56 comparisons across 8 amounts over the last 7 days.
Locked-in rate
XeAppeared in 183 comparisons
Cheapest in 33% of them
Locked-in rate
RevolutAppeared in 212 comparisons
Cheapest in 8% of them
Locked-in rate
MoneyGramAppeared in 190 comparisons
Cheapest in 38% of them
29 Sept28 Oct
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 226 comparisons across 8 amounts over the last 30 days.
Locked-in rate
XeAppeared in 290 comparisons
Cheapest in 39% of them
Locked-in rate
RevolutAppeared in 575 comparisons
Cheapest in 5% of them
Locked-in rate
MoneyGramAppeared in 543 comparisons
Cheapest in 36% of them
31 Jul28 Oct
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 593 comparisons across 8 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Xe is the cheapest and gets you the most XOF, but it was the cheapest in only 33% of the 183 comparisons it appeared in over the past month.
Revolut (today's second cheapest) was the cheapest in only 8% of its comparisons, so it's rarely the cheapest option for transfers to Guinea-Bissau.
If it's a one-off transfer, go with Xe, since it's the cheapest right now.
Ways to send money from the UK to Guinea-Bissau
There are many ways to send money to Guinea-Bissau from the UK, including app, online, in person, broker, multi-currency account, global account, SNPL, and digital wallet, and more.
For small & frequent transfers
Money transfer apps
If you send small amounts back home to Guinea-Bissau, say weekly or monthly, an app like Xe is the easiest and cheapest way to do it.
It charges £0 in fees, has 0.81% markup, lets you save recipient details, and XOF will arrive in minutes.
Over the past month, Xe was the cheapest app on 57% of the days it appeared for £1,500 transfers.
For one off transfers
Online transfers
Sending money online is good for occasional medium sized XOF transfers, around £1,000 - £5,000.
Online companies like Xe often have higher limits and/or first time promos.
Of the 7 companies we compared, Xe is the cheapest online service and will get you CFA1,166,311.95 on a £1,500 transfer.
In our comparisons over the past month, it was the cheapest online service on 17 of the 30 days it quoted.
For large transfers
Brokers
Currency brokers like Xe are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Guinea-Bissau, and 24/7 support.
Xe charges no fees on large transfers, but adds 0.81% markup on top of the current GBP/XOF rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Xe was the cheapest broker in 19% of the transfers from £6,000 it quoted.
For fast money transfers
Cash transfer
Sending cash is the fastest way to send money from the UK to Guinea-Bissau, but is usually a bit more expensive.
You will need to deposit £1,500 online via MoneyGram, and your recipient in Guinea-Bissau will be able to collect CFA1,156,494.3 in minutes.
Our data shows MoneyGram came out cheapest among in-person options on 80% of days in the past month.
For spending and receiving
Multi-currency accounts
Multi-currency accounts let you hold and spend CFA Franc BCEAO abroad like a local.
Revolut offers the best multi-currency account.
With it, converting £1,500 to XOF will get you CFA1,160,990 after fees.
If you don’t have XOF in your account, your GBP will auto-convert whenever you pay with Revolut in Guinea-Bissau.
Once you have XOF in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For business transfers
Global accounts
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Guinea-Bissau, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Ways to fund GBP and receive XOF in Guinea-Bissau
Pay-in and pay-out methods will affect how much GBP you deposit and how much XOF your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £1,500 to Guinea-Bissau is via Xe, using a debit card to deposit GBP and bank deposit to receive XOF.
Depositing GBP
You have 4 pay-in options for transfers to Guinea-Bissau, including bank transfer, debit card, credit card, and paypal.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is debit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Receiving money in Guinea-Bissau
Money can reach Guinea-Bissau by bank deposit, cash pickup, mobile wallet, and mobile money, and each delivery method comes with its own fees.
The cheapest way to receive money in Guinea-Bissau is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you CFA1,156,494.3 on a £1,500 transfer).
Mobile wallets
You can receive XOF into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Guinea-Bissau.
and use our filters to find the company offering mobile money at the best GBP/XOF rate.
1
Debit card→Bank deposit
You pay £1,500.00
CFA1,166,312
Cheapest
2
Bank transfer→Bank deposit
You pay £1,500.00
CFA1,166,312
CFA0
3
Credit card→Bank deposit
You pay £1,500.00
CFA1,166,312
CFA0
4
Debit card→Cash pickup
You pay £1,502.99
CFA1,156,494
-CFA9,818
5
Bank transfer→Cash pickup
You pay £1,502.99
CFA1,156,494
-CFA9,818
Show moreShow less
6
Credit card→Cash pickup
You pay £1,502.99
CFA1,156,494
-CFA9,818
7
Debit card→Mobile wallet
You pay £1,500.00
CFA1,155,274
-CFA11,038
8
Bank transfer→Mobile wallet
You pay £1,500.00
CFA1,155,274
-CFA11,038
9
Credit card→Mobile wallet
You pay £1,500.00
CFA1,155,274
-CFA11,038
10
Debit card→Mobile money
You pay £1,500.00
CFA1,155,000
-CFA11,312
11
Paypal→Cash pickup
You pay £1,500.00
CFA1,120,632
-CFA45,680
Consider this when sending GBP to Guinea-Bissau
There are a few nuances you should consider before sending GBP to Guinea-Bissau such as limits, taxes, and safety.
1
Compare GBP/XOF transfer options
Right now, these are the best money transfer options for a £1,500 transfer to Guinea-Bissau:
Cheapest way to send money to Guinea-Bissau
The cheapest way is to use Xe, pay in with a debit card and withdraw via bank deposit. You will get CFA1,166,311.95, which is 0.46% more than the next best option.
Fastest way to send money to Guinea-Bissau
The fastest way is to use TapTap Send via debit card deposit and mobile money for pay out. You get CFA1,155,000 and it will arrive in minutes.
2
UK transfer limits
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/XOF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
3
The transfer costs involved
Your cost is the fee plus the exchange-rate margin.
For example, sending £1,500 with Xe will get you 1,166,311.95 XOF, that’s including £0 fee and 0.81% in exchange rate markup.
A bank like on the other hand, will get you CFA0, that’s £ in fees but % in FX fees.
4
Taxes on money transfers
There is no UK tax for the act of sending money to Guinea-Bissau.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
5
Staying safe when sending abroad
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
We track 7 regulated companies offering money transfers from the UK to Guinea-Bissau in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/XOF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 226 comparisons across 8 amounts.
This page covers the cheapest and fastest options for GBP/XOF transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
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