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How to send money to Ireland from South Africa with the best ZAR-EUR rate

Find the best deals when you transfer from South Africa to Ireland. Get insights on the fastest, cheapest, and providers with the best ZAR to EUR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to Ireland from South Africa.

Transferring the other way? Send EUR from Ireland to South Africa instead.
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July 7th, 2025
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Best money transfer companies

Send money from South Africa to Ireland

Last updated: Today
Mid-market rate as of 07/07/2025: 1 ZAR = 0.047908 EUR
Results below are based on a 130000 ZAR search
0 of 9 providers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (EUR)
€6,209.36
Full transfer details
Visit TorFx
€168 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (EUR)
€6,211.22
Full transfer details
Visit Regency FX
€170 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€6,212.47
Full transfer details
Visit Key Currency
€171 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (EUR)
€6,211.85
Full transfer details
Visit Currencyflow
€171 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (EUR)
€6,211.22
Full transfer details
Visit Regency FX
€170 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (EUR)
€6,209.36
Full transfer details
Visit TorFx
€168 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
OFX
Recipient gets (EUR)
€6,188.39
Full transfer details
Visit OFX
€147 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
6
Currencies Direct
Recipient gets (EUR)
€6,186.70
Full transfer details
Visit Currencies Direct
€146 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
7
CurrencyFair
Recipient gets (EUR)
€6,173.30
Full transfer details
Visit CurrencyFair
€132 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Lumon
Recipient gets (EUR)
€6,165.76
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (EUR)
    €6,025.17
    Not recommended
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (EUR)
€6,209.36
Full transfer details
Visit TorFx
€168 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (EUR)
€6,211.22
Full transfer details
Visit Regency FX
€170 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service

Best choice: Currencies Direct

Currencies Direct is our recommended way to send Rand to EUR.

We tested & reviewed dozens of money transfer providers, and Currencies Direct scored highly.

Transferring 130,000 ZAR to EUR will cost you R0 in fees, and you will receive 6,186.7 EUR. The delivery time is minutes - 24 hours, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your South Africa to Ireland transfer using Currencies Direct.

Currencies Direct is the top rated company for sending money from South Africa (ZAR) to Ireland (EUR) - Currencies Direct Screenshot 1
Currencies Direct is the top rated company for sending money from South Africa (ZAR) to Ireland (EUR) - Currencies Direct Screenshot 2

Getting the best deal on your South Africa to Ireland transfer

Summary of recent searches

Top rated for transfers from South Africa to Ireland
Currencies Direct
Total number of ZA - IE providers
9
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Sending money from South Africa to Ireland considerations

1
Compare providers

A comparison of providers offering services between South Africa and Ireland is the easiest way to ensure the best deal.

We've compared 9 providers that offer services for sending Rand to Ireland.

This ensures you will get the best options for your transfer to Ireland from South Africa.

Whilst we rate Currencies Direct as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Ireland.

2
Get the most from the Rand-Euro exchange rate
3
Choose the right payment method
4
Financial regulations in South Africa and Ireland
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Ireland from South Africa: Key Currency

Key Currency offers the cheapest combination of low fees and competitive exchange rates of the 9 providers we compared.

They offer a fee of 0 ZAR and exchange rate between ZAR-EUR that is 0.25% different to the mid-market rate.

In comparison, Key Currency is 0.01% cheaper than the second-best option.

To secure affordable and great rates on a ZAR to Ireland transfer, Key Currency is our recommended choice.

Key Currency is the cheapest way to send money from South Africa (ZAR) to Ireland (EUR) - Key Currency Screenshot

Fastest money transfers to Ireland from South Africa: Currencyflow.

We tested 9 companies offering transfers from Rand to Ireland and Currencyflow offered the quickest options.

For example, if you send 130,000 ZAR with Currencyflow to Ireland, the transfer time is minutes - 24 hours.

Money transfers from South Africa to Ireland through Currencyflow will cost you 0 ZAR in fees.

To confirm that Currencyflow was the 'fastest' option we compared 9 money transfer providers for overall speed of sending money from South Africa to Ireland. This was made up of depositing Rand to a money transfer account and transfer times to Ireland.

When sending quickly is a priority, Currencyflow is our recommended choice for sending into Ireland from South Africa.

Currencyflow is the fastest way to send money from South Africa (ZAR) to Ireland (EUR) - Currencyflow Screenshot

Sending a large amount of money?

For big transfers from South Africa to Ireland, competitive pricing & strong customer service are essential.

Of the
9 providers compared, Currencies Direct is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Currencies Direct may not always be the fastest or cheapest way to send money from South Africa to Ireland, it's a great provider for things like buying or selling property.

Understanding the cost of sending money to Ireland from South Africa

The cost of sending money from Ireland to Ireland, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-EUR is 0.048 EUR per Rand.

  • Finding a provider offering an exchange as close to 0.048 as possible will ensure more Euro received when transferring.

  • For context, the ZAR-EUR mid-market rate for the past 7 days has averaged 0.0482 EUR per Rand. This includes a high of 0.0484, and low of 0.0479.

  • Key Currency currently offers the best exchange rate on transfers from South Africa to Ireland.

For the most part the ZAR-EUR exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Ireland.

Fees: Outside of exchange rates, you may need to pay a fee to send. Key Currency currently offers the lowest fees on transfers to Ireland from South Africa. They charge 0 ZAR per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to EUR, paired with a low fee, means a higher total amount received in Ireland.

Getting best exchange rate for transfers between Rand and Euro

Timing is essential for transferring money between ZAR and EUR. The exchange rate you secure impacts how much EUR you get for your ZAR.

Mid-market Rate
1 
=
0.047983 
EUR

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from ZAR to EUR has moved slightly. On average, it was 0.0482.

  • During this same period,there was a high of 0.0484, and a low of 0.0479.

  • Currencies Direct, which is our recommended service to send money online from South Africa to Ireland offers 0.0476 EUR per ZAR which is only 0.64% above the mid-market rate.

Want to secure the best ZAR-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Ireland!

Payment options for South Africa to
Ireland money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to Ireland.

    By using a money transfer company such as Key Currency for transfers from South Africa to Ireland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Key Currency is the cheapest money transfer company for bank transfers from the 9 we compared for transfers from ZAR into Ireland.

    With a fee of 0 ZAR to send money from South Africa to Ireland, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to Ireland with a debit or a prepaid card is available through .


    is a one of the cheaper options for debit card payments for transfers from South Africa to Ireland. This cost is against a total of 9 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to Ireland, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Ireland and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Ireland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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