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How to send money to Philippines from Nigeria with the best NGN-PHP rate

Compare the best ways to send money from Nigeria to the Philippines. Find the cheapest, fastest, and most reliable providers with the best NGN to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Nigeria.

Transferring the other way? Send PHP from Philippines to Nigeria instead.
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August 9th, 2025
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Best money transfer companies

Send money from Nigeria to Philippines

Last updated: Today
Mid-market rate as of 08/09/2025: 1 NGN = 0.037036 PHP
Results below are based on a 10000000 NGN search
0 of 1 providers
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WorldRemit
Recipient gets (PHP)
₱368,137.66
Full transfer details
Visit WorldRemit
₱8,888 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best option: WorldRemit

WorldRemit is our top choice for NGN to PHP transfers.

We tested & reviewed 1 money transfer providers, and WorldRemit scored highly in each category.

Transferring 10,000,000 NGN to PHP will cost you ₦5 in fees, and your recipient will get 368,137.66 PHP.

For a great mix of cost, speed & features, transfer from Nigeria to Philippine Peso using WorldRemit.

WorldRemit is the top rated company for sending money from Nigeria (NGN) to Philippines (PHP) - WorldRemit Screenshot 1
WorldRemit is the top rated company for sending money from Nigeria (NGN) to Philippines (PHP) - WorldRemit Screenshot 2

How to get the best deal on your Nigeria to Philippines money transfer

Summary of recent searches

Top rated for transfers from Nigeria to Philippines
WorldRemit
Total number of NG - PH providers
1
Average cheapest fees & rate
WorldRemit
Average fastest transfer
WorldRemit
Average transfer time
Within minutes

Understanding Nigeria to Philippines money transfers

1
Comparing providers

Comparing providers when sending money from Nigeria to the Philippines is the easiest way to make a transfer at the best price.

We’ve compared 1 providers for sending Naira to Philippines. This ensures you will get the best options for your transfer to the Philippines from Nigeria.

We rate WorldRemit as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Nigeria to the Philippines.

2
Get ahead of the Naira-Philippine Peso exchange rate
3
Choosing the right payment method
4
Financial regulators in Nigeria and Philippines
5
Consider transfer limits
6
Receiving money in Philippines
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Nigeria to Philippines: WorldRemit

The combination of the lowest fees and best exchange rate is through WorldRemit. This makes them our cheapest transfer service of the 1 compared for sending Naira to the Philippines.

Our data shows, that WorldRemit is 0% than the second-best option when sending via a bank transfer.

This includes the fee of 5 NGN and a NGN-PHP exchange rate for international transfers that is 0.6% different to the mid-market rate.

Securing the best rates on a NGN to Philippines transfer can be done with WorldRemit but you can always search for your specific amount.

WorldRemit is the cheapest way to send money from Nigeria (NGN) to Philippines (PHP) - WorldRemit Screenshot 1
WorldRemit is the cheapest way to send money from Nigeria (NGN) to Philippines (PHP) - WorldRemit Screenshot 2

Fastest way to transfer money to Philippines from Nigeria: WorldRemit.

Of 1 companies compared, WorldRemit offers the quickest way to send Nairas to the Philippines.

For example, sending ₦10,000,000 to Philippines with WorldRemit will be minutes - 2 days.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

Nigeria to the Philippines transfers with WorldRemit have a fee of 5 NGN.

To test that WorldRemit was the 'fastest' option we compared 1 providers. With this, we compared overall speed of sending money from Nigeria to the Philippines made up of depositing Nairas, to a money transfer account and transfer times to the Philippines.

When sending at speed is a priority, WorldRemit is our recommended choice for sending into Philippines from Nigeria.

WorldRemit is the fastest way to send money from Nigeria (NGN) to Philippines (PHP) - WorldRemit Screenshot 1
WorldRemit is the fastest way to send money from Nigeria (NGN) to Philippines (PHP) - WorldRemit Screenshot 2

Transfer a large sum of money

When sending large amounts of Naira to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
1 money transfer companies compared, WorldRemit is the best option for large transfers from Nigeria to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Nigeria to the Philippines can become expensive if you use a bank, or the wrong provider.

WorldRemit is the top choice for sending large sums of money to the Philippines from Nigeria because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Nigeria to Philippines

The total cost of sending money to the Philippines from Nigeria, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for NGN-PHP is 0.037 PHP per Naira.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Naira.

  • The average NGN-PHP mid-market rate for the last 7 days has been 0.0376 PHP per Naira. This includes a high of 0.038, and low of 0.037.

  • Out of the 1 companies compared, WorldRemit offers the best exchange rates.

  • The exchange rate you receive on converting NGN to PHP should be the biggest determining cost factor when transferring Naira to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. WorldRemit has a fee of 5 NGN per transfer (which is the cheapest option right now for a ₦10,000,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Nigeria will result in more money received in the Philippines.

Track the exchange rate for Naira to Philippine Peso

Sending money at the right time between NGN and PHP can make a huge difference to overall cost. The exchange rate impacts how much PHP you get for your NGN.

Mid-market Rate
1 
NGN
=
0.037036 
PHP

Over the last 7 days, the average numbers are:

  • The exchange rate from NGN to PHP averaged 0.0376 PHP.

  • The highest value recorded was 0.038 PHP, while the lowest was 0.037 PHP.

  • 1 providers currently offer transfers between Nigeria and the Philippines close to this rate

Want to secure the best NGN-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to Philippines!

Payment options for transfers from Nigeria to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Nigeria to the Philippines.

    Using a money transfer company such as for payments from Nigeria to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    is the best money transfer provider for bank transfers of the 1 we compared when sending NGN to the Philippines.

    With a fee of NGN to transfer money from Nigeria to the Philippines, offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Nigeria to the Philippines is easy with .


    is a leader in debit card money transfers from Nigeria to the Philippines. They are the best option of the 1 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Nigeria to the Philippines, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Nigeria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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