MoneyTransfers

How to send money from Nigeria to Philippines

Compare the best ways to send money from Nigeria to the Philippines. Find the cheapest, fastest, and most reliable providers with the best NGN to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Nigeria.

Transferring the other way? Send PHP from Philippines to Nigeria instead.
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June 16th, 2025
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How to send money from Nigeria to Philippines

Sending money from Nigeria to Philippines doesn’t have a huge amount of options. Because of this, we would recommend sending money via:

How to get the best deal on your Nigeria to Philippines money transfer

Sending money from Nigeria to Philippines: key insights and tips

1
Compare all the options

Don't settle for the first option. Always compare ways to send money from Nigeria to Philippines to find out about fees, speed, and reliability.

Your analysis should include all the providers that operate between Nigeria and Philippines. Through this, you get a comprehensive view of all the options you have in Nigeria when you need to send money to Philippines.

2
Think about the Naira-Philippine Peso exchange rate
3
Keep your money safe
4
Consider transfer limits
5
How to receive money in Philippines
6
Have your ID ready
7
Don't forget about taxes

Cheapest way to send money from Nigeria to Philippines

Without any money transfer providers serving the Nigeria to Philippines route, the cheapest money transfer options are limited.

We would recommend using:

Understanding the costs involved when moving money from Nigeria to Philippines

When calculating the costs of money transfers between Nigeria and Philippines, here's what really matters:

The Mid-Market Rate: Today, the NGN-PHP mid-market rate equals to 0.0365. Keep in mind that this rate fluctuates all the time.

The NGN-PHP average exchange rate of the past week has been 0.0369, with a highest of 0.039 and a lowest of 0.0346.

Fees and Markups: When you pick a service with competitive exchange rates and low fees, you get to make the most out of your NGN to PHP transfers. This strategy keeps your costs down, offering a smart way to handle your international transactions.

Track the exchange rate for Naira to Philippine Peso

Sending money at the right time between NGN and PHP can make a huge difference to overall cost. The exchange rate impacts how much PHP you get for your NGN.

Mid-market Rate
1 
=
0.036517 
PHP

Over the last 7 days, the average numbers are:

  • The exchange rate from NGN to PHP averaged 0.0369 PHP.

  • The highest value recorded was 0.039 PHP, while the lowest was 0.0346 PHP.

  • 0 providers currently offer transfers between Nigeria and the Philippines close to this rate

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What payment methods are available when sending money from Nigeria to
Philippines?

  • Sending bank transfers from Nigeria to Philippines

    Bank transfers are the most common way of sending NGN to Philippines as they are secure, reliable, and convenient.

    If you want to send Nairas to Philippines via bank transfer, you can use your bank where no provider is available, but it will likely be at a bad exchange rate.

  • Sending money from Nigeria to Philippines by credit card

    Credit card payments are quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.

    If you want to send Nairas to Philippines with a credit card.

    Note: Beware of charges

    Credit card payments are often classified as cash advances, which bring their own charges, as well as currency conversion and usage fees. Forgetting to pay your balance can also result in high interest charges, and can even damage your credit score.

  • Sending money from Nigeria to Philippines by payment apps

    If you’d like to send money from Nigeria to Philippines via payment app, follow these steps:

    1. Download the app and register. Download the app from the App Store or Google Play. You’ll need to register to be able to open an account. Make sure the app services transfers from Nigeria to Philippines.

    2. Enter your details. Enter any of the details required. You may need a valid form of ID.

    3. Start your transfer. Enter the details of your recipient. Some apps will require full payment details, while others allow you to pay with just an email address. You may need to state that you’re planning to send money to Philippines in Philippine Peso at this stage.

    4. Check the details. It’s vital that you check the details you’ve added to make sure everything is correct. It can be very difficult to reverse a transfer, and most payment apps don’t let you cancel a transfer from Nigeria to Philippines after it’s been sent.

    5. Send the money. Your app will probably charge a fee for the transfer. They may also add a markup to the NGN to PHP exchange rate. Check the rate they’re offering against the mid-market rate to make sure you’re getting a good deal.

    The current mid-market rate of NGN to PHP is 0.0365

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Nigeria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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