How to send money to Philippines from Nigeria with the best NGN-PHP rate
Compare the best ways to send money from Nigeria to the Philippines. Find the cheapest, fastest, and most reliable providers with the best NGN to PHP exchange rates.
Explore the best deals, read expert information, and discover all you need to send money to Philippines from Nigeria.
Transferring the other way? Send PHP from Philippines to Nigeria instead.
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
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Best option: Western Union Agent
We tested & reviewed 4 money transfer providers, and Western Union Agent scored highly in each category.
Transferring 360,000 NGN to PHP will cost you ₦10800 in fees, and your recipient will get 14,476.97 PHP.
For a great mix of cost, speed & features, transfer from Nigeria to Philippine Peso using Western Union Agent.
How to get the best deal on your Nigeria to Philippines money transfer
Always compare rates
Don't pay more than you have to. Use our live comparison tool to get the best exchange rates on sending money from Nigeria to the Philippines.
Choose a provider
Select the provider that offers you the best value and timeframes for transfers between Nigeria and the Philippines.
Click, sign up & send
Follow the steps & make your transfer to the Philippines. Your funds will be sent from Nigeria and converted into Philippine Peso.
Summary of recent searches
Understanding Nigeria to Philippines money transfers
Comparing providers when sending money from Nigeria to the Philippines is the easiest way to make a transfer at the best price.
We’ve compared 4 providers for sending Naira to Philippines. This ensures you will get the best options for your transfer to the Philippines from Nigeria.
We rate Western Union Agent as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Nigeria to the Philippines.
Cheapest way to send money from Nigeria to Philippines: Afriex
Our data shows, that Afriex is 9.03% than the second-best option when sending via a bank transfer.
This includes the fee of 0 NGN and a NGN-PHP exchange rate for international transfers that is 0.8% different to the mid-market rate.
Securing the best rates on a NGN to Philippines transfer can be done with Afriex but you can always search for your specific amount.
Fastest way to transfer money to Philippines from Nigeria: PayPal App (P2P Transfer).
Of 4 companies compared, PayPal App (P2P Transfer) offers the quickest way to send Nairas to the Philippines.
For example, sending ₦360,000 to Philippines with PayPal App (P2P Transfer) will be minutes.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
Nigeria to the Philippines transfers with PayPal App (P2P Transfer) have a fee of 14400 NGN.
To test that PayPal App (P2P Transfer) was the 'fastest' option we compared 4 providers. With this, we compared overall speed of sending money from Nigeria to the Philippines made up of depositing Nairas, to a money transfer account and transfer times to the Philippines.
When sending at speed is a priority, PayPal App (P2P Transfer) is our recommended choice for sending into Philippines from Nigeria.
Transfer a large sum of money
From 4 money transfer companies compared, Western Union Agent is the best option for large transfers from Nigeria to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Nigeria to the Philippines can become expensive if you use a bank, or the wrong provider.
Western Union Agent is the top choice for sending large sums of money to the Philippines from Nigeria because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from Nigeria to Philippines
The total cost of sending money to the Philippines from Nigeria, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for NGN-PHP is 0.0447 PHP per Naira.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Naira.
The average NGN-PHP mid-market rate for the last 7 days has been 0.0442 PHP per Naira. This includes a high of 0.0446, and low of 0.044.
Out of the 4 companies compared, Afriex offers the best exchange rates.
The exchange rate you receive on converting NGN to PHP should be the biggest determining cost factor when transferring Naira to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Afriex has a fee of 0 NGN per transfer (which is the cheapest option right now for a ₦360,000 transfer).
Although you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from Nigeria will result in more money received in the Philippines.
Track the exchange rate for Naira to Philippine Peso
Sending money at the right time between NGN and PHP can make a huge difference to overall cost. The exchange rate impacts how much PHP you get for your NGN.
Over the last 7 days, the average numbers are:
The exchange rate from NGN to PHP averaged 0.0442 PHP.
The highest value recorded was 0.0446 PHP, while the lowest was 0.044 PHP.
4 providers currently offer transfers between Nigeria and the Philippines close to this rate
Want to secure the best NGN-Philippine Peso exchange rates?
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Payment options for transfers from Nigeria to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Nigeria to the Philippines.
Using a money transfer company such as Afriex for payments from Nigeria to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Afriex is the best money transfer provider for bank transfers of the 4 we compared when sending NGN to the Philippines.
With a fee of 0 NGN to transfer money from Nigeria to the Philippines, Afriex offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Nigeria to the Philippines is easy with Western Union Agent.
Western Union Agent is a leader in debit card money transfers from Nigeria to the Philippines. They are the best option of the 4 transfer companies compared.
Credit cards
When it comes to credit card transfers from Nigeria to the Philippines, we to get the best deal.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Related transfer routes
Send money from Nigeria
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Can I send money from Nigeria to Philippines with MoneyTransfers.com?
What are the typical transfer fees for sending Nairas to Philippines through various providers?
How long does it take to send money from Nigeria to Philippines?
What is the best exchange rate I can get for sending money from Nigeria to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Nigeria to Philippines?
Can I schedule regular transfers between Nigeria and Philippines?
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