How to send money to Singapore from US with the best USD-SGD rate
Compare the best deals on transfers from the United States to Singapore. Explore the cheapest, fastest, and most reliable providers with the best USD to SGD exchange rates.
Read on for the insights and in-depth analysis, and all you need to send money to Singapore from United States.
Transferring the other way? Send SGD from Singapore to United States instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Overall best way: Wise
We tested & reviewed 17 transfer providers, and Wise scored highly.
Sending 7,000 USD to SGD will cost you $28.51 in fees, and you will get 9,037.49 SGD. The delivery time is same day, but it depends on the day you make the transfer.
So for a great mix of cost, speed & features, make your United States to Singapore transfer using Wise.

How to send money from United States to Singapore
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Singapore Dollar from the United States.
Choose a provider
Select the provider offering the best way to send to Singapore based on your needs.
Click, sign up & send
Follow the steps & make your transfer. Your Singapore Dollar will soon be on their way to Singapore.
Considerations ahead of sending money from United States to Singapore
A comparison of providers offering services between the United States and Singapore, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 17 providers that provide services for sending US Dollar to Singapore. This ensures you will get the best options for your transfer to Singapore from the United States.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United States to Singapore.
Cheapest way to send money from the United States to Singapore: Key Currency
Key Currency fees are 0 USD per transfer and you can expect an exchange rate between USD-SGD that is 0.25% different to the mid-market rate
Against the others tested, Key Currency is 0.01% cheaper than the second-best option.
To secure a cheap way to transfer USD to Singapore, Key Currency is our recommendation.

Fastest money transfers to Singapore from the United States: Wise.
With Wise , the transfer time to Singapore is same day, with a 28.51 USD transfer fee (based on $7,000 transfer)
When testing the fastest options, we compared the 17 money transfer providers offering the United States to Singapore transfers for overall speed. This included transfer times to after depositing US Dollar to a money transfer account.
When you want the fastest way to send, Wise is our recommended choice for the United States to Singapore transfers.

The best apps to send USD to Singapore from United States
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 17 apps & companies for USD/SGD transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.8 / 2.6K reviews Android: 4.4 / 4.19K reviews | Yes (30+ currencies) | |
iOS: 4.9 / 2.3M reviews Android: 4.8 / 1.29M reviews | Yes (Remitly One) | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No | |
iOS: 4.9 / 936K reviews Android: 4.8 / 3.64M reviews | Yes (39 currencies) |
Send large sums of money abroad with Currencies Direct
From the 17 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Singapore from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Singapore Dollars to Singapore Dollar.
As such, we recommend Currencies Direct for large Singapore transfers.

Understanding the cost of transferring money from United States to Singapore
The total cost of money transfers from United States to Singapore is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.
The Mid-Market and Exchange Rates: The mid-market rate for USD-SGD is currently 1.2953 SGD per US Dollar. Providers offering services closer to this rate will ensure more Singapore Dollar for your US Dollars.
To give a historic average, over the last 7 days the USD-SGD mid-market rate has been 1.2964 SGD per US Dollar, this has had a high of 1.2971 and a low of 1.2953.
From the 17 companies compared, Wise offers the best exchange rate on transfers to Singapore and the United States.
Generally, the exchange rate you receive on converting USD to SGD will be the biggest factor impacting the cost of sending US Dollars to Singapore.
Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, just 0 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount eventually received in Singapore Dollar. Simply, the higher the amount received in the United States, the lower the cost of sending from Singapore.
Finding the best exchange rate for US Dollar to Singapore Dollar
Timing is essential for sending money between USD and SGD. The exchange rate you secure impacts how much SGD you get for your USD.
Over the last week, here’s what we’ve seen:
The exchange rate from USD to SGD averaged 1.2964 SGD.
The highest value recorded was 1.2971 SGD, while the lowest was 1.2953 SGD.
There are currently 17 providers offering transfers between the United States and Singapore close to this rate
Want to secure the best USD-Singapore Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Singapore!
United States to Singapore money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from the United States to Singapore.
A money transfer company like Key Currency offer bank transfers between the United States and Singapore with lower fees and better exchange rates than you would get from a traditional bank.
On average, Key Currency is the cheapest provider for bank transfers of the 17 we tested when sending USD to Singapore.
Key Currency has a fee of 0 USD for money transfers from the United States to Singapore. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to Singapore with a debit or a prepaid card is very simple with Xe.
Xe is a leader in debit card payments for transfers from the United States to Singapore, competing among a total of 17 active money transfer companies on this route.
Credit cards
Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.
We recommend using a bank transfer or a debit card transfer if you can; otherwise, .
Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Singapore and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Singapore.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to SGD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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