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How to send money to Singapore from US with the best USD-SGD rate

Compare the best deals on transfers from the United States to Singapore. Explore the cheapest, fastest, and most reliable providers with the best USD to SGD exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Singapore from United States.

Transferring the other way? Send SGD from Singapore to United States instead.
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July 2nd, 2025
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Best money transfer companies

Send money from United States to Singapore

Last updated: Today
Mid-market rate as of 07/02/2025: 1 USD = 1.27325 SGD
Results below are based on a 7000 USD search
0 of 17 providers
Sponsored
Wise
Recipient gets (SGD)
$8,876.80
Full transfer details
Visit Wise
$231 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (SGD)
$8,778.70
Full transfer details
Visit Xe
$133 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (SGD)
$8,890.47
Full transfer details
Visit Key Currency
$245 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (SGD)
$8,889.58
Full transfer details
Visit Currencyflow
$244 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (SGD)
$8,888.69
Full transfer details
Visit Regency FX
$243 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Wise
Recipient gets (SGD)
$8,876.80
Full transfer details
Visit Wise
$231 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Currencies Direct
Recipient gets (SGD)
$8,869.00
Full transfer details
Visit Currencies Direct
$224 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
OFX
Recipient gets (SGD)
$8,854.30
Full transfer details
Visit OFX
$209 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
7
CurrencyFair
Recipient gets (SGD)
$8,849.30
Full transfer details
Visit CurrencyFair
$204 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (SGD)
$8,778.70
Full transfer details
Visit Xe
$133 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
9
Remitly
Recipient gets (SGD)
$8,696.80
Full transfer details
Visit Remitly
$51 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (SGD)
$8,880.93
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (SGD)
    $8,205.43
    Not recommended
Sponsored
Wise
Recipient gets (SGD)
$8,876.80
Full transfer details
Visit Wise
$231 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (SGD)
$8,778.70
Full transfer details
Visit Xe
$133 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for transferring US Dollar to Singapore.

We tested & reviewed 17 transfer providers, and Wise scored highly.

Sending 7,000 USD to SGD will cost you $28.51 in fees, and you will get 8,876.8 SGD. The delivery time is within 3 hours, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your United States to Singapore transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to Singapore (SGD) - Wise Screenshot

How to send money from United States to Singapore

Summary of recent searches

Top rated for transfers from United States to Singapore
Wise
Total number of US - SG providers
17
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Considerations ahead of sending money from United States to Singapore

1
Compare providers

A comparison of providers offering services between the United States and Singapore, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 17 providers that provide services for sending US Dollar to Singapore. This ensures you will get the best options for your transfer to Singapore from the United States.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United States to Singapore.

2
Get ahead of the US Dollar-Singapore Dollar exchange rate
3
Choose the right payment method
4
Financial regulation in Singapore and United States
5
Consider transfer limits
6
Receiving money in Singapore
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from the United States to Singapore: Key Currency

We compared 17 money transfer companies and Key Currency offers the cheapest transfer service between the United States and Singapore.

Key Currency fees are 0 USD per transfer and you can expect an exchange rate between USD-SGD that is 0.25% different to the mid-market rate

Against the others tested, Key Currency is 0.01% cheaper than the second-best option.

To secure a cheap way to transfer USD to Singapore, Key Currency is our recommendation.

Key Currency is the cheapest way to send money from United States (USD) to Singapore (SGD) - Key Currency Screenshot

Fastest money transfers to Singapore from the United States: Wise.

Of 17 money transfer companies offering services from the United States to Singapore, Wise is the quickest way to send money.

With Wise , the transfer time to Singapore is within 3 hours, with a 28.51 USD transfer fee (based on $7,000 transfer)

When testing the fastest options, we compared the 17 money transfer providers offering the United States to Singapore transfers for overall speed. This included transfer times to after depositing US Dollar to a money transfer account.

When you want the fastest way to send, Wise is our recommended choice for the United States to Singapore transfers.

Wise is the fastest way to send money from United States (USD) to Singapore (SGD) - Wise Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Singapore from the United States needs a strong exchange rate and effective transfer management.

From the
17 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Singapore from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Singapore Dollars to Singapore Dollar.

As such, we recommend Currencies Direct for large Singapore transfers.

Understanding the cost of transferring money from United States to Singapore

The total cost of money transfers from United States to Singapore is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-SGD is currently 1.273 SGD per US Dollar. Providers offering services closer to this rate will ensure more Singapore Dollar for your US Dollars.

  • To give a historic average, over the last 7 days the USD-SGD mid-market rate has been 1.2745 SGD per US Dollar, this has had a high of 1.2759 and a low of 1.2728.

  • From the 17 companies compared, Wise offers the best exchange rate on transfers to Singapore and the United States.

  • Generally, the exchange rate you receive on converting USD to SGD will be the biggest factor impacting the cost of sending US Dollars to Singapore.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, just 0 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Singapore Dollar. Simply, the higher the amount received in the United States, the lower the cost of sending from Singapore.

Finding the best exchange rate for US Dollar to Singapore Dollar

Timing is essential for sending money between USD and SGD. The exchange rate you secure impacts how much SGD you get for your USD.

Mid-market Rate
1 
=
1.272969 
SGD

Over the last week, here’s what we’ve seen:

  • The exchange rate from USD to SGD averaged 1.2745 SGD.

  • The highest value recorded was 1.2759 SGD, while the lowest was 1.2728 SGD.

  • There are currently 17 providers offering transfers between the United States and Singapore close to this rate

Want to secure the best USD-Singapore Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Singapore!

United States to
Singapore money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Singapore.

    A money transfer company like Key Currency offer bank transfers between the United States and Singapore with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Key Currency is the cheapest provider for bank transfers of the 17 we tested when sending USD to Singapore.

    Key Currency has a fee of 0 USD for money transfersfrom the United States to Singapore. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Singapore with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to Singapore, competing among a total of 17 active money transfer companies on this route.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Singapore and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Singapore.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to SGD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I schedule regular transfers between United States and Singapore?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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