MoneyTransfers

How to send money to US from Estonia with the best EUR-USD rate

Compare the best ways to send money from Estonia to the United States. Explore the fastest, cheapest, and most reliable providers with the best EUR to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to the United States from Estonia.

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June 25th, 2025
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Best money transfer companies

Send money from Estonia to United States

Last updated: Today
Mid-market rate as of 06/25/2025: 1 EUR = 1.161534 USD
Results below are based on a 7000 EUR search
0 of 19 providers
Sponsored
Wise
Recipient gets (USD)
$8,092.08
Full transfer details
Visit Wise
$205 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$8,038.80
Full transfer details
Visit Xe
$152 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (USD)
$8,110.41
Full transfer details
Visit Key Currency
$224 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (USD)
$8,109.60
Full transfer details
Visit Currencyflow
$223 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (USD)
$8,108.79
Full transfer details
Visit Regency FX
$222 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (USD)
$8,106.35
Full transfer details
Visit TorFx
$220 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Currencies Direct
Recipient gets (USD)
$8,092.70
Full transfer details
Visit Currencies Direct
$206 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
Wise
Recipient gets (USD)
$8,092.08
Full transfer details
Visit Wise
$205 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
7
Instarem
Recipient gets (USD)
$8,089.20
Full transfer details
Visit Instarem
$202 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
8
OFX
Recipient gets (USD)
$8,085.00
Full transfer details
Visit OFX
$198 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
9
CurrencyFair
Recipient gets (USD)
$8,081.00
Full transfer details
Visit CurrencyFair
$194 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
10
WorldRemit
Recipient gets (USD)
$8,043.97
Full transfer details
Visit WorldRemit
$157 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
11
Xe
Recipient gets (USD)
$8,038.80
Full transfer details
Visit Xe
$152 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
12
Profee
Recipient gets (USD)
$7,968.14
Full transfer details
Visit Profee
$81 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (USD)
$8,101.71
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (USD)
    $7,855.25
    Not recommended
  • PayPal
    PayPal
    Recipient gets (USD)
    $7,485.48
    Not recommended
Sponsored
Wise
Recipient gets (USD)
$8,092.08
Full transfer details
Visit Wise
$205 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$8,038.80
Full transfer details
Visit Xe
$152 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best choice: Wise

Wise is our recommended way to send Euro to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 100% of Estonia to the United States searches in the last 7 days, and was the top rated company out of 19 that support EUR to USD.

So for a great blend of cost, speed & features, make your Estonia to the United States transfer using Wise.

Wise is the top rated company for sending money from Estonia (EUR) to United States (USD) - Wise Screenshot

How to send money from Estonia to United States

Summary of recent searches

Top rated for transfers from Estonia to United States
Wise
Total number of EE - US providers
19
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Wise

Get the most from sending money from Estonia to United States

1
Compare providers

Comparing providers offering services between Estonia and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire EUR-USD market and have compared 19 providers offering services between Estonia and the United States.

This ensures you will get the most comprehensive options for sending Euro to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Estonia to the United States transfer needs.

2
Beat the Euro-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Estonia and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to send money to the United States from Estonia: Key Currency

Of the 19 providers compared, Key Currency is the cheapest option for sending money over the last 7 days.

The cost is a combination of an average fee of 0* EUR and an exchange rate for converting Euro to US Dollar that is 0.25% different to the mid-market rate.

On average, Key Currency is 0.01% cheaper than the second-best option.

We would recommend Key Currency for low cost, affordable transfers from US Dollars to United States.

*The most common fee applied to EUR-USD by Key Currency, based on data from the past week.

Key Currency is the cheapest way to send money from Estonia (EUR) to United States (USD) - Key Currency Screenshot

Fastest money transfers to the United States from Estonia: Wise.

Of 19 money transfer companies offering services from Estonia to the United States, Wise is the quickest way to send money.

Through our comparison, we found Wise to be the fastest option for sending Euro to US Dollar 100% of the time. For fast transfers between EUR and USD, Wise is a great option.

When sending money from Estonia to the United States, Wise has an average fee of 34.28 EUR. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 19 money transfer providers offering Estonia to the United States transfers for overall speed. This included transfer times to after depositing Euro to a money transfer account.

When you want the fastest way to send, Wise is our recommended choice for Estonia to the United States transfers.

Wise is the fastest way to send money from Estonia (EUR) to United States (USD) - Wise Screenshot

Transfer a large amount of money

To transfer large sums of money from Estonia to the United States, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
19 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from Estonia to the United States can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to the United States from Estonia.

Understanding the cost of money transfers from Estonia to United States

The total cost of sending money to United States from Estonia is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for EUR-USD is 1.1663 USD per Euro.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Euros.

Over the last 7 days, the average EUR-USD mid-market rate has seen each Euro worth 1.1536 USD. Within this we see a high of 1.1615, and a low of 1.1453.

Of the 19 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting EUR to USD.

Fees: When sending money you may have to pay fees. Key Currency has had an average fee of 0 EUR per transfer over the week, the lowest of the 19 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Estonia.

Getting best exchange rate for sending Euro to US Dollar

Timing is essential when tracking the mid-market rate between EUR and USD. The end exchange rate you secure impacts how much USD you get for your EUR.

Mid-market Rate
1 
=
1.166289 
USD

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from EUR to USD was 1.1536.

  • During this period, it hit a high of 1.1615, and a low of 1.1453.

  • Wise, which is our recommended service to send money online from Estonia to the United States offers an exchange rate that is only -0.01% above the mid-market rate.

Want to secure the best EUR-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Estonia to the United States!

Paying for your Estonia to
United States transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from Estonia to the United States.

    By using a money transfer company such as Key Currency for transfers from Estonia to the United States, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Key Currency is the cheapest provider for bank transfers from the 19 we tested when sending EUR to the United States.

    With an average fee of 0 EUR to send money from Estonia to the United States, Key Currency offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Estonia to the United States with a debit or a prepaid card is easy with Wise.


    Wise is a one of the better options in the market for international debit card transfers from Estonia to the United States.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Estonia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Estonia to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Estonia to United States?
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Can I send money from Estonia to United States with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to United States through various providers?
How long does it take to send money from Estonia to United States?
What is the best exchange rate I can get for sending money from Estonia to United States?
Are there any minimum or maximum transfer amounts for sending money from Estonia to United States?
Can I schedule regular transfers between Estonia and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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