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Overall best option: Wise
Of the 5 companies that support ZMW to ZAR, Wise offered the best combination of cost and speed.
Overall, Wise appeared in 100% of Zambia to South Africa searches, consistently scoring as one of the best ways to send ZMW to ZAR.
So for a great mix of cost, speed & features, send Zambian Kwachas to South Africa using Wise.
Compare for the best deal on your Zambia to South Africa transfer
- Always compare rates
Don't spend more than you have to. Use our live comparison tool to compare rates on money transfers from Zambia to South Africa.
- Choose a provider
Pick the provider that offers you the best value & service for your needs for ZMW to ZAR transfers.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be heading to South Africa.
Summary of recent searches
Transfer consider from Zambia to South Africa
A comparison of providers offering services between Zambia and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.
For services allowing you to send Zambian Kwacha to South Africa we've compared 5 providers.
This coverage of the market ensure you will get the best options for your transfer to South Africa from Zambia.
Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Zambia to South Africa.
Cheapest way to transfer money to South Africa from Zambia: Wise
Data collected over the past six months shows that Wise is 0% cheaper than the second-best option.
Wise offers this through a combination of an average 23.5* ZMW fee per transfer and exchange rate between ZMW-ZAR that is 0.01% different to the mid-market rate
If you want the cheapest way to send Zambian Kwacha to South Africa, Wise is our recommended choice.
*The most common fee applied to ZMW-ZAR by Wise, based on data from the past six months.
Fastest money transfers to South Africa from Zambia: Wise.
Through our research, we found Wise to be the quickest way to send ZMW into Rand in 100% of instances. For fast transfers between ZMW and ZAR, Wise is generally a good option.
Money transfers from Zambia to South Africa through Wise have an average fee of 23.5 ZMW.
To confirm that Wise was the 'fastest' option we compared 5 money transfer providers for overall speed of sending money from Zambia to South Africa. This was made up of depositing Zambian Kwacha to a money transfer account and transfer times to South Africa.
When sending quickly is a priority, Wise is our recommended choice for sending into South Africa from Zambia.
Need to make a large transfer?
Wise is the best option for large transfers of the 5 providers compared.
While Wise may not always be the cheapest or fastest way to send ZMW from Zambia to South Africa, it's a great provider for larger transfers for things like buying or selling property.
Understanding the costs involved when transferring money to South Africa from Zambia
When calculating the cost of sending money from Zambia to South Africa, a combination of fees and exchange rates ensure the best deal:
The Mid-Market and Exchange Rates: The current ZMW-ZAR mid-market rate is 0.6691 ZAR per Zambian Kwacha. Finding a provider as close to this number as possible will ensure more Rand for your money.
As a comparison, the ZMW-ZAR mid-market rate for the past three months has averaged 0.659 ZAR per Zambian Kwacha, hitting a high of 0.6943 and a low of 0.6277.
Wise is currently offering the best exchange rate on transfers between Zambia and South Africa.
Often the ZMW-ZAR exchange rate you receive will be the biggest factor impacting the cost of sending Zambian Kwacha to South Africa.
Fees: Transfer fees are charged on top of a transfer. Wise currently offers lowest fees, at an average of 23.5 ZMW over the last 6 months. Although, we recommend searching for your exact send amount for an exact fee.
Amount Received: The total amount received in Rand is the biggest indicator in the total cost of sending money to Zambia from South Africa. The higher the total amount received in South Africa, the lower the cost of sending from Zambia.
Track the exchange rate for Zambian Kwacha to Rand
Sending money at the right time between ZMW and ZAR can make a huge difference to overall cost. The exchange rate impacts how much ZAR you get for your ZMW.
Over the last six months, the average numbers are:
The exchange rate from ZMW to ZAR averaged 0.659 ZAR.
The highest value recorded was 0.6943 ZAR, while the lowest was 0.6277 ZAR.
5 providers currently offer transfers between Zambia and South Africa close to this rate
Want to secure the best ZMW-Rand exchange rates?
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Payment methods for Zambia to South Africa transfers
Bank transfers
Bank transfers are often the fastest option, and normally the cheapest, for sending money from Zambia to South Africa.
By opting for a money transfer company such as Wise for transfers from Zambia to South Africa, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Wise is the cheapest provider for bank transfers from the 5 we tested when sending ZMW to South Africa.
With an average fee of ZMW24.09 to send money from Zambia to South Africa, Wise offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid card payments
Using a debit card, or prepaid option, for sending money from Zambia to South Africa is easy with Wise.
Wise is a market leader in debit card payments for transfers from Zambia to South Africa, this is among a total of 5 money transfer companies compared.
Credit cards transfers
When it comes to sending money with a credit card from Zambia to South Africa, emerges as our top choice of the 5 companies offering this service.
Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Zambia.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Zambia to South Africa.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZMW to ZAR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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