How to send money to Tonga from Australia
The best way to send AUD to TOP | Wise |
The total number of Australia to Pa’anga providers | 2 |
The average cheapest way to send money from Australia to Tonga | Wise |
Best option for debit card transfers | Wise |
Best option for bank transfers | Wise |
You can always compare rates and fees based on your transfer amount and payment options when sending money.
The best way to send money from Australia to Tonga
We recommend using Wise for money transfers to Tonga from Australia.
We analyzed 2 providers that allow AUD to TOP transfers. Wise emerged as the best option in 80% of searches.
What’s the cheapest way to send money from Australia to Tonga?
Based on results from the last 3 months, of the 2 providers we list, the cheapest way to send money from the Australia to Tonga was Wise, and the average cheapest payment method was Bank Transfer.
Wise has averaged 5.4% cheaper than the next nearest provider for money transfers to Tonga from Australia.
Just to make you aware, Bank Transfer was the overall cheapest payment method.
The cheapest way to send money isn't always the fastest
Be sure to pick the right option, Instarem is the most cost effective way of sending, but make sure the timeframes work for you.
How the cost of sending money to Tonga from Australia is calculated
The cost of sending money from Australia to Australia depends on several things, including:
The mid-market rate
The current mid-market rate between AUD and TOP is 1.534483. The rate the time you transfer will impact your overall cost. As an example, Wise has averaged -0.47% below the mid-market rate over the last 3 months, generally making sending money a little cheaper before fees.
The markup and fee
Providers will often charge a markup on the rate, fees, or both, for transfers between Australia and Tonga. This is why Instarem is listed as our cheapest option - they offer the best combination of Australian Dollar to Pa’anga (1.23) and fees (14.21).
Bank transfers from Australia to Tonga
Bank transfers are the most common way of sending AUD to Tonga as they are secure, reliable, and convenient.
If you want to send Australian Dollars to Tonga through a bank transfer, Wise has been the top rated provider in our comparison system for the last 3 months, being recommended 80% of the time.
That’s because companies like Wise bypass the SWIFT network by relying on their own digital network of banks, making transfers faster and cheaper. As an example, Wise's transaction fees for Australian Dollars into Tonga have averaged significantly lower than banks for the last 3 months.
Credit card payments from Australia to Tonga
Sending money with a credit card is quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.
If you want to send Australian Dollars to Tonga with a credit card, Wise has been the top rated provider in our comparison system for the last 3 months, being recommended 100% of the time.
Credit card payments are often classified as cash advances, which bring their own charges, not to mention currency conversion and usage fees. And forgetting to pay your balance can result in high interest charges or even damage your credit score.
Debit card payments from Australia to Tonga
Debit card payments let you send money from the Australia to Tonga with the similar convenience of a credit card, and there are usually no tax advance fees. That said, when sending money from a debit card, you might still face currency exchange fees, processing fees, and other expenses, making this a pricier option than a simple bank transfer.
If you want to send Australian Dollars to Tonga with a debit card, Wise has been the top rated provider in our comparison system for the last 3 months, recommended 100% of the time.
Finding the best exchange rate for AUD to TOP
The mid-market exchange rate changes daily, so timing your transfer can make a big difference to how many Pa’angas you can get for your Australian Dollars. The average Australian Dollar to Pa’anga mid-market rate over the last month was 1.5522, with a low of 1.5522 and a high of 1.5522.
For comparison, the best exchange rate for AUD to TOP right now is through Wise, at a difference of 0.7%.
How we find the best transfer deals from Australia to Tonga
We’ve compared the cost, speed, and product offering of the top money transfer services (including Wise) available between Tonga and Australia.
We also produce unbiased, detailed reviews of all the top money transfer companies for sending Australian Dollar to Tonga, helping you in making smarter, simpler choices. We pride ourselves on our objective reviews, maintaining complete independence in our analysis and ratings.
Take a look at our comprehensive editorial policy for more information about our dedication to integrity and transparency.
