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How to send money to Kenya from India with the best INR-KES rate

Compare the best ways to send money from India to Kenya. Find the cheapest, fastest, and most reliable providers with the best INR to KES exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Kenya from India.

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July 3rd, 2025
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Send money from India to Kenya

Last updated: Today
Mid-market rate as of 07/03/2025: 1 INR = 1.50752 KES
Results below are based on a 600000 INR search
0 of 2 providers
Sponsored
Wise
Recipient gets (KES)
KES 887,284.00
Full transfer details
Visit Wise
KES 9,907 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (KES)
KES 901,798.46
Full transfer details
Visit TorFx
KES 24,422 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Live Rates
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Rate match guarantee (T&Cs apply)
1
TorFx
Recipient gets (KES)
KES 901,798.46
Full transfer details
Visit TorFx
KES 24,422 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
Wise
Recipient gets (KES)
KES 887,284.00
Full transfer details
Visit Wise
KES 9,907 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (KES)
KES 887,284.00
Full transfer details
Visit Wise
KES 9,907 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (KES)
KES 901,798.46
Full transfer details
Visit TorFx
KES 24,422 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad

Best way to send: Wise

Wise is our top pick for sending INR to KES.

We tested & reviewed 2 money transfer companies offering services between India and Kenya, and Wise scored highly.

Sending 600,000 INR to Kenyan Shilling will cost you ₹11486.91 in fees, and you will receive 887,284 KES. The delivery time is within 3 hours.

So for a great mix of cost, speed & features, make your India to Kenya transfer using Wise.

Wise is the top rated company for sending money from India (INR) to Kenya (KES) - Wise Screenshot

How to get the best deal on sending money from India to Kenya

Summary of recent searches

Top rated for transfers from India to Kenya
Wise
Total number of IN - KE providers
2
Average cheapest fees & rate
TorFx
Average fastest transfer
TorFx
Average transfer time
Within minutes
Best for bank transfers
TorFx

Considerations for money transfers from India to Kenya

1
Compare providers

Comparing providers offering services between India and Kenya, based on your specific needs is the best way to send money with confidence.

Our comparison includes 2 companies that provide the ability to send Indian Rupee to Kenya.

This ensures you get the best options for transfers to Kenya from India, based on the amount you want to send.

2
Watch the Indian Rupee-Kenyan Shilling exchange rate
3
Choose the right payment method
4
Use providers regulated in Kenya and India
5
Consider transfer limits
6
Receiving money in Kenya
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Kenya from India: TorFx

TorFx offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Indian Rupee to Kenya.

Of the 2 providers compared, data shows that TorFx is 1.61% cheaper than the second-best option.

The is cost is made up of INR-KES exchange rate that is 0.3% different to the mid-market rate and the a of 0 INR.

If you want to secure the best rates on a INR to Kenya transfer, TorFx will result in the most Kenyan Shilling received.

TorFx is the cheapest way to send money from India (INR) to Kenya (KES) - TorFx Screenshot 1
TorFx is the cheapest way to send money from India (INR) to Kenya (KES) - TorFx Screenshot 2

Fastest company to send money to Kenya from India: TorFx.

We compared 2 companies for fast transfers from Indian Rupees to Kenya and TorFx came out on top.

Right now, if you are sending ₹600,000 with TorFx to Kenya, the transfer time is minutes - 24 hours. This can vary depending on your needs, but it's the fastest option.

Sending money through TorFx to Kenya from India has a fee of 0 INR.

To understand who was the fastest, we tested TorFx as part of 2 money transfer providers. Within this, we looked at the overall speed of sending money from India to Kenya. This was made up of transfer times to Kenya after Indian Rupees were added to a money transfer account.

When fast money transfers between India and Kenya are a priority, TorFx is our recommended choice.

TorFx is the fastest way to send money from India (INR) to Kenya (KES) - TorFx Screenshot 1
TorFx is the fastest way to send money from India (INR) to Kenya (KES) - TorFx Screenshot 2

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Kenya from India needs a strong exchange rate and effective transfer management.

From the
2 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Kenya from India.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Kenyan Shillings to Kenyan Shilling.

As such, we recommend Currencies Direct for large Kenya transfers.

Understanding the cost of sending money to Kenya from India

The cost of sending money from Kenya to Kenya, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from INR-KES is 1.5081 KES per Indian Rupee.

  • Finding a provider offering an exchange as close to 1.5081 as possible will ensure more Kenyan Shilling received when transferring.

  • For context, the INR-KES mid-market rate for the past week has averaged 1.511 KES per Indian Rupee. This includes a high of 1.5145, and low of 1.5075.

  • Wise currently offers the best exchange rate on transfers from India to Kenya.

For the most part the INR-KES exchange rate you receive is the biggest factor impacting the cost of sending INR to Kenya.

Fees: Outside of exchange rates, you may need to pay a fee to send. TorFx currently offers the lowest fees on transfers to Kenya from India, costing 0 INR per transfer. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Kenyan Shilling is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Indian Rupees to KES, paired with a low fee, means a higher total amount received in Kenya.

Getting the best exchange rate for Indian Rupee to Kenyan Shilling

Tracking the mid-market rate can make a huge difference when sending money INR to KES. The exchange rate you secure impacts how much KES you get for your INR.

Mid-market Rate
1 
=
1.508095 
KES

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from INR to KES has seen some fluctuation. On average, it has been 1.511.

  • During this period, the highest value level was 1.5145, with a low of 1.5075.

  • Wise, which is our recommended service to send money online from India to Kenya offers an exchange rate that is only -0.01% above the mid-market rate.

Want to secure the best INR-Kenyan Shilling exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Kenya!

Payment options for India to
Kenya money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from India to Kenya.

    By using a money transfer company such as TorFx for transfers from India to Kenya, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.

    TorFx is the cheapest money transfer company for bank transfers from the 2 we compared for transfers from INR into Kenya.

    With a fee of 0 INR to send money from India to Kenya, TorFx offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from India to Kenya with a debit or a prepaid card is available through .


    is one of the cheaper options for debit card payments for transfers from India to Kenya. This cost is against a total of 2 money transfer companies offering this option.

  • Credit cards

    When it comes to credit card transfers from India to Kenya, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Kenya and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Kenya.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to KES.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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