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Send money from India to Kenya

Live mid-market rate*: 1 INR = 1.602043 KES
Mid-market rate updates every 3 hours

Best ways to send money to Kenya from India

  • 🏅 The overall best way to send INR to Kenya: Wise

  • 💲 The cheapest way to send money to Kenya from India: Wise

  • ⏲️ The fastest way to send money to Kenya from India: Wise

  • 🏦 The best way to send money from India to Kenya via a bank transfer: Wise

  • 💳 The best provider for credit card transfers from India to Kenya: Wise

  • 💳 The best provider for debit card transfers from India to Kenya: Wise


The official currency of Kenya is the Kenyan Shilling KES; it is also used as the national currencies of Sudan and Somalia. KES was rolled out as a replacement of East African shilling, and since its introduction in 1966 it has remained one of the most stable currencies in East Africa.Managed and regulated by The Central Bank of Kenya, KES is a free-floating currency and will fluctuate depending on the conditions of the foreign exchange market.

Kenya’s economy is one of the biggest and most advanced of the Eastern and Central African countries. At 580,367 km² Kenya is relatively small when compared to other African countries, but economic inequality remains to be an issue for the population of 54 million people living there.

Choosing the best service provider

When considering how to send money Kenya from India there are some key aspects of the transfer to consider.

The fastest provider is Wise, transfers from this provider normally take [SPEED]. The cheapest provider we found is Wise at undefined% Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using Wise when transferring INR to KES.

This means that by using Wise for online money transfers to Kenya from India, you are likely to save on transfer fees and benefit from fast speeds - so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access Wise for any reason, our comparison engine has found and also to be very good options when sending INR - KES.

This recommendation was updated one minute ago.

The cheapest way to send money from India to Kenya

In order to avoid high fees, you should consider the cheapest way to send from India to Kenya.

Wise has been determined by our comparison engine to be currently offering you the cheapest rates possible.

Get the Best Rate and Sign Up for Rate Alerts India to Kenya

The fastest way to send money from India to Kenya

When sending money from India to Kenya, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers. Currently, Wise is the fastest way to send INR - KES.

What payment methods are available when sending money from India to Kenya?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.

Sending money to Kenya from India using credit card

To avoid high fees you can opt to use an online money transfer provider such as Wise to pay for your transfer to Kenya.

Sending money to Kenya from India using a debit card

With Wise you can send money online to Kenya using your debit card. But before making a payment, make sure you understand all the processing fees in place.

Using a wire transfer to send money from India to Kenya

Bank and wire transfers are the most common ways of sending money Kenya as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use Wise to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

When sending money to Kenya from India using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee.

If you want to make an international transfer using wire transfer, you will need to know the SWIFT/BIC code of your recipient in Kenya. If you're unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in Kenya.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as Wise, and .

Considerations for a INR - KES Currency Transfer

Before sending money to Kenya from India, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Kenya the more value you will get and more KES the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.

  2. The INR - KES exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 1.602043 and the lowest exchange rate margin is currently offered by Wise at undefined% above the mid market rate.

  3. Hidden fees & charges: Before sending money to Kenya, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers Wise, undefined and undefined will give insight here.

How to send money from India to Kenya at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send INR to KES. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table

  2. Register for an account if required

  3. Input how much you are willing to send

  4. Fund your transfer

  5. Receive & save an email confirming your transfer

How to receive transfers from INR to KES in Kenya?

Your recipient has a few methods available to receive your money in Kenya. These will vary between providers, but it is possible to find services that will:

  • Deposit KES directly into a bank account

  • Enable the recipient to pick up cash a specific locations across Kenya

  • Deliver money directly to their door

  • Send KES to your recipient’s mobile wallet

If your recipient is going to collect or have the money delivered to them in Kenya, then they will usually need the following:

  • A government issued identification document such as passport, driver license or Kenyan national I.D.

  • The money transfer reference number

  • Senders details and the amount of money sent

How much money can be transferred from India to Kenya?

The amount of KES you can receive from India will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers.

You should also check if there are any government regulations pertaining to the amount of KES that can be received in Kenya or sent from India before making your transfer.

About Money Transfers to Kenya from India

We’ve compared the best money transfer providers to send money from India to Kenya. The cheapest provider for INR to KES transfers is Wise, while the fastest is Wise.

💰 Most transferred amount1000KES +
💸 Cheapest provider (on average)Wise
⚡ ️Fastest transfer timeIn minutes with Wise
💱 Currency Transfer PairINR - KES
📈 INR - KES mid market rate1.602043
💳 Pay-in options in IndiaBank transfer from India with Wise, Debit card with Wise, Credit card with Wise
💵 Pay-out options in KenyaBank accounts in Kenya, Debit card
🏆 Top 3 INR - KES providersWise, and

Frequently Asked Questions

What is the most popular money transfer method used to send funds to Kenya?
How can I avoid being scammed when sending money from India to Kenya?
What sort of information will I need from my recipient in order to safely send money to them in Kenya?
Are money transfers services regulated?
How we compare?
How money transfers work & how long it takes?