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How to send money from India to Kenya

Compare the best ways to send money from India to Kenya. Find the cheapest, fastest, and most reliable providers with the best INR to KES exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Kenya from India.

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Companies for transfers from India to Kenya

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."

Fees
$1 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

Best way to send: Wise

Wise is our top pick for sending INR to KES.

We tested & reviewed 10 money transfer companies offering services between India and Kenya, and Wise scored highly.

In total, Wise appeared in 50.4% of India to Kenya searches, and was the top rated company out of 10 that support transfers into Kenyan Shilling.

So for a great mix of cost, speed & features, make your India to Kenya transfer using Wise.

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How to get the best deal on sending money from India to Kenya

Summary of recent searches

Top rated for transfers from India to Kenya
Wise
Total number of IN - KE providers
10
Average cheapest fees & rate
Ria Money Transfer
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Ria Money Transfer
Best for debit card
Instarem
Best for credit card
Wise

Considerations for money transfers from India to Kenya

1
Compare providers

Comparing providers offering services between India and Kenya, based on your specific needs is the best way to send money with confidence.

Our comparison includes 10 companies that provide the ability to send Indian Rupee to Kenya.

This ensures you get the best options for transfers to Kenya from India, based on the amount you want to send.

2
Watch the Indian Rupee-Kenyan Shilling exchange rate
3
Choose the right payment method
4
Use providers regulated in Kenya and India
5
Consider transfer limits
6
Receiving money in Kenya
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Kenya from India: Ria Money Transfer

Ria Money Transfer offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Indian Rupee to Kenya.

Of the 10 providers compared, data shows that Ria Money Transfer is 0% cheaper than the second-best option.

The is cost is made up of an average INR-KES exchange rate that is 2.8% different to the mid-market rate and an average fee of 4* INR.

If you want to secure the best rates on a INR to Kenya transfer, Ria Money Transfer will result in the most Kenyan Shilling received.

*The most common fee applied to INR-KES by Ria Money Transfer, based on data from the past six months.

Fastest company to send money to Kenya from India: Ria Money Transfer.

We compared 10 companies for fast transfers from Indian Rupees to Kenya and Ria Money Transfer came out on top.

Through our data, Ria Money Transfer was the quickest way to send money from India to Kenyan Shilling 83.2% of the time.

Sending money through Ria Money Transfer to Kenya from India has an average fee of 4 INR.

To understand who was the fastest, we tested Ria Money Transfer as part of 10 money transfer providers. Within this, we looked at the overall speed of sending money from India to Kenya. This was made up of transfer times to Kenya after Indian Rupees were added to a money transfer account.

When fast money transfers between India and Kenya are a priority, Ria Money Transfer is our recommended choice.

Send large sums of money

Transferring bigger amounts of money from India to Kenya should be done with the exchange rate and management of the service in mind.

Wise offers the strongest all round option for large transfers of the
10 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Kenyan Shilling to Kenyan Shilling.

As such, opt for Wise for sending large sums of money to Kenya from India.

Understanding the cost of sending money to Kenya from India

The cost of sending money from Kenya to Kenya, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from INR-KES is 1.5219 KES per Indian Rupee.

  • Finding a provider offering an exchange as close to 1.5219 as possible will ensure more Kenyan Shilling received when transferring.

  • For context, the INR-KES mid-market rate for the past three months has averaged 1.54 KES per Indian Rupee. This includes a high of 1.5829, and low of 1.5222.

  • Ria Money Transfer currently offers the best exchange rate on transfers from India to Kenya.

For the most part the INR-KES exchange rate you receive is the biggest factor impacting the cost of sending INR to Kenya.

Fees: Outside of exchange rates, you may need to pay a fee to send. Ria Money Transfer currently offers the lowest fees on transfers to Kenya from India, averaging 4 INR over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Kenyan Shilling is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Indian Rupees to KES, paired with a low fee, means a higher total amount received in Kenya.

Getting the best exchange rate for Indian Rupee to Kenyan Shilling

Tracking the mid-market rate can make a huge difference when sending money INR to KES. The exchange rate you secure impacts how much KES you get for your INR.

Mid-market Rate
1
= 1.521922 KES

Here's some data on recent trends in the mid-market rate.

  • Over the past six months, the interbank rate from INR to KES has seen some fluctuation. On average, it has been 1.54.

  • During this period, the highest value level was 1.5829, with a low of 1.5222.

  • Wise, which is our recommended service to send money online from India to Kenya offers an exchange rate that is only 0.03% above the mid-market rate.

Want to secure the best INR-Kenyan Shilling exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Kenya!

Payment options for India to
Kenya money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from India to Kenya.

    By using a money transfer company such as Ria Money Transfer for transfers from India to Kenya, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.

    Ria Money Transfer is the cheapest money transfer company for bank transfers from the 10 we compared for transfers from INR into Kenya.

    With an average fee of 4 INR to send money from India to Kenya, Ria Money Transfer offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from India to Kenya with a debit or a prepaid card is available through Instarem.


    Instarem is one of the cheaper options for debit card payments for transfers from India to Kenya. This cost is against a total of 10 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from India to Kenya, Wise emerges as our top choice of the 10 companies offering this service.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Kenya and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Kenya.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to KES.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.