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How to send money to Zambia from India with the best INR-ZMW rate

Compare the best deals on sending money from India to Zambia. Get insights on the cheapest, fastest, and most reliable providers with the best INR to ZMW exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to Zambia from India.

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August 11th, 2025
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Best money transfer companies

Send money from India to Zambia

Last updated: Today
Mid-market rate as of 08/11/2025: 1 INR = 0.264436 ZMW
Results below are based on a 600000 INR search
0 of 1 providers
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1
WorldRemit
Recipient gets (ZMW)
ZK 157,708.32
Full transfer details
Visit WorldRemit
ZK 3,807 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes

Best way to send: WorldRemit

WorldRemit is our top pick for sending INR to ZMW.

We tested & reviewed 1 money transfer companies offering services between India and Zambia, and WorldRemit scored highly.

Sending 600,000 INR to Zambian Kwacha will cost you ₹5 in fees, and you will receive 157,708.32 ZMW. The delivery time is minutes - 2 days.

So for a great mix of cost, speed & features, make your India to Zambia transfer using WorldRemit.

WorldRemit is the top rated company for sending money from India (INR) to Zambia (ZMW) - WorldRemit Screenshot 1
WorldRemit is the top rated company for sending money from India (INR) to Zambia (ZMW) - WorldRemit Screenshot 2

Getting the best deal on your India to Zambia transfer

Summary of recent searches

Top rated for transfers from India to Zambia
WorldRemit
Total number of IN - ZM providers
1
Average cheapest fees & rate
WorldRemit
Average fastest transfer
WorldRemit
Average transfer time
Within minutes

What to consider ahead of money transfers from India to Zambia

1
Compare providers

Comparing based on your specific needs is the best way to send money from India to Zambia with confidence.

Our analysis, and search results, include 1 providers that operate between India and Zambia. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in India when you need to send money to Zambia.

2
Understand the Indian Rupee-Zambian Kwacha exchange rate
3
Choose the right payment method
4
Use providers regulated in India and Zambia
5
Consider transfer limits
6
Receiving money in Zambia
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money from India to Zambia: WorldRemit

WorldRemit offers the lowest cost transfers of the 1 compared.

Data collected for transfers between India and Zambia over the past week shows that WorldRemit is 0% cheaper than the second-best option.

This cost combines an exchange rate between the Indian Rupee and Zambian Kwacha that is 0.6% different to the mid-market rate and a fee of 5 INR.

WorldRemit is the cheapest way to send money from India (INR) to Zambia (ZMW) - WorldRemit Screenshot 1
WorldRemit is the cheapest way to send money from India (INR) to Zambia (ZMW) - WorldRemit Screenshot 2

Fastest way to transfer money to Zambia from India: WorldRemit.

We tested 1 companies offering transfers from India to Zambia and WorldRemit offered the quickest option.

For example, if you send 600,000 INR with WorldRemit to Zambia, the transfer time is minutes - 2 days

When using WorldRemit to send money from India to Zambia you can expect to pay 5 INR in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 1 money transfer providers. To test overall speed of sending money from India to Zambia we included the timeframe for depositing Indian Rupee to a money transfer account and average transfer times to Zambia.

When sending money to Zambia from India quickly is a priority, WorldRemit is our recommended choice.

WorldRemit is the fastest way to send money from India (INR) to Zambia (ZMW) - WorldRemit Screenshot 1
WorldRemit is the fastest way to send money from India (INR) to Zambia (ZMW) - WorldRemit Screenshot 2

Transfer a large amount of money

For transferring bigger sums of money to Zambia from India, opt for a provider with a competitive exchange rate and strong account management.

WorldRemit is the best rated company for sending large amounts of Zambian Kwacha to Zambia out of
1 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to Zambia from India has the potential to be very expensive.

WorldRemit is our choice for big transfers to INR because of all round price, speed and management when making large transfers.

Understanding the cost of transferring money to Zambia from India

Fees and exchange rates make up the total cost of sending money from Zambia to Zambia. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current INR-ZMW mid-market rate is 0.2653 ZMW per Indian Rupee. You will get more Zambian Kwacha for your Indian Rupees if you find a provider close to this number.

  • For context, over the last 7 days the INR-ZMW mid-market rate has had a high of 0.2649, a low of 0.2612 and averaged 0.2632 ZMW per Indian Rupee.

  • Across the 1 companies compared, the best exchange rate is with WorldRemit.

  • Unless fees are unusually high, the exchange rate you receive on converting INR to ZMW will be the biggest determining factor when working out the cost of transferring Indian Rupees to Zambia.

Fees: Transfer fees are charged as part of the transfer. WorldRemit charges the lowest fee of 5 INR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Zambian Kwacha eventually received in Zambia. You can assume that a lower cost of sending from India will result in more money received in Zambia.

Finding the best exchange rate for Indian Rupee to Zambian Kwacha

Timing is essential for sending money between INR and ZMW. The exchange rate you secure impacts how much ZMW you get for your INR.

Mid-market Rate
1 
INR
=
0.265297 
ZMW

Over the past 7 days, here’s what we’ve seen:

  • The exchange rate from INR to ZMW averaged 0.2632 ZMW.

  • The highest value recorded was 0.2649 ZMW, while the lowest was 0.2612 ZMW.

  • There are currently 1 providers offering transfers between India and Zambia close to this rate

Want to secure the best INR-Zambian Kwacha exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Zambia!

Payment methods available to fund your India to
Zambia transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from India to Zambia.

    Sending money via a bank transfer with a company such as for transfers from India to Zambia allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, is the best provider for bank transfers of the 1 we tested when sending INR to Zambia.

    With a fee of INR to send money from India to Zambia, offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from India to Zambia with a prepaid or a debit card is very simple with .


    is a leader in card payments for transfers from India to Zambia, competing among a total of 1 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from India to Zambia, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Zambia and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Zambia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to ZMW.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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