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Best way to send: Ria Money Transfer
We tested & reviewed 5 money transfer companies offering services between India and Zambia, and Ria Money Transfer scored highly.
In total, Ria Money Transfer appeared in 89.5% of India to Zambia searches, and was the top rated company out of 5 that support transfers into Zambian Kwacha.
So for a great mix of cost, speed & features, make your India to Zambia transfer using Ria Money Transfer.
Getting the best deal on your India to Zambia transfer
- Always compare rates
Don't pay more than you have to. Our live comparison tool will give you the best rates for sending money from India to Zambia.
- Choose a provider
Select the provider that offers you the best value & service for transfers between India and Zambia.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Zambia.
Summary of recent searches
What to consider ahead of money transfers from India to Zambia
Comparing based on your specific needs is the best way to send money from India to Zambia with confidence.
Our analysis, and search results, include 5 providers that operate between India and Zambia. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in India when you need to send money to Zambia.
Cheapest way to send money from India to Zambia: Ria Money Transfer
Data collected for transfers between India and Zambia over the past six months shows that Ria Money Transfer is 0% cheaper than the second-best option.
This cost combines an average exchange rate between the Indian Rupee and Zambian Kwacha that is 2.8% different to the mid-market rate and an average fee of 4* INR.
*The most common fee applied to INR-ZMW by Ria Money Transfer, based on data from the past six months.
Fastest way to transfer money to Zambia from India: Ria Money Transfer.
Ria Money Transfer was the quickest way to send Indian Rupee to Zambian Kwacha in 93.3% of searches. For fast transfers between INR and ZMW, Ria Money Transfer comes highly recommended.
When using Ria Money Transfer to send money from India to Zambia you can expect an average fee of 4 INR. Although we would recommend comparing the amount you want to send.
When testing the 'fastest' options we compared 5 money transfer providers. To test overall speed of sending money from India to Zambia we included the timeframe for depositing Indian Rupee to a money transfer account and average transfer times to Zambia.
When sending money to Zambia from India quickly is a priority, Ria Money Transfer is our recommended choice.
Transfer a large amount of money
Ria Money Transfer is the best rated company for sending large amounts of Zambian Kwacha to Zambia out of 5 companies offering the service.
Whether for a property purchase, or for business, sending large amounts of money to Zambia from India has the potential to be very expensive.
Ria Money Transfer is our choice for big transfers to INR because of all round price, speed and management when making large transfers.
Understanding the cost of transferring money to Zambia from India
Fees and exchange rates make up the total cost of sending money from Zambia to Zambia. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current INR-ZMW mid-market rate is 0.3273 ZMW per Indian Rupee. You will get more Zambian Kwacha for your Indian Rupees if you find a provider close to this number.
For context, over the last three months the INR-ZMW mid-market rate has had a high of 0.3274, a low of 0.293 and averaged 0.3146 ZMW per Indian Rupee.
Across the 5 companies compared, the best exchange rate is with Ria Money Transfer.
Unless fees are unusually high, the exchange rate you receive on converting INR to ZMW will be the biggest determining factor when working out the cost of transferring Indian Rupees to Zambia.
Fees: Transfer fees are charged as part of the transfer. Ria Money Transfer at an average of 4 INR per transfer over the last 6 months, offers the lowest fees overall. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Zambian Kwacha eventually received in Zambia. You can assume that a lower cost of sending from India will result in more money received in Zambia.
Finding the best exchange rate for Indian Rupee to Zambian Kwacha
Timing is essential for sending money between INR and ZMW. The exchange rate you secure impacts how much ZMW you get for your INR.
Over the last six months, here’s what we’ve seen:
The exchange rate from INR to ZMW averaged 0.3146 ZMW.
The highest value recorded was 0.3274 ZMW, while the lowest was 0.293 ZMW.
There are currently 5 providers offering transfers between India and Zambia close to this rate
Want to secure the best INR-Zambian Kwacha exchange rates?
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Payment methods available to fund your India to Zambia transfer
Bank transfers
Bank transfers are often the better option for money transfers from India to Zambia.
Sending money via a bank transfer with a company such as Ria Money Transfer for transfers from India to Zambia allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Ria Money Transfer is the best provider for bank transfers of the 5 we tested when sending INR to Zambia.
With an average fee of INR4 to send money from India to Zambia, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from India to Zambia with a prepaid or a debit card is very simple with .
is a leader in card payments for transfers from India to Zambia, competing among a total of 5 active money transfer companies on this route.
Credit cards
When it comes to transferring money with a credit card from India to Zambia, emerges as our top choice of the 5 companies offering this service.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Zambia and India.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from India to Zambia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to ZMW.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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