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Send money from India to Zambia
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best way to send: Wise
We tested & reviewed 5 money transfer companies offering services between India and Zambia, and Wise scored highly.
Sending 22,100 INR to Zambian Kwacha will cost you ₹1031.33 in fees, and you will receive 5,419.87 ZMW. The delivery time is within a week.
So for a great mix of cost, speed & features, make your India to Zambia transfer using Wise.
Getting the best deal on your India to Zambia transfer
Always compare rates
Don't pay more than you have to. Our live comparison tool will give you the best rates for sending money from India to Zambia.
Choose a provider
Select the provider that offers you the best value & service for transfers between India and Zambia.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Zambia.
Summary of recent searches
What to consider ahead of money transfers from India to Zambia
Compare providers
Comparing based on your specific needs is the best way to send money from India to Zambia with confidence.
Our analysis, and search results, include 5 providers that operate between India and Zambia. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in India when you need to send money to Zambia.
Understand the Indian Rupee-Zambian Kwacha exchange rate
Choose the right payment method
Use providers regulated in India and Zambia
Consider transfer limits
Receiving money in Zambia
Have your ID ready
Don't forget about taxes
The fastest way to send money to Zambia from India is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many INR/ZMW transfer options available, this is by far the fastest way to do it.
The cheapest way to to send money to Zambia from India is via PayPal P2P Transfer
The coverage of INR/ZMW transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a INR transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Transfer a large amount of money
Wise is the best rated company for sending large amounts of Zambian Kwacha to Zambia out of 5 companies offering the service.
Whether for a property purchase, or for business, sending large amounts of money to Zambia from India has the potential to be very expensive.
Wise is our choice for big transfers to INR because of all round price, speed and management when making large transfers.
Understanding the cost of transferring money to Zambia from India
Fees and exchange rates make up the total cost of sending money from Zambia to Zambia. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current INR-ZMW mid-market rate is 0.2573 ZMW per Indian Rupee. You will get more Zambian Kwacha for your Indian Rupees if you find a provider close to this number.
For context, over the last 7 days the INR-ZMW mid-market rate has had a high of 0.256, a low of 0.2526 and averaged 0.2537 ZMW per Indian Rupee.
Across the 5 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting INR to ZMW will be the biggest determining factor when working out the cost of transferring Indian Rupees to Zambia.
Fees: Transfer fees are charged as part of the transfer. Ria Money Transfer charges the lowest fee of 4 INR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Zambian Kwacha eventually received in Zambia. You can assume that a lower cost of sending from India will result in more money received in Zambia.
Finding the best exchange rate for Indian Rupee to Zambian Kwacha
Timing is essential for sending money between INR and ZMW. The exchange rate you secure impacts how much ZMW you get for your INR.
Over the past 7 days, here’s what we’ve seen:
The exchange rate from INR to ZMW averaged 0.2537 ZMW.
The highest value recorded was 0.256 ZMW, while the lowest was 0.2526 ZMW.
There are currently 5 providers offering transfers between India and Zambia close to this rate
Want to secure the best INR-Zambian Kwacha exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Zambia!
Payment methods available to fund your India to Zambia transfer
Bank transfers
Bank transfers are often the better option for money transfers from India to Zambia.
Sending money via a bank transfer with a company such as Ria Money Transfer for transfers from India to Zambia allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Ria Money Transfer is the best provider for bank transfers of the 5 we tested when sending INR to Zambia.
With a fee of INR4 to send money from India to Zambia, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from India to Zambia with a prepaid or a debit card is very simple with Western Union Agent.
Western Union Agent is a leader in card payments for transfers from India to Zambia, competing among a total of 5 active money transfer companies on this route.
Credit cards
When it comes to international credit card transfers from India to Zambia, we recommend comparing your options to get the best deal.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Zambia and India.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from India to Zambia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to ZMW.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
