MoneyTransfers
/Send money/From Canada

Compare ways to send money from Canada to United States

Compare the best ways to send money from Canada to the United States. Explore the fastest, cheapest, and most reliable providers with the best CAD to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to the United States from Canada.

Transferring the other way? Send USD from United States to Canada instead.
Disclosure
Search Now & Save On Your Transfer
Instantly compare live exchange rates, fees & features.
Send

Companies for transfers from Canada to United States

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.8% - 3%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 0.6%

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2.1%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Send money anytime, anywhere with the TalkRemit app. There's zero fees on your first transaction and you're able to send to family and friends in over 40 countries."

Fees
$1.99 - $3.99
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.4% - 3.1%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%

"Cambridge Currencies is a boutique UK-based currency broker helping clients send funds globally. Expect personable service & competitive rates from this new industry entrant."

Fees
No fees
Transfer Speed
0-5 days
Exchange Rate Markup
0.5% - 1.2%

"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

"Dahabshiil specialises in secure, affordable international money transfers, offering services across 120+ countries. It provides low fees, fast transactions, and mobile wallet options.

Fees
$1.99 - $3.99
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.5% - 3.1%

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Fees
£/€/$3 - 5
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%
Fees
$0 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2%

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%
Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.7% - 2%

Best choice: Wise

Wise is our recommended way to send Canadian Dollar to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 97.6% of Canada to the United States searches in the last 6 months, and was the top rated company out of 21 that support CAD to USD.

So for a great blend of cost, speed & features, make your Canada to the United States transfer using Wise.

Screenshot

How to compare deals on Canada to United States money transfers

Summary of recent searches

Top rated for transfers from Canada to United States
Wise
Total number of CA - US providers
21
Average cheapest fees & rate
OFX
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
OFX
Best for debit card
Xe
Best for credit card
Xe

Get the most from sending money from Canada to United States

1
Compare providers

Comparing providers offering services between Canada and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire CAD-USD market and have compared 21 providers offering services between Canada and the United States.

This ensures you will get the most comprehensive options for sending Canadian Dollar to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Canada to the United States transfer needs.

2
Beat the Canadian Dollar-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Canada and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money from Canada to United States: OFX

OFX is the cheapest way to send money to the United States from Canada out of the 21 companies compared.

Data collected over the past six months shows that OFX is 0.7% cheaper than the second-best option.

This includes an average transfer fee of 0* CAD an exchange rate for buying US Dollar with Canadian Dollars that is 0.01% different to the mid-market rate.

If you want to secure the best rates on transfers from Canada to United States, OFX will result in the most US Dollar received.

*The most common fee applied to CAD-USD by OFX, based on data from the past six months.

Screenshot

Fastest money transfers to the United States from Canada: Paysend.

Of 21 money transfer companies offering services from Canada to the United States, Paysend is the quickest way to send money.

Through our comparison, we found Paysend to be the fastest option for sending Canadian Dollar to US Dollar 44.8% of the time. For fast transfers between CAD and USD, Paysend is a great option.

When sending money from Canada to the United States, Paysend has an average fee of 0 CAD. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 21 money transfer providers offering Canada to the United States transfers for overall speed. This included transfer times to after depositing Canadian Dollar to a money transfer account.

When you want the fastest way to send, Paysend is our recommended choice for Canada to the United States transfers.

Transfer a large amount of money

To transfer large sums of money from Canada to the United States, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
21 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from Canada to the United States can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to the United States from Canada.

Understanding the cost of money transfers from Canada to United States

The total cost of sending money to United States from Canada is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for CAD-USD is 0.6939 USD per Canadian Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Canadian Dollars.

Over the last three months, the average CAD-USD mid-market rate has seen each Canadian Dollar worth 0.7233 USD. Within this we see a high of 0.7435, and a low of 0.6912.

Of the 21 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting CAD to USD.

Fees: When sending money you may have to pay fees. OFX has had an average fee of 0 CAD per transfer over the last 6 months, the lowest of the 21 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Canada.

Getting the best exchange rate for Canadian Dollar to US Dollar

Tracking the mid-market rate can make a huge difference when sending money CAD to USD. The exchange rate you secure impacts how much USD you get for your CAD.

Mid-market Rate
1 
=
0.693987 
USD

Here's some data on recent trends in the mid-market rate.

  • Over the past six months, the interbank rate from CAD to USD has seen some fluctuation. On average, it has been 0.7233.

  • During this period, the highest value level was 0.7435, with a low of 0.6912.

  • Wise, which is our recommended service to send money online from Canada to United States offers an exchange rate that is only -0.01% above the mid-market rate.

Want to secure the best CAD-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Canada to United States!

Paying for your Canada to
United States money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Canada to the United States.

    By using a money transfer company such as OFX to send money from Canada to the United States, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, OFX is the cheapest money transfer provider for bank transfers from the 21 we tested when sending CAD to the United States.

    With an average fee of CAD0 to send money from Canada to the United States, OFX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Canada to the United States with a prepaid or debit card is very easy with Wise.


    Wise is a great choice for sending money with a debit card from Canada to the United States. This is from the 21 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from Canada to the United States, Xe emerges as our top choice of the 21 companies offering this service.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Canada.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Canada to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CAD to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Canada to United States?
Are there any tax implications to sending money from Canada to United States?
Can I send money from Canada to United States with MoneyTransfers.com?
What are the typical transfer fees for sending Canadian Dollars to United States through various providers?
How long does it take to send money from Canada to United States?
What is the best exchange rate I can get for sending money from Canada to United States?
Are there any minimum or maximum transfer amounts for sending money from Canada to United States?
Can I schedule regular transfers between Canada and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.