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How to send money to Australia from US with the best USD-AUD rate

Get the best deals when you send money from the United States to Australia. Find the best, cheapest, and fastest, providers for USD to AUD transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Australia from United States.

Transferring the other way? Send AUD from Australia to United States instead.
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July 4th, 2025
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Best money transfer companies

Send money from United States to Australia

Last updated: Today
Mid-market rate as of 07/04/2025: 1 USD = 1.520924 AUD
Results below are based on a 7000 USD search
0 of 17 providers
Sponsored
Wise
Recipient gets (AUD)
$10,607.12
Full transfer details
Visit Wise
$280 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (AUD)
$10,499.30
Full transfer details
Visit Xe
$172 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (AUD)
$10,619.85
Full transfer details
Visit Key Currency
$293 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (AUD)
$10,618.79
Full transfer details
Visit Currencyflow
$292 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (AUD)
$10,617.72
Full transfer details
Visit Regency FX
$291 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Wise
Recipient gets (AUD)
$10,607.12
Full transfer details
Visit Wise
$280 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Currencies Direct
Recipient gets (AUD)
$10,590.30
Full transfer details
Visit Currencies Direct
$263 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
OFX
Recipient gets (AUD)
$10,584.70
Full transfer details
Visit OFX
$258 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
7
CurrencyFair
Recipient gets (AUD)
$10,570.20
Full transfer details
Visit CurrencyFair
$243 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (AUD)
$10,499.30
Full transfer details
Visit Xe
$172 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
9
Remitly
Recipient gets (AUD)
$10,454.50
Full transfer details
Visit Remitly
$127 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
MoneyGram
Recipient gets (AUD)
$9,703.19
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (AUD)
    $10,296.37
    Not recommended
  • Capital One
    Capital One
    Recipient gets (AUD)
    $10,220.61
    Not recommended
Sponsored
Wise
Recipient gets (AUD)
$10,607.12
Full transfer details
Visit Wise
$280 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (AUD)
$10,499.30
Full transfer details
Visit Xe
$172 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for transferring US Dollar to Australia.

We tested & reviewed 17 transfer providers, and Wise scored highly.

Sending 7,000 USD to AUD will cost you $26.86 in fees, and you will get 10,608.8 AUD. The delivery time is within minutes, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your United States to Australia transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to Australia (AUD) - Wise Screenshot

How to compare companies offering money transfers from United States to Australia

Summary of recent searches

Top rated for transfers from United States to Australia
Wise
Total number of US - AU providers
17
Average cheapest fees & rate
MoneyGram
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
MoneyGram
Best for debit card
Xe

Considerations for sending money from United States to Australia

1
Compare providers

Always compare ways to send money from the United States to Australia to get the best options for fees, speed, and reliability.

Our analysis included 17 providers that operate between United States and Australia.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Australia.

2
Track the US Dollar-Australian Dollar exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Australia
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Australia from the United States: MoneyGram

MoneyGram offers the cheapest combination of low fees and competitive exchange rates of the 17 providers we compared.

They offer a fee of 490.00000000000006 USD and exchange rate between USD-AUD that is 2% different to the mid-market rate.

In comparison, MoneyGram is -9.45% cheaper than the second-best option.

To secure affordable and great rates on a USD to Australia transfer, MoneyGram is our recommended choice.

MoneyGram is the cheapest way to send money from United States (USD) to Australia (AUD) - MoneyGram Screenshot

Fastest way to transfer money to Australia from the United States: Wise.

Of 17 companies compared, Wise offers the quickest way to send US Dollars to Australia: within minutes.

the United States to Australia transfers with Wise will cost you 26.86 USD.

To test that Wise was the 'fastest' option we compared 17 providers. With this, we compared overall speed of sending money from the United States to Australia made up of depositing US Dollars, to a money transfer account and transfer times to Australia.

When sending at speed is a priority, Wise is our recommended choice for sending into Australia from United States.

Wise is the fastest way to send money from United States (USD) to Australia (AUD) - Wise Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Australia from the United States needs a strong exchange rate and effective transfer management.

From the
17 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Australia from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Australian Dollars to Australian Dollar.

As such, we recommend Currencies Direct for large Australia transfers.

Understanding the cost of transferring money to Australia from United States

Fees and exchange rates make up the total cost of sending money from Australia to Australia. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current USD-AUD mid-market rate is 1.526 AUD per US Dollar. You will get more Australian Dollar for your US Dollars if you find a provider close to this number.

  • For context, over the last 7 days the USD-AUD mid-market rate has had a high of 1.5309, a low of 1.5206 and averaged 1.5254 AUD per US Dollar.

  • Across the 17 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting USD to AUD will be the biggest determining factor when working out the cost of transferring US Dollars to Australia.

Fees: Transfer fees are charged as part of the transfer. MoneyGram charges 490.00000000000006 USD per transfer, which is currently the best deal on transfers to Australia. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Australian Dollar eventually received in Australia. You can assume that a lower cost of sending from the United States will result in more money received in Australia.

Finding the best exchange rate for US Dollar to Australian Dollar

Timing is essential for sending money between USD and AUD. The exchange rate you secure impacts how much AUD you get for your USD.

Mid-market Rate
1 
=
1.526042 
AUD

Over the last week, here’s what we’ve seen:

  • The exchange rate from USD to AUD averaged 1.5254 AUD.

  • The highest value recorded was 1.5309 AUD, while the lowest was 1.5206 AUD.

  • There are currently 17 providers offering transfers between the United States and Australia close to this rate

Want to secure the best USD-Australian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Australia!

Paying for your United States to
Australia transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from the United States to Australia.

    By using a money transfer company such as MoneyGram for transfers from the United States to Australia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, MoneyGram is the cheapest provider for bank transfers from the 17 we tested when sending USD to Australia.

    With a fee of 490.00000000000006 USD to send money from the United States to Australia, MoneyGram offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Australia with a debit or a prepaid card is easy with Xe.


    Xe is a one of the better options in the market for international debit card transfers from the United States to Australia.

  • Credit cards

    When it comes to credit card transfers from the United States to Australia, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Australia and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Australia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to AUD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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