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How to send money to DRC from Nigeria with the best NGN-CDF rate

Compare the best deals on sending money from Nigeria to Congo [DRC]. Get insights on the cheapest, fastest, and most reliable providers with the best NGN to CDF exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to Congo [DRC] from Nigeria.

Transferring the other way? Send CDF from Congo [DRC] to Nigeria instead.
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July 1st, 2025
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How to send money from Nigeria to Congo DRC

Sending money from Nigeria to Congo [DRC] doesn’t have a huge amount of options. Because of this, we would recommend sending money via:

How to get the best deal on your Nigeria to Congo DRC money transfer

Sending money from Nigeria to Congo DRC: key insights and tips

1
Compare all the options

Don't settle for the first option. Always compare ways to send money from Nigeria to Congo [DRC] to find out about fees, speed, and reliability.

Your analysis should include all the providers that operate between Nigeria and Congo [DRC]. Through this, you get a comprehensive view of all the options you have in Nigeria when you need to send money to Congo [DRC].

2
Think about the Naira-Congolese Franc exchange rate
3
Keep your money safe
4
Consider transfer limits
5
How to receive money in Congo [DRC]
6
Have your ID ready
7
Don't forget about taxes

Cheapest way to send money from Nigeria to Congo DRC

Without any money transfer providers serving the Nigeria to Congo [DRC] route, the cheapest money transfer options are limited.

We would recommend using:

Understanding the costs involved when moving money from Nigeria to Congo DRC

When calculating the costs of money transfers between Nigeria and Congo [DRC], here's what really matters:

The Mid-Market Rate: Today, the NGN-CDF mid-market rate equals to 1.8746. Keep in mind that this rate fluctuates all the time.

The NGN-CDF average exchange rate of the past week has been 1.8643, with a highest of 1.8742 and a lowest of 1.8554.

Fees and Markups: When you pick a service with competitive exchange rates and low fees, you get to make the most out of your NGN to CDF transfers. This strategy keeps your costs down, offering a smart way to handle your international transactions.

Tracking the exchange rate for Naira to Congolese Franc

Getting a better exchange rate between NGN and CDF can make a huge difference to the overall cost of sending money.

Mid-market Rate
1 
=
1.874564 
CDF

Over the last 7 days, between Nigeria and Congo [DRC], the average numbers are:

  • NGN to CDF saw an average 1.8643 CDF mid-market rate.

  • The highest point was 1.8742 CDF, while the lowest was 1.8554 CDF.

  • 4 providers are currently offering transfers between Nigeria and Congo [DRC].

Want to secure the best NGN-Congolese Franc exchange rates?

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What payment methods are available when sending money from Nigeria to
Congo DRC?

  • Sending bank transfers from Nigeria to Congo DRC

    Bank transfers are the most common way of sending NGN to Congo [DRC] as they are secure, reliable, and convenient.

    If you want to send Nairas to Congo [DRC] via bank transfer, you can use your bank where no provider is available, but it will likely be at a bad exchange rate.

  • Sending money from Nigeria to Congo DRC by credit card

    Credit card payments are quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.

    If you want to send Nairas to Congo [DRC] with a credit card.

    Note: Beware of charges

    Credit card payments are often classified as cash advances, which bring their own charges, as well as currency conversion and usage fees. Forgetting to pay your balance can also result in high interest charges, and can even damage your credit score.

  • Sending money from Nigeria to Congo DRC by payment apps

    If you’d like to send money from Nigeria to Congo [DRC] via payment app, follow these steps:

    1. Download the app and register. Download the app from the App Store or Google Play. You’ll need to register to be able to open an account. Make sure the app services transfers from Nigeria to Congo [DRC].

    2. Enter your details. Enter any of the details required. You may need a valid form of ID.

    3. Start your transfer. Enter the details of your recipient. Some apps will require full payment details, while others allow you to pay with just an email address. You may need to state that you’re planning to send money to Congo [DRC] in Congolese Franc at this stage.

    4. Check the details. It’s vital that you check the details you’ve added to make sure everything is correct. It can be very difficult to reverse a transfer, and most payment apps don’t let you cancel a transfer from Nigeria to Congo [DRC] after it’s been sent.

    5. Send the money. Your app will probably charge a fee for the transfer. They may also add a markup to the NGN to CDF exchange rate. Check the rate they’re offering against the mid-market rate to make sure you’re getting a good deal.

    The current mid-market rate of NGN to CDF is 1.8746

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Congo [DRC] and Nigeria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Congo [DRC].


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to CDF.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Nigeria to Congo DRC?
Are there any tax implications to sending money from Nigeria to Congo DRC?
Can I send money from Nigeria to Congo DRC with MoneyTransfers.com?
What are the typical transfer fees for sending Nairas to Congo DRC through various providers?
How long does it take to send money from Nigeria to Congo DRC?
What is the best exchange rate I can get for sending money from Nigeria to Congo DRC?
Are there any minimum or maximum transfer amounts for sending money from Nigeria to Congo DRC?
Can I schedule regular transfers between Nigeria and Congo DRC?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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