How to send money to DRC from Nigeria with the best NGN-CDF rate
Compare the best deals on sending money from Nigeria to Congo [DRC]. Get insights on the cheapest, fastest, and most reliable providers with the best NGN to CDF exchange rates.
Read on for the insights, analysis, and all you need to know about money transfers to Congo DRC from Nigeria.
Transferring the other way? Send CDF from Congo [DRC] to Nigeria instead."Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
The best way to send NGN to DRC is to use cash transfer via Western Union
We’ve analysed 100s of money transfer companies, and found that the overall coverage of NGN/CDF transfers is very limited for online transfers.
This is why we suggest sending cash as an alternative, using Western Union.
The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 NGN for a 360,000 NGN transfer.
Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.
In many cases you can deposit NGN online and the recipient in DRC will need to visit a branch to pick up CDF.

How to get the best deal on your Nigeria to Congo DRC money transfer
Always compare rates
Don't pay more than you have to. Use our live comparison tool to get the best exchange rates on sending money from Nigeria to Congo DRC.
Choose a provider
Select the provider that offers you the best value and timeframes for transfers between Nigeria and Congo DRC.
Click, sign up & send
Follow the steps & make your transfer to Congo DRC. Your funds will be sent from Nigeria and converted into Congolese Franc.
Sending money from Nigeria to Congo DRC considerations
A comparison of providers offering services between Nigeria and Congo DRC is the easiest way to ensure the best deal.
We've compared 3 providers that offer services for sending Naira to Congo DRC.
This ensures you will get the best options for your transfer to Congo DRC from Nigeria.
Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Nigeria to Congo DRC.
The cheapest way to send money from Nigeria to DRC is a cash transfer via MoneyGram.
The cheapest way to send money to DRC from Nigeria is via a cash transfer through a MoneyGram Agent.
While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support NGN/CDF transfers online.
The total cost of your transfer includes both the transfer fee (around 3 NGN per 360,000 NGN) and an exchange rate markup.
Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to DRC from Nigeria is via PayPal P2P Transfer
The coverage of NGN/CDF transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a NGN transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Transferring large sums of money
Of the 3 money transfer companies tested, Western Union Agent is the strongest option for large transfers from Nigeria to Congo DRC.
Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to Congo DRC can become expensive through your bank or with the wrong provider.
Western Union Agent is our choice for sending large sums of money to NGN because they offer a strong all-round product.

Understanding the costs involved when transferring money to Congo DRC from Nigeria
When calculating the cost of sending money from Nigeria to Congo DRC, a combination of fees and exchange rates ensure the best deal:
The Mid-Market and Exchange Rates: The current NGN-CDF mid-market rate is 1.5399 CDF per Naira. Finding a provider as close to this number as possible will ensure more Congolese Franc for your money.
As a comparison, the NGN-CDF mid-market rate for the past week has averaged 1.5274 CDF per Naira, hitting a high of 1.5364 and a low of 1.5209.
Western Union Agent is currently offering the best exchange rate on transfers between Nigeria and Congo DRC.
Often the NGN-CDF exchange rate you receive will be the biggest factor impacting the cost of sending Naira to Congo DRC.
Fees: Transfer fees are charged on top of a transfer. Western Union Agent currently offers lowest fees of 3 NGN. Although we recommend searching for your exact send amount for an exact fee.
Amount Received: The total amount received in Congolese Franc is the biggest indicator in the total cost of sending money to Nigeria from Congo DRC. The higher the total amount received in Congo DRC, the lower the cost of sending from Nigeria.
Tracking the exchange rate for Naira to Congolese Franc
Getting a better exchange rate between NGN and CDF can make a huge difference to the overall cost of sending money.
Over the last 7 days, between Nigeria and Congo DRC, the average numbers are:
NGN to CDF saw an average 1.5274 CDF mid-market rate.
The highest point was 1.5364 CDF, while the lowest was 1.5209 CDF.
3 providers are currently offering transfers between Nigeria and Congo DRC.
Want to secure the best NGN-Congolese Franc exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to Congo DRC!
Nigeria to Congo DRC money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from Nigeria to Congo DRC.
A money transfer company like Western Union Agent offer bank transfers between Nigeria and Congo DRC with lower fees and better exchange rates than you would get from a traditional bank.
On average, Western Union Agent is the cheapest provider for bank transfers of the 3 we tested when sending NGN to Congo DRC.
Western Union Agent has a fee of 3 NGN for money transfers from Nigeria to Congo DRC. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Nigeria to Congo DRC with a debit or a prepaid card is very simple with Western Union Agent.
Western Union Agent is a leader in debit card payments for transfers from Nigeria to Congo DRC, competing among a total of 3 active money transfer companies on this route.
Credit cards
Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.
We recommend using a bank transfer or a debit card transfer if you can; otherwise, .
Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Congo DRC and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Congo DRC.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to CDF.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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