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Nigeria to Congo DRC money transfers compared

Compare the best deals on sending money from Nigeria to Congo [DRC]. Get insights on the cheapest, fastest, and most reliable providers with the best NGN to CDF exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to Congo [DRC] from Nigeria.

Transferring the other way? Send CDF from Congo [DRC] to Nigeria instead.
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Our recommendation: Wise

Wise is our top choice for NGN to CDF transfers.

We tested & reviewed 4 money transfer providers offering money transfers from Nigeria to Congo [DRC], and Wise scored highly.

In total, Wise appeared in 66.7% of Nigeria to Congo [DRC] searches, and was the top rated company supporting transfers between NGN and CDF.

For a great mix of cost, speed & features, we recommend making your Nigeria to Congo [DRC] transfer using Wise.

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How to get the best deal on your Nigeria to Congo DRC money transfer

Summary of recent searches

Top rated for transfers from Nigeria to Congo DRC
Wise
Total number of NG - CD providers
4
Average cheapest fees & rate
Instarem
Average fastest transfer
Wise
Best for bank transfers
Wise
Best for debit card
Wise

Sending money from Nigeria to Congo DRC considerations

1
Compare providers

A comparison of providers offering services between Nigeria and Congo [DRC] is the easiest way to ensure the best deal.

We've compared 4 providers that offer services for sending Naira to Congo [DRC].

This ensures you will get the best options for your transfer to Congo [DRC] from Nigeria.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Nigeria to Congo [DRC].

2
Get the most from the Naira-Congolese Franc exchange rate
3
Choose the right payment method
4
Financial regulations in Nigeria and Congo [DRC]
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Nigeria to Congo [DRC]: Wise

The combination of the lowest fees and best exchange rate is through Wise. This makes them our cheapest transfer service of the 4 compared for sending Naira to Congo [DRC].

Our data shows, over the past six months, that Wise is 7.1% than the second-best option when sending via a bank transfer.

This measure includes an average fee of 15* NGN and a NGN-CDF exchange rate for international transfers that is 0% different to the mid-market rate.

Securing the best rates on a NGN to Congo [DRC] transfer can be done with Wise but you can always search for your specific amount.

*The most common fee applied by Wise when sending NGN-CDF, based on data from the past six months.

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Fastest way to transfer money from Nigeria to Congo [DRC]: Wise

Of the 4 companies compared, Wise currently offers the fastest money transfers to Congo [DRC] from Nigeria.

Our data shows that Wise came up as the fastest option for sending Naira into Congolese Franc in 66.7% of searches. This makes them well suited to urgent NGN to CDF money transfers.

The average fee for a NGN-Congolese Franc transfer through Wise is 3.57 NGN.

To get the 'fastest' option we compared 4 providers for overall speed of sending money from Nigeria to Congo [DRC] - this includes depositing Naira, transfer times, withdrawal timeframes in Congo [DRC]. 


When speed matters, Wise is your best choice for sending into Congo [DRC] from Nigeria.

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Transferring large sums of money

For transfers of larger amounts of Congolese Francs to Congo [DRC] picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
4 money transfer companies tested, Wise is the strongest option for large transfers from Nigeria to Congo [DRC].

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to Congo [DRC] can become expensive through your bank or with the wrong provider.

Wise is our choice for sending large sums of money to NGN because they offer a strong all-round product.

Understanding the costs involved when transferring money to Congo DRC from Nigeria

When calculating the cost of sending money from Nigeria to Congo [DRC], a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current NGN-CDF mid-market rate is 1.8474 CDF per Naira. Finding a provider as close to this number as possible will ensure more Congolese Franc for your money.

  • As a comparison, the NGN-CDF mid-market rate for the past three months has averaged 1.7914 CDF per Naira, hitting a high of 1.965 and a low of 1.7171.

  • Wise is currently offering the best exchange rate on transfers between Nigeria and Congo [DRC].

  • Often the NGN-CDF exchange rate you receive will be the biggest factor impacting the cost of sending Naira to Congo [DRC].

Fees: Transfer fees are charged on top of a transfer. Instarem currently offers lowest fees, at an average of 15 NGN over the last 6 months. Although, we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Congolese Franc is the biggest indicator in the total cost of sending money to Nigeria from Congo [DRC]. The higher the total amount received in Congo [DRC], the lower the cost of sending from Nigeria.

Tracking the exchange rate for Naira to Congolese Franc

Getting a better exchange rate between NGN and CDF can make a huge difference to the overall cost of sending money.

Mid-market Rate
1
= 1.847358 CDF

Over the last six months, between Nigeria and Congo [DRC], the average numbers are:

  • NGN to CDF saw an average 1.7914 CDF mid-market rate.

  • The highest point was 1.965 CDF, while the lowest was 1.7171 CDF.

  • 4 providers are currently offering transfers between Nigeria and Congo [DRC].

Want to secure the best NGN-Congolese Franc exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to Congo [DRC]!

Nigeria to
Congo DRC money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from Nigeria to Congo [DRC].

    A money transfer company like Wise offer bank transfers between Nigeria and Congo [DRC] with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Wise is the cheapest provider for bank transfers of the 4 we tested when sending NGN to Congo [DRC].

    Wise has an average fee of 9.03 NGN for money transfersfrom Nigeria to Congo [DRC]. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Nigeria to Congo [DRC] with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from Nigeria to Congo [DRC], competing among a total of 4 active money transfer companies on this route.

  • Credit cards

    is our top choice of the 4 companies offering credit card transfers from Nigeria to Congo [DRC].

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Congo [DRC] and Nigeria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Congo [DRC].


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to CDF.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Nigeria to Congo DRC?
Are there any tax implications to sending money from Nigeria to Congo DRC?
Can I send money from Nigeria to Congo DRC with MoneyTransfers.com?
What are the typical transfer fees for sending Nairas to Congo DRC through various providers?
How long does it take to send money from Nigeria to Congo DRC?
What is the best exchange rate I can get for sending money from Nigeria to Congo DRC?
Are there any minimum or maximum transfer amounts for sending money from Nigeria to Congo DRC?
Can I schedule regular transfers between Nigeria and Congo DRC?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.