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How to send money to Italy from South Africa with the best ZAR-EUR rate

Compare the best ways to send money from South Africa to Italy. Explore the fastest, cheapest, and most reliable providers with the best ZAR to EUR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Italy from South Africa.

Transferring the other way? Send EUR from Italy to South Africa instead.
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July 6th, 2025
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Best money transfer companies

Send money from South Africa to Italy

Last updated: Today
Mid-market rate as of 07/06/2025: 1 ZAR = 0.048257 EUR
Results below are based on a 130000 ZAR search
0 of 8 providers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (EUR)
€6,254.59
Full transfer details
Visit TorFx
€169 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (EUR)
€6,256.47
Full transfer details
Visit Regency FX
€171 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€6,257.73
Full transfer details
Visit Key Currency
€173 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (EUR)
€6,257.10
Full transfer details
Visit Currencyflow
€172 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (EUR)
€6,256.47
Full transfer details
Visit Regency FX
€171 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (EUR)
€6,254.59
Full transfer details
Visit TorFx
€169 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
CurrencyFair
Recipient gets (EUR)
€6,212.30
Full transfer details
Visit CurrencyFair
€127 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
6
Currencies Direct
Recipient gets (EUR)
€6,188.00
Full transfer details
Visit Currencies Direct
€103 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Lumon
Recipient gets (EUR)
€6,210.68
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (EUR)
    €6,069.06
    Not recommended
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (EUR)
€6,254.59
Full transfer details
Visit TorFx
€169 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (EUR)
€6,256.47
Full transfer details
Visit Regency FX
€171 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service

Overall top choice: Currencies Direct

Currencies Direct is the best way to transfer Rand into Euro.

Of the 8 money transfer providers we tested and reviewed, Currencies Direct was a standout option for its combination of speed and cost.

Sending 130,000 ZAR to EUR will cost you R0 in fees, and you will receive 6,188 EUR.

When sending money from South Africa to Italy, using Currencies Direct in a great option.

Currencies Direct is the top rated company for sending money from South Africa (ZAR) to Italy (EUR) - Currencies Direct Screenshot 1
Currencies Direct is the top rated company for sending money from South Africa (ZAR) to Italy (EUR) - Currencies Direct Screenshot 2

How to get the best deal on your South Africa to Italy transfer

Summary of recent searches

Top rated for transfers from South Africa to Italy
Currencies Direct
Total number of ZA - IT providers
8
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Sending money from South Africa to Italy considerations

1
Compare providers

A comparison of providers offering services between South Africa and Italy is the easiest way to ensure the best deal.

We've compared 8 providers that offer services for sending Rand to Italy.

This ensures you will get the best options for your transfer to Italy from South Africa.

Whilst we rate Currencies Direct as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Italy.

2
Get the most from the Rand-Euro exchange rate
3
Choose the right payment method
4
Financial regulations in South Africa and Italy
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Italy from South Africa: Key Currency

Key Currency offers the cheapest combination of low fees and competitive exchange rates of the 8 providers we compared.

They offer a fee of 0 ZAR and exchange rate between ZAR-EUR that is 0.25% different to the mid-market rate.

In comparison, Key Currency is 0.01% cheaper than the second-best option.

To secure affordable and great rates on a ZAR to Italy transfer, Key Currency is our recommended choice.

Key Currency is the cheapest way to send money from South Africa (ZAR) to Italy (EUR) - Key Currency Screenshot

Fastest way to send money from South Africa to Italy: Currencyflow.

Currencyflow is the quickest way to send Rand to Italy of the 8 companies offering the service.

For example, if you send 130,000 ZAR with Currencyflow to Italy now, the transfer time is minutes - 24 hours. Smaller transfers will likely be quicker, while larger transfers to India can take a bit longer.

Using Currencyflow for fast transfers from South Africa to Italy has a fee of 0 ZAR.

Within our comparison we looked at the 8 money transfer providers offering transfers from South Africa to Italy. Within this we looked at overall speed of sending money from South Africa to Italy after depositing Rand to a money transfer account.

When faster money transfers are a priority, Currencyflow is our recommended choice for sending into Italy from South Africa.

Currencyflow is the fastest way to send money from South Africa (ZAR) to Italy (EUR) - Currencyflow Screenshot

Transferring large sums of money

For transfers of larger amounts of Euros to Italy picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
8 money transfer companies tested, Currencies Direct is the strongest option for large transfers from South Africa to Italy.

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from South Africa to Italy can become expensive through your bank or with the wrong provider.

Currencies Direct is our choice for sending large sums of money to ZAR because they offer a strong all-round product.

Understanding the cost of sending money to Italy from South Africa

The cost of sending money from Italy to Italy, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-EUR is 0.0483 EUR per Rand.

  • Finding a provider offering an exchange as close to 0.0483 as possible will ensure more Euro received when transferring.

  • For context, the ZAR-EUR mid-market rate for the past week has averaged 0.0483 EUR per Rand. This includes a high of 0.0484, and low of 0.0481.

  • Key Currency currently offers the best exchange rate on transfers from South Africa to Italy.

For the most part the ZAR-EUR exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Italy.

Fees: Outside of exchange rates, you may need to pay a fee to send. Key Currency currently offers the lowest fees on transfers to Italy from South Africa, costing 0 ZAR per transfer. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to EUR, paired with a low fee, means a higher total amount received in Italy.

Getting best exchange rate for transfers between Rand and Euro

Timing is essential for transferring money between ZAR and EUR. The exchange rate you secure impacts how much EUR you get for your ZAR.

Mid-market Rate
1 
=
0.048318 
EUR

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from ZAR to EUR has moved slightly. On average, it was 0.0483.

  • During this same period,there was a high of 0.0484, and a low of 0.0481.

  • Currencies Direct, which is our recommended service to send money online from South Africa to Italy offers 0.0476 EUR per ZAR which is only 1.37% above the mid-market rate.

Want to secure the best ZAR-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Italy!

Payment options for South Africa to
Italy money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to Italy.

    By using a money transfer company such as Key Currency for transfers from South Africa to Italy, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Key Currency is the cheapest money transfer company for bank transfers from the 8 we compared for transfers from ZAR into Italy.

    With a fee of 0 ZAR to send money from South Africa to Italy, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to Italy with a debit or a prepaid card is available through .


    is a one of the cheaper options for debit card payments for transfers from South Africa to Italy. This cost is against a total of 8 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to Italy, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Italy and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Italy.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I schedule regular transfers between South Africa and Italy?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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