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How to send money to Belgium from Philippines with the best PHP-EUR rate

Get the best deals when you send money from the Philippines to Belgium. Find the best, cheapest, and fastest, providers for PHP to EUR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Belgium from Philippines.

Transferring the other way? Send EUR from Belgium to Philippines instead.
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July 15th, 2025
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Best money transfer companies

Send money from Philippines to Belgium

Last updated: Today
Mid-market rate as of 07/15/2025: 1 PHP = 0.015078 EUR
Results below are based on a 400000 PHP search
0 of 2 providers
Sponsored
Wise
Recipient gets (EUR)
€6,015.39
Full transfer details
Visit Wise
€165 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (EUR)
€5,923.20
Full transfer details
Visit OFX
€73 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Live Rates
Sort by:
1
Wise
Recipient gets (EUR)
€6,015.39
Full transfer details
Visit Wise
€165 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
2
OFX
Recipient gets (EUR)
€5,923.20
Full transfer details
Visit OFX
€73 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (EUR)
€6,015.39
Full transfer details
Visit Wise
€165 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (EUR)
€5,923.20
Full transfer details
Visit OFX
€73 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account

Overall best way: Wise

Wise is our recommended company for transferring Philippine Peso to Belgium.

We tested & reviewed 2 transfer providers, and Wise scored highly.

Sending 400,000 PHP to EUR will cost you ₱1130.84 in fees, and you will receive 6,015.39 EUR. The delivery time is within minutes, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Philippines to Belgium transfer using Wise.

Wise is the top rated company for sending money from Philippines (PHP) to Belgium (EUR) - Wise Screenshot

How to compare companies offering money transfers from Philippines to Belgium

Summary of recent searches

Top rated for transfers from Philippines to Belgium
Wise
Total number of PH - BE providers
2
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise

Considerations to make sending money from Philippines to Belgium easy

1
Compare providers

Comparing the different providers offering services between the Philippines and Belgium, is the best way to send money with confidence.

The 2 providers we've compared ensures you will get the best options for your transfer to Belgium from Philippines. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Philippine Peso to Belgium.

2
Exchange rates between Philippine Peso-Euro
3
Choose the right payment method
4
Financial regulation in Philippines and Belgium
5
Consider transfer limits
6
Receiving money in Belgium
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money from Philippines to Belgium: Wise

Wise is the cheapest way to send money to Belgium from the Philippines out of the 2 companies compared.

Data collected over the past week shows that Wise is 1.53% cheaper than the second-best option.

This includes the transfer fee of 1130.84 PHP an exchange rate for buying Euro with Philippine Pesos that is -0.15% different to the mid-market rate.

If you want to secure the best rates on transfers from Philippines to Belgium, Wise will result in the most Euro received.

Wise is the cheapest way to send money from Philippines (PHP) to Belgium (EUR) - Wise Screenshot

Fastest way to send money to Belgium from the Philippines: Wise.

Of the 2 companies offering the Philippines to Belgium, Wise is the quickest: within minutes.

Sending money from the Philippines to Belgium through Wise has a fee of 1130.84 PHP.

To find the fastest company, we compared 2 money transfer providers for the overall speed of sending money from the Philippines to Belgium. This was made up of depositing Philippine Peso to a money transfer account and transfer times to Belgium.

When looking for the fastest money transfer, Wise is our best choice for sending into Belgium from Philippines.

Wise is the fastest way to send money from Philippines (PHP) to Belgium (EUR) - Wise Screenshot

Sending large amounts of money

Transferring Philippine Peso to Euro in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
2 companies compared, Wise has the strongest option for large transfers from the Philippines to Belgium.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Euro.

The Wise rate makes them great for large transfers between Belgium and the Philippines.

Understanding the costs involved when transferring money to Belgium from Philippines

When calculating the cost of sending money from the Philippines to Belgium, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current PHP-EUR mid-market rate is 0.0152 EUR per Philippine Peso. Finding a provider as close to this number as possible will ensure more Euro for your money.

  • As a comparison, the PHP-EUR mid-market rate for the past week has averaged 0.0151 EUR per Philippine Peso, hitting a high of 0.0152 and a low of 0.0151.

  • Wise is currently offering the best exchange rate on transfers between the Philippines and Belgium.

  • Often the PHP-EUR exchange rate you receive will be the biggest factor impacting the cost of sending Philippine Peso to Belgium.

Fees: Transfer fees are charged on top of a transfer. Wise currently offers the lowest fees of 1130.84 PHP per transfer (based on ₱400,000 transfer). Although, we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Euro is the biggest indicator in the total cost of sending money to the Philippines from Belgium. The higher the total amount received in Belgium, the lower the cost of sending from the Philippines.

Finding the best exchange rate between Philippine Peso and Euro

Getting a strong exchange rate between PHP and EUR is essential. The exchange rate you secure impacts how much EUR you get for your PHP.

Mid-market Rate
1 
PHP
=
0.015168 
EUR

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to EUR has averaged 0.0151.

  • In this period there was a high of 0.0152, and a low of 0.0151.

  • Wise, which is our recommended service to send money online from Philippines to Belgium offers 0.0151 EUR per PHP which is only -0.15% above the mid-market rate.

Want to secure the best PHP-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Belgium!

Philippines to
Belgium money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the Philippines to Belgium.

    A money transfer company like Wise offer bank transfers between the Philippines and Belgium with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Wise is the cheapest provider for bank transfers of the 2 we tested when sending PHP to Belgium.

    Wise has a fee of 1130.84 PHP for money transfersfrom the Philippines to Belgium. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to Belgium with a debit or a prepaid card is very simple with .


    is a leader in debit card payments for transfers from the Philippines to Belgium, competing among a total of 2 active money transfer companies on this route.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Belgium and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Belgium.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Philippines to Belgium?
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Can I send money from Philippines to Belgium with MoneyTransfers.com?
What are the typical transfer fees for sending Philippine Pesos to Belgium through various providers?
How long does it take to send money from Philippines to Belgium?
What is the best exchange rate I can get for sending money from Philippines to Belgium?
Are there any minimum or maximum transfer amounts for sending money from Philippines to Belgium?
Can I schedule regular transfers between Philippines and Belgium?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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