Best companies for USD/GMD transfers
5 of 5 providers Last updated on 28 October 2026
Based on 7,000 USD transfer Best companies for USD/GMD transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $140.32 1 USD = 73.7352 GMD +0.36% vs mid-market	Recipient gets GMD 505,799.88 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Gambia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $140.321 USD = 73.7352 GMD GMD 505,799.88You pay$7,000.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 67.9465 GMD +8.53% vs mid-market	Recipient gets GMD 475,625.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Gambia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 67.9465 GMD GMD 475,625.50You pay$7,000.00
Run a live search Showing top United States to Gambia deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to GMD rates.
Run a live search These companies offer multi-currency accounts for spending GMD. We suggest doing a live search based on how much USD you're planning to spend in Gambia.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 73.8004 GMD +0.27% vs mid-market	Recipient gets GMD 516,602.66 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Gambia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 73.8004 GMD GMD 516,602.66You pay$7,000.00
Wise Pay via Bank transfer	Fee $140.32 1 USD = 73.7352 GMD +0.36% vs mid-market	Recipient gets GMD 505,799.88 Within a week
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Gambia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $140.321 USD = 73.7352 GMD GMD 505,799.88You pay$7,000.00
Only available via Mobile App Sendwave Pay via Debit card	Fee $0.00 1 USD = 69.5000 GMD +6.27% vs mid-market	Recipient gets GMD 486,500.00 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Gambia with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days Free1 USD = 69.5000 GMD GMD 486,500.00You pay$7,000.00 Cash pickupMinutes - 3 days Free1 USD = 69.5000 GMD GMD 486,500.00You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $1.49 1 USD = 69.5000 GMD +6.27% vs mid-market	Recipient gets GMD 486,500.00 Minutes - 24 hours
2 reviews
Ways to receive money in Gambia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $1.491 USD = 69.5000 GMD GMD 486,500.00You pay$7,001.49 Bank depositMinutes - 24 hoursAvailable via:Select Banks $1.991 USD = 68.8050 GMD GMD 481,635.00You pay$7,001.99 Cash pickupMinutes - 24 hours $75.991 USD = 68.8050 GMD GMD 481,635.00You pay$7,075.99

$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $1.99 1 USD = 69.5000 GMD +6.27% vs mid-market	Recipient gets GMD 486,500.00 Minutes - 24 hours
2 reviews
Ways to receive money in Gambia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $1.991 USD = 69.5000 GMD GMD 486,500.00You pay$7,001.99 Cash pickupMinutes - 24 hours $5.991 USD = 68.8050 GMD GMD 481,635.00You pay$7,005.99 Bank depositMinutes - 24 hoursAvailable via:Select Banks $105.001 USD = 68.8050 GMD GMD 481,635.00You pay$7,105.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 69.5000 GMD +6.27% vs mid-market	Recipient gets GMD 486,500.00 Minutes - 24 hours
2 reviews
Ways to receive money in Gambia with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 69.5000 GMD GMD 486,500.00You pay$7,060.79
$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $210.00 1 USD = 69.5000 GMD +6.27% vs mid-market	Recipient gets GMD 486,500.00 Minutes - 24 hours
2 reviews
Ways to receive money in Gambia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $210.001 USD = 69.5000 GMD GMD 486,500.00You pay$7,210.00 Bank depositMinutes - 24 hoursAvailable via:Select Banks $177.991 USD = 68.8050 GMD GMD 481,635.00You pay$7,177.99 Cash pickupMinutes - 24 hours $179.991 USD = 68.8050 GMD GMD 481,635.00You pay$7,179.99
Xe Pay via Bank transfer	Fee $0.00 1 USD = 67.9465 GMD +8.53% vs mid-market	Recipient gets GMD 475,625.50 Minutes - 24 hours
4 reviews Fastest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Gambia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 67.9465 GMD GMD 475,625.50You pay$7,000.00
Xe Pay via Debit card	Fee $35.00 1 USD = 67.9465 GMD +8.53% vs mid-market	Recipient gets GMD 473,247.37 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Gambia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 67.9465 GMD GMD 473,247.37You pay$7,000.00
Xe Pay via Credit card	Fee $210.00 1 USD = 67.9465 GMD +8.53% vs mid-market	Recipient gets GMD 461,356.73 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Gambia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 67.9465 GMD GMD 461,356.73You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 74.0002 GMD Updates every 60 minutes.

Why compare

USD/GMD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Gambia

Pick a company

If you're sending a one-off transfer, then Regency FX is the best option.

Regency FX was the cheapest on 30 of the 30 days it quoted $7,000 transfers to Gambia.

For recurring transfers, I'd suggest using an app or a multi-currency account with Wise.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Gambia, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Gambia?

How much USD you send to Gambia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from $5,000 it quoted, and in 100% of all the transfers it quoted.


$500	0.36%	$22.12	GMD 35,236.58with debit card to bank deposit	+GMD 773.21
$2,000	0.36%	$49.51	GMD 143,819.77with bank transfer to bank deposit	+GMD 7,245.29
$5,000	0.36%	$104.00	GMD 361,007.54with bank transfer to bank deposit	+GMD 15,791.05
$7,000This page	0.27%	$0.00	GMD 516,602.66with bank transfer to bank deposit	+GMD 30,089.45
$10,000	0.27%	$0.00	GMD 738,001.38with bank transfer to bank deposit	+GMD 42,950.36
$50,000	0.25%	$0.00	GMD 3,690,764.11with bank transfer to bank deposit	+GMD 214,964.93
$100,000	0.20%	$0.00	GMD 7,385,192.61with bank transfer to bank deposit	+GMD 433,079.18
$250,000	0.20%	$0.00	GMD 18,463,061.13with bank transfer to bank deposit	+GMD 1,082,606.67

Mid-market rate: 1 USD = 74.0002 GMD

USD/GMD Exchange Rate History

Is today a good time to send money from US to Gambia?

The cheapest way to send USD to GMD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 USD transfers to Gambia.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/GMD exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GMD per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of GMD on every transfer from US.

Right now, Regency FX pays 516,602.66 GMD on 7,000 USD, which is 1,398.61 GMD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 516,603.88 GMD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Gambia.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

Regency FXAppeared in 115 comparisons
Cheapest every time
WiseAppeared in 202 comparisons
Cheapest in 45% of them
SendwaveAppeared in 85 comparisons
Never the cheapest

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most GMD, and it was also the cheapest in 100% of the 115 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Gambia.

Wise (today's second cheapest) was the cheapest in only 45% of its comparisons, so it's rarely the cheapest option for transfers to Gambia.

Ways to send money from the US to Gambia

There are 5 companies available for sending money from the US to Gambia, across app, online, broker, multi-currency account, global account, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Wise charges $140.32 on a $7,000 transfer with 0.36% markup, saves your recipient's details for next time, and GMD arrives in within a week.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 486,500 GMD in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Gambia.

Of all online companies listed here, Wise gets you the most GMD per USD.

On a $7,000 transfer, you will get 505,799.88 GMD after a $140.32 fee and 0.36% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Gambia (e.g. a property purchase, tuition, or moving to Gambia), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/GMD that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving GMD.

This is useful for traveling to Gambia, building up GMD balance, or receiving payments in GMD.

Wise converts $7,000 at 0.36% markup plus small fee and holds the GMD until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive GMD in Gambia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 516,602.66 GMD.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Gambia.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 486,500 GMD on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Gambia.

Your recipient in Gambia can collect GMD through bank deposit, cash pickup, mobile money, and mobile wallet.

They can collect cash in Gambia

Your recipient can collect GMD from a participating MoneyGram location in Gambia.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Bank transfer Bank deposit

You pay $7,000.00

D516,603

Cheapest
2

Bank transfer Mobile wallet

You pay $7,001.99

D486,500

-D30,103
3

Debit card Mobile money

You pay $7,000.00

D486,500

-D30,103
4

Debit card Cash pickup

You pay $7,000.00

D486,500

-D30,103
5

Debit card Mobile wallet

You pay $7,001.49

D486,500

-D30,103

Show moreShow less

6

Cash deposit Cash pickup

You pay $7,060.79

D486,500

-D30,103
7

Credit card Mobile wallet

You pay $7,210.00

D486,500

-D30,103
8

Bank transfer Cash pickup

You pay $7,005.99

D481,635

-D34,968
9

Debit card Bank deposit

You pay $7,001.99

D481,635

-D34,968
10

Credit card Bank deposit

You pay $7,177.99

D481,635

-D34,968
11

Credit card Cash pickup

You pay $7,179.99

D481,635

-D34,968

Things to consider before sending USD to Gambia

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/GMD company

Cheapest way to send money to Gambia

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 516,602.66 GMD, which is 2.09% more than the next best option.

Fastest way to send money to Gambia

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 516,602.66 GMD, with the money arriving in minutes - 24 hours.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Gambia?

For transfers over $10,000, Regency FX is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Gambia.

While Regency FX may not always be the cheapest or fastest way to send GMD, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Gambia and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/GMD transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money to Gambia

Send money from Nigeria to Gambia Send money from United Kingdom to Gambia Send money from Spain to Gambia Send money from India to Gambia Send money from South Africa to Gambia Send money from Denmark to Gambia

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.9998	–	GMD 517,998.66
Regency FX Cheapest	73.8000	$0.00	GMD 516,600.06	−GMD 1,398.60
Wise	73.5830	$156.45	GMD 503,568.94	−GMD 14,429.72
Sendwave No quote collected this day	–	–	–	–

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.5009	–	GMD 514,506.59
Regency FX Cheapest	73.3025	$0.00	GMD 513,117.42	−GMD 1,389.17
Wise	74.0192	$235.96	GMD 500,668.83	−GMD 13,837.76
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 28,006.59

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.9999	–	GMD 517,998.98
Regency FX Cheapest	73.8001	$0.00	GMD 516,600.38	−GMD 1,398.60
Wise	73.7937	$195.11	GMD 502,158.01	−GMD 15,840.97
Sendwave No quote collected this day	–	–	–	–

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.4999	–	GMD 514,499.41
Regency FX Cheapest	73.3015	$0.00	GMD 513,110.26	−GMD 1,389.15
Wise	73.1680	$79.85	GMD 506,333.54	−GMD 8,165.87
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 27,999.41

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.5039	–	GMD 514,526.96
Regency FX Cheapest	73.3054	$0.00	GMD 513,137.73	−GMD 1,389.23
Wise	73.7652	$195.77	GMD 501,915.39	−GMD 12,611.57
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 28,026.96

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.5016	–	GMD 514,511.05
Regency FX Cheapest	73.3031	$0.00	GMD 513,121.87	−GMD 1,389.18
Wise	73.5620	$158.46	GMD 503,277.37	−GMD 11,233.68
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 28,011.05

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.9994	–	GMD 517,995.74
Regency FX Cheapest	73.7996	$0.00	GMD 516,597.16	−GMD 1,398.58
Wise	74.2540	$283.42	GMD 498,732.93	−GMD 19,262.81
Sendwave No quote collected this day	–	–	–	–

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.9998	–	GMD 517,998.42
Regency FX Cheapest	73.8000	$0.00	GMD 516,599.82	−GMD 1,398.60
Wise	73.8072	$203.06	GMD 501,663.11	−GMD 16,335.31
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 31,498.42

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.9996	–	GMD 517,996.99
Regency FX Cheapest	73.7998	$0.00	GMD 516,598.40	−GMD 1,398.59
Wise	73.8202	$192.46	GMD 502,533.96	−GMD 15,463.03
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 31,496.99

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	74.0003	–	GMD 518,001.87
Regency FX Cheapest	73.8005	$0.00	GMD 516,603.26	−GMD 1,398.61
Wise	73.8295	$194.44	GMD 502,451.09	−GMD 15,550.78
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 31,501.87

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.5032	–	GMD 514,522.18
Regency FX Cheapest	73.3047	$0.00	GMD 513,132.97	−GMD 1,389.21
Wise	73.8323	$195.11	GMD 502,420.68	−GMD 12,101.50
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 28,022.18

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.4971	–	GMD 514,479.79
Regency FX Cheapest	73.2987	$0.00	GMD 513,090.70	−GMD 1,389.09
Wise	73.2145	$80.54	GMD 506,604.80	−GMD 7,874.99
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 27,979.79

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.9998	–	GMD 517,998.40
Regency FX Cheapest	73.8000	$0.00	GMD 516,599.81	−GMD 1,398.59
Wise	73.8202	$192.46	GMD 502,533.96	−GMD 15,464.44
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 31,498.40

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.9998	–	GMD 517,998.37
Regency FX Cheapest	73.8000	$0.00	GMD 516,599.77	−GMD 1,398.60
Wise	73.7457	$179.17	GMD 503,006.88	−GMD 14,991.49
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 31,498.37

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.5003	–	GMD 514,501.97
Regency FX Cheapest	73.3018	$0.00	GMD 513,112.82	−GMD 1,389.15
Wise	73.0740	$69.56	GMD 506,434.97	−GMD 8,067.00
Sendwave No quote collected this day	–	–	–	–

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.5024	–	GMD 514,516.97
Regency FX Cheapest	73.3040	$0.00	GMD 513,127.77	−GMD 1,389.20
Wise	73.7190	$155.78	GMD 504,549.05	−GMD 9,967.92
Sendwave No quote collected this day	–	–	–	–

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.4941	–	GMD 514,458.67
Regency FX Cheapest	73.2957	$0.00	GMD 513,069.63	−GMD 1,389.04
Wise	73.4896	$113.28	GMD 506,102.30	−GMD 8,356.37
Sendwave No quote collected this day	–	–	–	–

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.5031	–	GMD 514,522.02
Regency FX Cheapest	73.3047	$0.00	GMD 513,132.81	−GMD 1,389.21
Wise	73.2823	$74.37	GMD 507,526.10	−GMD 6,995.92
Sendwave No quote collected this day	–	–	–	–

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	73.0004	–	GMD 511,002.63
Regency FX Cheapest	72.8033	$0.00	GMD 509,622.92	−GMD 1,379.71
Wise	73.2348	$69.56	GMD 507,549.39	−GMD 3,453.24
Sendwave No quote collected this day	–	–	–	–

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	74.0002	–	GMD 518,001.52
Regency FX Cheapest	73.8004	$0.00	GMD 516,602.91	−GMD 1,398.61
Wise	73.7475	$142.35	GMD 505,734.54	−GMD 12,266.98
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 31,501.52

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	74.0004	–	GMD 518,002.49
Regency FX Cheapest	73.8006	$0.00	GMD 516,603.88	−GMD 1,398.60
Wise	73.7532	$143.69	GMD 505,674.80	−GMD 12,327.68
Sendwave No quote collected this day	–	–	–	–

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	74.0002	–	GMD 518,001.06
Regency FX Cheapest	73.8004	$0.00	GMD 516,602.45	−GMD 1,398.61
Wise	73.7703	$146.38	GMD 505,593.60	−GMD 12,407.46
Sendwave No quote collected this day	–	–	–	–

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	74.0002	–	GMD 518,001.74
Regency FX Cheapest	73.8004	$0.00	GMD 516,603.13	−GMD 1,398.61
Wise	73.7479	$142.35	GMD 505,737.29	−GMD 12,264.45
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 31,501.74

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	74.0002	–	GMD 518,001.27
Regency FX Cheapest	73.8004	$0.00	GMD 516,602.66	−GMD 1,398.61
Wise	73.7352	$140.32	GMD 505,799.88	−GMD 12,201.39
Sendwave	69.5000	$0.00	GMD 486,500.00	−GMD 31,501.27

Compare the best ways to send money from United States to Gambia

Best companies for USD/GMD transfers

Pick a company

Pay for it

Check and send

Understanding USD/GMD exchange rate

Is the cheapest money transfer company always the best?

Money transfer apps

Cash & in-person transfers

Online transfers

Currency brokers

Global accounts

Multi-currency accounts

Find the right USD/GMD company

Cash-funded transfers now carry a 1% tax

The $10,000 rule is not a transfer limit

You normally have 30 minutes to cancel

Need to send a large amount of USD to Gambia?

Send money to Gambia

Recommendations

Tools & resources