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How to send money to Indonesia from Bangladesh with the best BDT-IDR rate

Get the best deals when you send money from Bangladesh to Indonesia. Find the best, cheapest, and fastest, providers for BDT to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from Bangladesh.

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November 23rd, 2025

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Best money transfer companies

Send money from Bangladesh to Indonesia

Last updated: Today
Mid-market rate as of 11/23/2025: 1 BDT = 136.146672 IDR
Results below are based on a 30500 BDT search
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0 of 2 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (IDR)
Rp 3,944,461.80
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (IDR)
Rp 3,944,461.80
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes

Alternative for Bangladesh to Indonesia

While you can’t send BDT to IDR with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send BDT to Indonesia is to use cash transfer via Western Union

We’ve analysed 100s of money transfer companies, and found that the overall coverage of BDT/IDR transfers is very limited for online transfers.

This is why we suggest sending cash as an alternative, using Western Union.

The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 BDT for a 30,500 BDT transfer.

Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.

In many cases you can deposit BDT online and the recipient in Indonesia will need to visit a branch to pick up IDR.

How to compare deals on Bangladesh to Indonesia money transfers

Summary of recent searches

Top rated for transfers from Bangladesh to Indonesia
Western Union Agent
Total number of BD - ID providers
2
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
Western Union Agent
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Considerations when sending from Bangladesh to Indonesia

1

Compare providers

Comparing money transfer companies with services between Bangladesh and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 2 providers providing services between Bangladesh and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Western Union Agent as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Bangladesh.

2

Understanding the Taka-Rupiah exchange rate

3

Choose the right payment method

4

Financial regulations

5

Consider transfer limits

6

Receiving money from Taka in Indonesia

7

Confirm the ID you need

8

Tax declarations

The cheapest way to send money to Indonesia from Bangladesh is using MoneyGram cash transfer service.

While online transfers are usually cheaper, there are very few providers offering BDT to IDR transfers, making cash transfer through a MoneyGram Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 BDT per 30,500 BDT) and the exchange rate markup applied by MoneyGram.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

The fastest way to send money to Nigeria from Pakistan is to use cash transfer via Western Union Agent

In most cases cash transfers with Western Union are instant, and your recipient will be able to collect IDR in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing BDT/IDR, cash transfer with Western Union is the fastest way.

Send large sums of money

Transferring bigger amounts of money from Bangladesh to Indonesia should be done with the exchange rate and management of the service in mind.

Western Union Agent offers the strongest all round option for large transfers of the
2 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Western Union Agent for sending large sums of money to Indonesia from Bangladesh.

Understanding the cost of transferring money to Indonesia from Bangladesh

Fees and exchange rates make up the total cost of sending money from Indonesia to Indonesia. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current BDT-IDR mid-market rate is 136.1467 IDR per Taka. You will get more Rupiah for your Takas if you find a provider close to this number.

  • For context, over the last 7 days the BDT-IDR mid-market rate has had a high of 136.9946, a low of 136.0657 and averaged 136.596 IDR per Taka.

  • Across the 2 companies compared, the best exchange rate is with Western Union Agent.

  • Unless fees are unusually high, the exchange rate you receive on converting BDT to IDR will be the biggest determining factor when working out the cost of transferring Takas to Indonesia.

Fees: Transfer fees are charged as part of the transfer. Western Union Agent charges the lowest fee of 3 BDT at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Rupiah eventually received in Indonesia. You can assume that a lower cost of sending from Bangladesh will result in more money received in Indonesia.

Getting the best exchange rate for Taka to Rupiah

Tracking the mid-market rate can make a huge difference when sending money BDT to IDR. The exchange rate you secure impacts how much IDR you get for your BDT.

Mid-market Rate
1 
BDT
=
136.146672 
IDR

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from BDT to IDR has seen some fluctuation. On average, it has been 136.596.

  • During this period, the highest value level was 136.9946, with a low of 136.0657.

  • Western Union Agent, which is our recommended service to send money online from Bangladesh to Indonesia offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best BDT-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Bangladesh to Indonesia!

Funding your Bangladesh to
Indonesia transfer

  • Bank transfers

    The default option for sending money from Bangladesh to Indonesia is often a bank transfer.

    Using a money transfer company, such as Western Union Agent for transfers from Bangladesh to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 2 we tested, the cheapest provider for bank transfers from BDT to Indonesia is Western Union Agent.

    With a fee of BDT3 to send money from Bangladesh to Indonesia, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from Bangladesh to Indonesia with a prepaid or debit card is easy with Western Union Agent.


    Western Union Agent is a leader in accepting card payments for transfers between Bangladesh and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from Bangladesh to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Bangladesh.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Bangladesh to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send BDT to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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What is the best exchange rate I can get for sending money from Bangladesh to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from Bangladesh to Indonesia?
Can I schedule regular transfers between Bangladesh and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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