How to send money to Tonga from Japan with the best JPY-TOP rate
Find money transfer deals for sending money from Japan to Tonga. Compare the cheapest, fastest, and most reliable providers with the best JPY to TOP exchange rates.
Read on for the best deals, expert information, and easiest ways to send money to Tonga from Japan.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best way to send: Wise
We tested & reviewed 3 money transfer companies offering services between Japan and Tonga, and Wise scored highly.
Sending 1,000,000 JPY to Pa’anga will cost you ¥11878 in fees, and you will receive 15,126.96 TOP. The delivery time is within a week.
So for a great mix of cost, speed & features, make your Japan to Tonga transfer using Wise.

How to send money from Japan to Tonga
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Pa’anga from Japan.
Choose a provider
Select the provider offering the best way to send to Tonga based on your needs.
Click, sign up & send
Follow the steps & make your transfer. Your Pa’anga will soon be on their way to Tonga.
Considerations when sending from Japan to Tonga
Comparing money transfer companies with services between Japan and Tonga, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.
For this route, we’ve compared 3 providers providing services between Japan and Tonga. This ensures you will get the best options when sending Pa’anga to Tonga.
Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Tonga will provide a specific provider that’s best for transferring money from Japan.
Cheapest way to transfer money to Tonga from Japan: Revolut
Of the 3 providers compared, data shows that Revolut is 0% cheaper than the second-best option.
The is cost is made up of an average JPY-TOP exchange rate that is 0.2% different to the mid-market rate and an average fee of 3000* JPY.
If you want to secure the best rates on a JPY to Tonga transfer, Revolut will result in the most Pa’anga received.



Fastest way to send money to Tonga from Japan: OFX.
If you send ¥1,000,000 with OFX to Tonga, the transfer time is minutes - 24 hours. This is currently the fastest option, but can vary depending on how much JPY you send to Tonga.
Sending money from Japan to Tonga through OFX has a fee of 0 JPY.
To find the fastest company, we compared 3 money transfer providers for the overall speed of sending money from Japan to Tonga. This was made up of depositing Yen to a money transfer account and transfer times to Tonga.
When looking for the fastest money transfer, OFX is our best choice for sending into Tonga from Japan.

Transfer a large sum of money
From 3 money transfer companies compared, Wise is the best option for large transfers from Japan to Tonga.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Japan to Tonga can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to Tonga from Japan because they offer a strong service and competitive exchange rates.

Understanding the cost of transferring money from Japan to Tonga
The total cost of money transfers from Japan to Tonga is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.
The Mid-Market and Exchange Rates: The mid-market rate for JPY-TOP is currently 0.0155 TOP per Yen. Providers offering services closer to this rate will ensure more Pa’anga for your Yens.
To give a historic average, over the last 7 days the JPY-TOP mid-market rate has been 0.0155 TOP per Yen, this has had a high of 0.0155 and a low of 0.0154.
From the 3 companies compared, Revolut offers the best exchange rate on transfers to Tonga and Japan.
Generally, the exchange rate you receive on converting JPY to TOP will be the biggest factor impacting the cost of sending Yens to Tonga.
Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Revolut, just 3000 JPY per transfer. In all cases, we recommend searching for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount eventually received in Pa’anga. Simply, the higher the amount received in Japan, the lower the cost of sending from Tonga.
How to find the best exchange rate for Yen to Pa’anga
Timing is essential for sending money between JPY and TOP. The exchange rate you secure impacts how much TOP you get for your JPY.
Let's dive into some interesting recent trends.
In the last 7 days, the exchange rate from JPY to TOP has seen some fluctuation. On average, it stood at 0.0155.
During this period, the highest value recorded was 0.0155, while the lowest was 0.0154.
Wise, which is our recommended service to send money online from Japan to Tonga offers 0.0153 TOP per JPY which is only 1.08% above the mid-market rate.
Want to secure the best JPY-Pa’anga exchange rates?
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Paying for your Japan to Tonga money transfer
Bank transfers
A bank transfer is often the default option for money transfers from Japan to Tonga.
By using a money transfer company such as Revolut to send money from Japan to Tonga, you can while benefit from lower fees and more favorable exchange rates than a bank would offer.
On average, Revolut is the cheapest money transfer provider for bank transfers from the 3 we tested when sending JPY to Tonga.
With a fee of JPY3000 to send money from Japan to Tonga, Revolut offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Japan to Tonga with a prepaid or debit card is very easy with .
is a great choice for sending money with a debit card from Japan to Tonga. This is from the 3 money transfer companies compared.
Credit cards
When it comes to credit card transfers from Japan to Tonga, we to get the best deal.
Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Tonga and Japan.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Tonga.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to TOP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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