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How to Send Money from New Zealand to Australia

Get the best deals when you transfer from New Zealand to Australia. Find the cheapest, fastest, and most reliable providers with the best exchange rates.

Read on for the best deals, expert information, and all you need to send money to Australia from New Zealand.

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Overall best choice: Wise

Wise is our top pick for NZD to AUD transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 92.9% of New Zealand to Australia searches, and was the top rated company out of 16 that support NZD to AUD.

So for a great mix of cost, speed & features, make your New Zealand to Australia transfer using Wise.

How to get the best deal on your New Zealand to Australia transfer

Summary of recent searches

Top rated for transfers from New Zealand to Australia
Wise
Total number of NZ - AU providers
16
Average cheapest fees & rate
Revolut
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Important things to consider before sending money from New Zealand to Australia

1
Compare providers

Don't settle for the first option. Always compare ways to send money from New Zealand to Australia to find out about fees, speed, and reliability.

Our analysis included 16 providers that operate between New Zealand and Australia.

Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Australia.

2
Think about the New Zealand Dollar-Australian Dollar exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Australia
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Australia from New Zealand: Revolut

Get the lowest fees with Revolut - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months shows that Revolut is 0.2% cheaper than the second-best option.

The $0 transfer cost represents the most common fee for NZD to AUD international transfers, based on data from the past six months.

If you want to secure the best rates on a NZD to Australia transfer, make sure you pick Revolut to send your money online.

*The most common fee applied to NZD-AUD by Revolut, based on data from the past six months.

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Fastest way to send money from New Zealand to Australia: Wise

Need to send money fast? Pick Wise and get your funds from New Zealand to Australia at speed.

Our data shows that Wise came up as the fastest way to send money from New Zealand to Australia in 57.1% of searches. This makes them well suited to urgent NZD to AUD money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from New Zealand to Australia - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to Australia from New Zealand in 57.1% of the searches on MoneyTransfers.com over the past six months.

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Need to send over 10,000 AUD?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send NZD from New Zealand to Australia, it’s the provider that will keep you safe and relaxed while your money moves into AUD.

Understanding the costs involved when moving money from New Zealand to Australia

When calculating the costs of money transfers between New Zealand and Australia, here's what really matters:

The Mid-Market Rate: Today, the NZD-AUD mid-market rate equals to 0.903 AUD per New Zealand Dollar.

The NZD-AUD average exchange rate for the past three months has been 0.9096 AUD per New Zealand Dollar, with a high of 0.9317 and a low of 0.8996.

When looking to send money, we'd recommend Wise. On average Wise is -0.02% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from NZD to AUD.

How to find the best exchange rate for New Zealand Dollar to Australian Dollar

Timing is essential for sending money between NZD and AUD. The exchange rate you secure impacts how much AUD you get for your NZD.

Mid-market Rate
1
= 0.903321 AUD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from NZD to AUD has seen some fluctuation. On average, it stood at 0.9096.

  • During this period, the highest value recorded was 0.9317, while the lowest was 0.8996.

  • Wise, which is our recommended service to send money online from New Zealand to Australia offers an exchange rate that is only -0.02% above the mid-market rate.

Want to secure the best NZD-Australian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Australia!

Payment methods available to fund your New Zealand to
Australia transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from New Zealand to Australia.

    By using a money transfer company such as Revolut for transfers from New Zealand to Australia, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Revolut is the cheapest provider for bank transfers from the 16 we tested when sending NZD to Australia.

    With an average fee of NZD0 to send money from New Zealand to Australia, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Australia with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from New Zealand to Australia, competing among a total of 16 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from New Zealand to Australia, Xe emerges as our top choice of the 16 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Australia and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Australia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to AUD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

Contributors

April Summers
April is a trained journalist and the Content Editor for MoneyTransfers.com. She has 10 years experience writing about a diverse range of subjects, from financial services to arts and entertainment. When she's not writing about global remittances she can be found daydreaming about her next holiday abroad.