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Sending money to Morocco from United States

United States
Top Provider
Amount Received
By Bank Transfer
Fees: $3.99
Rate: 9.75278
Payment Options
Debit Card
Credit Card
Bank Transfer
Key Features
First 4 Transfers Free - use code 4FREEMT
10 AUD off when you send 100 AUD
90% transfers completed in minutes
No domestic transfers
Amount Received
By Bank Transfer
Fees: 0
Rate: 10.12445 *
Payment Options
Bank Transfer
1-2 Hours
Debit Card
1-2 Hours
Key Features
No transfer limit & low fees
Excellent customer support
£25 gift card when you refer a friend
5/5 customer ratings on TrustPilot
Current Mid-Market Rate: 1 USD = 10.174304 MAD
* Some rates may be indicative.


Nestled in the northwest corner of Africa is the Kingdom of Morocco, a nation which spans 446,550 km² and has a population of 37.1 million people. The country’s major city and maritime trading port is Casablanca, known as the commercial and industrial centrepoint. 

Dirham is the legal tender used across Morocco and has been the official currency since 1882. Despite a brief changeover to the Moroccan franc in the early 1900’s, the nation reintroduced dirham in 1960, following the end of Morocco’s protectorate from France; although the Franc continued to circulate until the mid 1970’s. Moroccan dirham – MAD – is issued by The Central Bank of Morocco, the Bank Al-Maghrib. 

According to research conducted in 2021, on a global scale Morocco appears to have the lowest percentage of population with access to banking institutions. This is important data which should influence the choice of money transfer provider customers use to send funds from United States to Morocco. 

Choosing the best service provider

When considering how to send money Morocco from United States there are some key aspects of the transfer to consider. 

The fastest provider is WorldRemit, transfers from this provider normally take [SPEED]. The cheapest provider we found is XE - Remit at % Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using WorldRemit when transferring USD to MAD.

This means that by using WorldRemit for online money transfers to Morocco from United States, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access WorldRemit for any reason, our comparison engine has found XE - Remit also to be very good options when sending USD – MAD.

This recommendation was updated one minute ago.

The cheapest way to send money from United States to Morocco

In order to avoid high fees, you should consider the cheapest way to send from United States to Morocco.  

XE - Remit has been determined by our comparison engine to be currently offering you the cheapest rates possible.

Get the Best Rate and Sign Up for Rate Alerts United States to Morocco

The fastest way to send money from United States to Morocco

When sending money from United States to Morocco, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers. Currently, WorldRemit is the fastest way to send USD – MAD.

What payment methods are available when sending money from United States to Morocco?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.

Sending money to Morocco from United States using credit card

To avoid high fees you can opt to use an online money transfer provider such as WorldRemit to pay for your transfer to Morocco.

Sending money to Morocco from United States using a debit card

With WorldRemit you can send money online to Morocco using your debit card. But before making a payment, make sure you understand all the processing fees in place. 

Using a wire transfer to send money from United States to Morocco

Bank and wire transfers are the most common ways of sending money Morocco as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use WorldRemit to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

When sending money to Morocco from United States using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee.

If you want to make an international transfer using wire transfer, you will need to know the SWIFT/BIC code of your recipient in Morocco. If you’re unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in Morocco.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as WorldRemit and XE - Remit.

Considerations for a USD – MAD Currency Transfer

Before sending money to Morocco from United States, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Morocco the more value you will get and more MAD the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
  2. The USD – MAD exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 10.174304 and the lowest exchange rate margin is currently offered by WorldRemit at % above the mid market rate.
  3. Hidden fees & charges: Before sending money to Morocco, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers WorldRemit, XE - Remit and will give insight here.

How to send money from United States to Morocco at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send USD to MAD. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table
  2. Register for an account if required
  3. Input how much you are willing to send
  4. Fund your transfer
  5. Receive & save an email confirming your transfer

How to receive transfers from USD to MAD in Morocco?

Your recipient has a few methods available to receive your money in Morocco. These will vary between providers, but it is possible to find services that will:

If your recipient is going to collect or have the money delivered to them in Morocco, then they will usually need the following:

How much money can be transferred from United States to Morocco?

The amount of MAD you can receive from United States will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers. 

You should also check if there are any government regulations pertaining to the amount of MAD that can be received in Morocco or sent from United States before making your transfer.

Who sets the exchange rate for MAD?
Do any international money transfer companies specialise in United States to Morocco remittances?
I am transferring funds to someone in Morocco who does not have a bank account: what is the best way to send the money?
April Summers

April is a trained journalist and the Content Editor for MoneyTransfers.com. She has 10 years experience writing about a diverse range of subjects, from financial services to arts and entertainment. When she’s not writing about global remittances she can be found daydreaming about her next holiday abroad.