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How to send money to Vietnam from US with the best USD-VND rate

Compare the best deals on transfers from the United States to Vietnam. Explore the cheapest, fastest, and most reliable providers with the best USD to VND exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Vietnam from United States.

Transferring the other way? Send VND from Vietnam to United States instead.
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June 30th, 2025
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Best money transfer companies

Send money from United States to Vietnam

Last updated: Today
Mid-market rate as of 06/30/2025: 1 USD = 26095 VND
Results below are based on a 7000 USD search
0 of 9 providers
Sponsored
Wise
Recipient gets (VND)
₫181,476,895.00
Full transfer details
Visit Wise
₫4,291,845 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (VND)
₫179,914,000.00
Full transfer details
Visit Xe
₫2,728,950 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
Wise
Recipient gets (VND)
₫181,476,895.00
Full transfer details
Visit Wise
₫4,291,845 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
2
Xe
Recipient gets (VND)
₫179,914,000.00
Full transfer details
Visit Xe
₫2,728,950 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
3
Remitly
Recipient gets (VND)
₫179,214,840.00
Full transfer details
Visit Remitly
₫2,029,790 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
4
CurrencyFair
Recipient gets (VND)
₫179,131,180.80
Full transfer details
Visit CurrencyFair
₫1,946,131 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (VND)
₫182,012,938.14
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Capital One
    Capital One
    Recipient gets (VND)
    ₫175,358,400.00
    Not recommended
  • PayPal
    PayPal
    Recipient gets (VND)
    ₫168,168,705.60
    Not recommended
Sponsored
Wise
Recipient gets (VND)
₫181,476,895.00
Full transfer details
Visit Wise
₫4,291,845 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (VND)
₫179,914,000.00
Full transfer details
Visit Xe
₫2,728,950 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for transferring US Dollar to Vietnam.

We tested & reviewed 9 transfer providers, and Wise scored highly.

Sending 7,000 USD to VND will cost you $45.53 in fees, and you will get 181,476,895 VND. The delivery time is next day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your United States to Vietnam transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to Vietnam (VND) - Wise Screenshot

How to compare deals on your United States to Vietnam transfer

Summary of recent searches

Top rated for transfers from United States to Vietnam
Wise
Total number of US - VN providers
9
Average cheapest fees & rate
Panda Remit
Average fastest transfer
Panda Remit
Average transfer time
Within minutes
Best for bank transfers
Panda Remit
Best for debit card
Xe

Understanding United States to Vietnam money transfers

1
Comparing providers

Comparing providers when sending money from the United States to Vietnam is the easiest way to make a transfer at the best price.

We’ve compared 9 providers for sending US Dollar to Vietnam. This ensures you will get the best options for your transfer to Vietnam from the United States.

We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from the United States to Vietnam.

2
Get ahead of the US Dollar-Dong exchange rate
3
Choosing the right payment method
4
Financial regulators in United States and Vietnam
5
Consider transfer limits
6
Receiving money in Vietnam
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Vietnam from the United States: Panda Remit

Panda Remit offers the cheapest combination of low fees and competitive exchange rates of the 9 providers we compared.

They offer a fee of 4 USD and exchange rate between USD-VND that is 0.3% different to the mid-market rate.

In comparison, Panda Remit is 0.14% cheaper than the second-best option.

To secure affordable and great rates on a USD to Vietnam transfer, Panda Remit is our recommended choice.

Fastest way to send money to Vietnam from the United States: Panda Remit

We compared 9 companies and found Panda Remit offers the fastest money transfers between the United States and Vietnam.

For example, if you send 7,000 USD with Panda Remit to Vietnam, the transfer time is minutes - 24 hours based on our data.

Smaller transfers to Vietnam will likely be quicker, while larger transfers can take slightly longer.

A USD-Dong transfer through Panda Remit comes with a 4 USD fee.

To ensure Panda Remit was the 'fastest' option we compared 9 providers. This comparison was for overall speed of sending money from the United States to Vietnam and is a combination of depositing US Dollar, transfer times to Vietnam and withdrawal timeframes where applicable.

When speed is a priority, Panda Remit is the top choice for sending into Vietnam from the United States.

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Vietnam from the United States needs a strong exchange rate and effective transfer management.

From the
9 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Vietnam from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Dongs to Dong.

As such, we recommend Currencies Direct for large Vietnam transfers.

Understanding the cost of transferring money from United States to Vietnam

The total cost of money transfers from United States to Vietnam is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-VND is currently 26,075 VND per US Dollar. Providers offering services closer to this rate will ensure more Dong for your US Dollars.

  • To give a historic average, over the last 7 days the USD-VND mid-market rate has been 26,129.5714 VND per US Dollar, this has had a high of 26,172.5 and a low of 26,095.

  • From the 9 companies compared, Wise offers the best exchange rate on transfers to Vietnam and the United States.

  • Generally, the exchange rate you receive on converting USD to VND will be the biggest factor impacting the cost of sending US Dollars to Vietnam.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Panda Remit, just 4 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Dong. Simply, the higher the amount received in the United States, the lower the cost of sending from Vietnam.

How to find the best exchange rate for US Dollar to Dong

Timing is essential for sending money between USD and VND. The exchange rate you secure impacts how much VND you get for your USD.

Mid-market Rate
1 
=
26075.000000 
VND

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from USD to VND has seen some fluctuation. On average, it stood at 26,129.5714.

  • During this period, the highest value recorded was 26,172.5, while the lowest was 26,095.

  • Wise, which is our recommended service to send money online from United States to Vietnam offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best USD-Dong exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Vietnam!

United States to
Vietnam money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Vietnam.

    A money transfer company like Panda Remit offer bank transfers between the United States and Vietnam with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Panda Remit is the cheapest provider for bank transfers of the 9 we tested when sending USD to Vietnam.

    Panda Remit has a fee of 4 USD for money transfersfrom the United States to Vietnam. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Vietnam with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to Vietnam, competing among a total of 9 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Vietnam and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Vietnam.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to VND.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Are there any minimum or maximum transfer amounts for sending money from United States to Vietnam?
Can I schedule regular transfers between United States and Vietnam?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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