MoneyTransfers
/Send money/To Indonesia/From Germany

How to send money to Indonesia from Germany with the best EUR-IDR rate

Get the best deals when you send money from Germany to Indonesia. Find the best, cheapest, and fastest, providers for EUR to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from Germany.

Transferring the other way? Send IDR from Indonesia to Germany instead.
Disclosure
July 3rd, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Send
Best money transfer companies

Send money from Germany to Indonesia

Last updated: Today
Mid-market rate as of 07/03/2025: 1 EUR = 19141.064197 IDR
Results below are based on a 7000 EUR search
0 of 13 providers
Sponsored
Wise
Recipient gets (IDR)
Rp 133,117,200.00
Full transfer details
Visit Wise
Rp 3,149,374 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (IDR)
Rp 132,697,390.00
Full transfer details
Visit Xe
Rp 2,729,564 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (IDR)
Rp 133,625,683.27
Full transfer details
Visit Regency FX
Rp 3,657,857 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
CurrencyFair
Recipient gets (IDR)
Rp 133,325,800.00
Full transfer details
Visit CurrencyFair
Rp 3,357,974 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
3
Wise
Recipient gets (IDR)
Rp 133,117,200.00
Full transfer details
Visit Wise
Rp 3,149,374 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
Instarem
Recipient gets (IDR)
Rp 132,916,631.40
Full transfer details
Visit Instarem
Rp 2,948,806 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
5
Xe
Recipient gets (IDR)
Rp 132,697,390.00
Full transfer details
Visit Xe
Rp 2,729,564 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
6
Remitly
Recipient gets (IDR)
Rp 132,548,010.00
Full transfer details
Visit Remitly
Rp 2,580,184 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
7
OFX
Recipient gets (IDR)
Rp 131,816,821.00
Full transfer details
Visit OFX
Rp 1,848,995 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
8
Profee
Recipient gets (IDR)
Rp 130,781,635.81
Full transfer details
Visit Profee
Rp 813,810 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (IDR)
Rp 133,509,152.47
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Deutsche Bank
    Deutsche Bank
    Recipient gets (IDR)
    Rp 129,581,463.52
    Not recommended
  • PayPal
    PayPal
    Recipient gets (IDR)
    Rp 123,354,205.40
    Not recommended
Sponsored
Wise
Recipient gets (IDR)
Rp 133,117,200.00
Full transfer details
Visit Wise
Rp 3,149,374 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (IDR)
Rp 132,697,390.00
Full transfer details
Visit Xe
Rp 2,729,564 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Our recommendation: Wise

Wise is our top choice for EUR to IDR transfers.

We tested & reviewed 13 money transfer providers offering money transfers from Germany to Indonesia, and Wise scored highly.

Sending 7,000 EUR to IDR will cost you €43.77 in fees, and you will receive 133,117,200 IDR. The delivery time usually is within 3 hours.

For a great mix of cost, speed & features, we recommend making your Germany to Indonesia transfer using Wise.

Wise is the top rated company for sending money from Germany (EUR) to Indonesia (IDR) - Wise Screenshot

How to to send from Germany to Indonesia in the best way

Summary of recent searches

Top rated for transfers from Germany to Indonesia
Wise
Total number of DE - ID providers
13
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Wise

Considerations when sending from Germany to Indonesia

1
Compare providers

Comparing money transfer companies with services between Germany and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 13 providers providing services between Germany and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Germany.

2
Understanding the Euro-Rupiah exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Euro in Indonesia
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money from Germany to Indonesia: Regency FX

Regency FX offers the lowest cost transfers between Germany and Indonesia out of the 13 providers compared.

Our data shows Regency FX is 0.09% cheaper than the second-best option. The company offers a fee of 0 EUR and an exchange rate between EUR and IDR that is 0.27% different to the mid-market rate.

For a cheap way to send EUR to Indonesia, Regency FX is a great all round choice.

Fastest way to send money to Indonesia from Germany: Wise.

Of the 13 companies offering Germany to Indonesia, Wise is the quickest.

If you send €7,000 with Wise to Indonesia, the transfer time is within 3 hours. This is currently the fastest option, but can vary depending on how much EUR you send to Indonesia.

Sending money from Germany to Indonesia through Wise has a fee of 43.77 EUR.

To find the fastest company, we compared 13 money transfer providers for the overall speed of sending money from Germany to Indonesia. This was made up of depositing Euro to a money transfer account and transfer times to Indonesia.

When looking for the fastest money transfer, Wise is our best choice for sending into Indonesia from Germany.

Wise is the fastest way to send money from Germany (EUR) to Indonesia (IDR) - Wise Screenshot

Send large sums of money

Transferring bigger amounts of money from Germany to Indonesia should be done with the exchange rate and management of the service in mind.

Wise offers the strongest all round option for large transfers of the
13 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Wise for sending large sums of money to Indonesia from Germany.

Understanding the cost of moving money from Germany to Indonesia

The total cost of sending money to Indonesia from Germany, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-IDR is 19,129.4015 IDR per Euro.

  • Finding a company offering an exchange rate closer to this will mean more Rupiah for your Euro.

  • The average EUR-IDR mid-market rate for the last 7 days has been 19,055.6277 IDR per Euro. This includes a high of 19,160.2209, and low of 18,949.873.

  • Out of the 13 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting EUR to IDR should be the biggest determining cost factor when transferring Euro to Indonesia.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX, cahrges 0 EUR per transfer, which is currently the cheapest option.

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Rupiah eventually received in Indonesia.

A lower cost of sending from Germany will result in more money received in Indonesia.

Getting the best exchange rate for Euro to Rupiah

Tracking the mid-market rate can make a huge difference when sending money EUR to IDR. The exchange rate you secure impacts how much IDR you get for your EUR.

Mid-market Rate
1 
=
19129.401537 
IDR

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from EUR to IDR has seen some fluctuation. On average, it has been 19,055.6277.

  • During this period, the highest value level was 19,160.2209, with a low of 18,949.873.

  • Wise, which is our recommended service to send money online from Germany to Indonesia offers an exchange rate that is only 0.02% above the mid-market rate.

Want to secure the best EUR-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Germany to Indonesia!

Funding your Germany to
Indonesia transfer

  • Bank transfers

    The default option for sending money from Germany to Indonesia is often a bank transfer.

    Using a money transfer company, such as Regency FX for transfers from Germany to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 13 we tested, the cheapest provider for bank transfers from EUR to Indonesia is Regency FX.

    With a fee of EUR0 to send money from Germany to Indonesia, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from Germany to Indonesia with a prepaid or debit card is easy with Wise.


    Wise is a leader in accepting card payments for transfers between Germany and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from Germany to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Germany.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Germany to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Germany to Indonesia?
Are there any tax implications to sending money from Germany to Indonesia?
Can I send money from Germany to Indonesia with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Indonesia through various providers?
How long does it take to send money from Germany to Indonesia?
What is the best exchange rate I can get for sending money from Germany to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from Germany to Indonesia?
Can I schedule regular transfers between Germany and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free