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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
Our recommendation: Wise
We tested & reviewed 21 money transfer providers offering money transfers from Germany to Indonesia, and Wise scored highly.
In total, Wise appeared in 95.8% of Germany to Indonesia searches, and was the top rated company supporting transfers between EUR and IDR.
For a great mix of cost, speed & features, we recommend making your Germany to Indonesia transfer using Wise.
How to to send from Germany to Indonesia in the best way
- Always compare rates
Money transfers to Indonesia should be easy. Use our live comparison tool to make sure you aren't missing the best rates to send money from Germany to Indonesia.
- Choose a provider
Select the provider that offers you the best value on your Euro & service for your needs.
- Click, sign up & send
Follow the steps & start your transfer. Your funds will soon be on their way to Indonesia.
Summary of recent searches
Considerations when sending from Germany to Indonesia
Comparing money transfer companies with services between Germany and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.
For this route, we’ve compared 21 providers providing services between Germany and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.
Over the last six months, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Germany.
Cheapest way to transfer money from Germany to Indonesia: Western Union
Our data shows Western Union is 0.3% cheaper than the second-best option. The company offers an average fee of 0* EUR and an average exchange rate between EUR and IDR that is -0.15% different to the mid-market rate.
For a cheap way to send EUR to Indonesia, Western Union is a great all round choice.
*The most common fee applied to EUR-IDR by Western Union, based on data from the past six months.
Fastest way to send money to Indonesia from Germany: Paysend.
In our comparison, we found Paysend to be the fastest way to send Euros to Rupiah in 55.3% of transfers. For quick transfers between EUR and IDR, Paysend comes highly recommended.
Sending money from Germany to Indonesia through Paysend has an average fee of 0 EUR.
To find the fastest company, we compared 21 money transfer providers for the overall speed of sending money from Germany to Indonesia. This was made up of depositing Euro to a money transfer account and transfer times to Indonesia.
When looking for the fastest money transfer, Paysend is our best choice for sending into Indonesia from Germany.
Send large sums of money
Wise offers the strongest all round option for large transfers of the 21 money transfer companies compared.
Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.
As such, opt for Wise for sending large sums of money to Indonesia from Germany.
Understanding the cost of moving money from Germany to Indonesia
The total cost of sending money to Indonesia from Germany, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-IDR is 16,768.9898 IDR per Euro.
Finding a company offering an exchange rate closer to this will mean more Rupiah for your Euro.
The average EUR-IDR mid-market rate for the last three months has been 17,280.8274 IDR per Euro. This includes a high of 17,754.4544, and low of 16,610.4527.
Out of the 21 companies compared, Western Union offers the best exchange rates.
The exchange rate you receive on converting EUR to IDR should be the biggest determining cost factor when transferring Euro to Indonesia.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Western Union, with a fee average of 0 EUR per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Rupiah eventually received in Indonesia.
A lower cost of sending from Germany will result in more money received in Indonesia.
Getting the best exchange rate for Euro to Rupiah
Tracking the mid-market rate can make a huge difference when sending money EUR to IDR. The exchange rate you secure impacts how much IDR you get for your EUR.
Here's some data on recent trends in the mid-market rate.
Over the past six months, the interbank rate from EUR to IDR has seen some fluctuation. On average, it has been 17,280.8274.
During this period, the highest value level was 17,754.4544, with a low of 16,610.4527.
Wise, which is our recommended service to send money online from Germany to Indonesia offers an exchange rate that is only 0.13% above the mid-market rate.
Want to secure the best EUR-Rupiah exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Germany to Indonesia!
Funding your Germany to Indonesia transfer
Bank transfers
The default option for sending money from Germany to Indonesia is often a bank transfer.
Using a money transfer company, such as Western Union for transfers from Germany to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates.
From the 21 we tested, the cheapest provider for bank transfers from EUR to Indonesia is Western Union.
With an average fee of EUR0 to send money from Germany to Indonesia, Western Union offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money from Germany to Indonesia with a prepaid or debit card is easy with Wise.
Wise is a leader in accepting card payments for transfers between Germany and Indonesia.
Credit cards
Wise is the best money transfer company of the 21 compared for credit card transfers from Germany to Indonesia
Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Germany.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Germany to Indonesia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to IDR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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