Send money from South Africa to Nigeria
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

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Best recommended: WorldRemit
Of the 1 money transfer providers tested and reviewed, WorldRemit will get you the most NGN (10,794,795) based on our 7-day analysis.
WorldRemit appeared in 100% of South Africa to Nigeria searches, and was the top rated company supporting ZAR to NGN transfers.


Getting the best deal on your South Africa to Nigeria transfer
Considerations for sending money from South Africa to Nigeria
Always compare ways to send money from South Africa to Nigeria to get the best options for fees, speed, and reliability.
Our analysis included 1 providers that operate between South Africa and Nigeria.
Through this, you get a comprehensive view of all the options you have in South Africa when you need to send money to Nigeria.
Cheapest way to transfer money from South Africa to Nigeria: WorldRemit
Our data shows that WorldRemit is 0% cheaper than the second-best option.
The company offers an average fee of 0* ZAR and an average exchange rate between ZAR and NGN that is 3.19% different from the mid-market rate.
For a cheap way to send ZAR to Nigeria, WorldRemit is a great all round choice.
*The most common fee applied to ZAR-NGN by WorldRemit, based on data from the past 7 days.


Fastest way to send money to Nigeria from South Africa: WorldRemit
Our comparison shows that WorldRemit is the fastest option for sending Rand into Naira 100% of the time.
With WorldRemit, the average transfer time is: minutes - 2 days (based on a 7-day average ).
A ZAR-Naira transfer through WorldRemit comes with an average 0 ZAR fee.
This comparison is based on the overall speed of sending 130,000 ZAR to Nigeria and is a combination of depositing Rand, transfer times to Nigeria and withdrawal timeframes, where applicable.
When speed is a priority, WorldRemit is the top choice for sending into Nigeria from South Africa.


Send large sums of money
WorldRemit offers the strongest all round option for large transfers of the 1 money transfer companies compared.
Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Naira to Naira.
As such, opt for WorldRemit for sending large sums of money to Nigeria from South Africa.
Pick the right payment method when sending money to Nigeria from South Africa
When sending money to Nigeria from South Africa, it is important to consider your needs and the payment method you will be using. Some payment methods can be faster but will cost more, while others might have lower fees but get you more NGN.
Below is the data from our search results from the past week. It is based on R130,000 transfer to Nigeria from South Africa.
Overall best way to send money to Nigeria from South Africa
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
---|---|---|---|---|
Overall best | WorldRemit (appeared 7 times last week) | 83.0369 (3.19% markup) | 0 | 10,794,795 NGN |
Bank transfer deposit | (appeared in % of the searches last week) | (% markup) | 0 NGN | |
Debit card deposit | (appeared /7 times in the past 7 days) | (% markup) | 0 NGN |
Cheapest money transfer companies to send money to Nigeria from South Africa
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
---|---|---|---|---|
Overall best | WorldRemit (appeared 7 times last week) | 83.0369 (3.19% markup) | 0 | 10,794,795 NGN |
Bank transfer deposit | (appeared in % of the searches last week) | (% markup) | 0 NGN | |
Debit card deposit | (appeared /7 times in the past 7 days) | (% markup) | 0 NGN |
Money transfer companies with the lowest ZAR fees
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
---|---|---|---|---|
Overall best | WorldRemit (appeared 7 times last week) | 83.0369 (3.19% markup) | 0 | 10,794,795 NGN |
Bank transfer deposit | (appeared in % of the searches last week) | (% markup) | 0 NGN | |
Debit card deposit | (appeared /7 times in the past 7 days) | (% markup) | 0 NGN |
Fastest money transfer companies to send money to Nigeria from South Africa
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
---|---|---|---|---|
Overall best | WorldRemit (appeared 7 times last week) | 83.0369 (3.19% markup) | 0 | 10,794,795 NGN |
Bank transfer deposit | (appeared in % of the searches last week) | (% markup) | 0 NGN | |
Debit card deposit | (appeared /7 times in the past 7 days) | (% markup) | 0 NGN |
We recommend avoiding the following companies, as they are the most expensive for transfers from South Africa to Nigeria:
Overall most expensive option: WorldRemit. It will cost you R0 to send money to Nigeria, and your recipient will get 10,794,795 NGN.
Most expensive for bank transfer deposits: . It will cost you R0 to send money to Nigeria, and your recipient will get 0 NGN.
Most expensive for debit card deposits: . It will cost you R0 to send money to Nigeria, and your recipient will get 0 NGN.
Understanding the cost of sending money from South Africa to Nigeria
Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from South Africa to Nigeria.
The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Naira for your Rand. The current ZAR-NGN mid-market rate is 86.048 NGN per Rand.
This rate changes regularly so it can pay to track it. For comparison, the ZAR-NGN mid-market rate for the past 7 days has averaged 87.0896 NGN per Rand, with a low of 85.933 and a high of 87.978.
WorldRemit is currently offering the best exchange rate from the 1 companies compared.
Often the ZAR-NGN exchange rate you pay is the biggest cost factor when transferring Rands to Nigeria.
Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Rand you’re sending to Nigeria. WorldRemit currently has the lowest fees for transfers into NGN at an average of 0 ZAR over the last week. We always recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Naira is the biggest indicator of the total cost of sending money to Nigeria from South Africa. The bigger the amount received in Nigeria, the lower the overall cost of sending from South Africa.
How to find the best exchange rate for Rand to Naira
Timing is essential for sending money between ZAR and NGN. The exchange rate you secure impacts how much NGN you get for your ZAR.
Let's dive into some interesting recent trends.
In the last 7 days, the exchange rate from ZAR to NGN has seen some fluctuation. On average, it stood at 87.0896.
During this period, the highest value recorded was 87.978, while the lowest was 85.933.
WorldRemit, which is our recommended service to send money online from South Africa to Nigeria offers an exchange rate that is only 3.19% above the mid-market rate.
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Payment methods for South Africa to Nigeria transfers
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and South Africa.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
