/Send money/To India/From Nigeria

Compare today's NGN to INR (Naira to Indian Rupee) exchange rates

Get the best exchange rates on NGN to INR transfers and deals when you send money from Nigeria to India.

We've analyzed and reviewed 3 money transfer companies and apps offering transfers to India (INR) from Naira.

Read on to find the cheapest, fastest, and most reliable companies with the best NGN to INR exchange rates.

Transferring the other way? Send INR from India to Nigeria instead.
March 26th, 2026
360,000 NGN
INR
Last updated: Today
Results below are based on a 360000 NGN search
Live mid-market rate*: 1 NGN = 0.067992 INR
Sort by:
3 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (INR)
₹23,253.07
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (INR)
₹23,253.07
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Click here to see other options
Afriex
Recipient gets (INR)
₹24,281.30
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Our recommendation: Western Union Agent

Western Union Agent is our top choice for NGN to INR transfers.

We tested & reviewed 3 money transfer providers offering money transfers from Nigeria to India, and Western Union Agent scored highly.

Sending 360,000 NGN to INR will cost you ₦3 in fees, and you will receive 23,253.07 INR. The delivery time usually is minutes - 5 days, but it depends on the day you make the transfer.

For a great mix of cost, speed & features, we recommend making your Nigeria to India transfer using Western Union Agent.

Western Union Agent is the top rated company for sending money from Nigeria (NGN) to India (INR) - Western Union Agent Screenshot

How to compare deals on Nigeria to India money transfers

Always compare rates

Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from Nigeria to India.

Always compare rates

Choose a provider

Select the provider that gives you the best value & service for your needs.

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Follow the steps & start your transfer from Nigeria. Your funds will be converted to Indian Rupee and transferred to India.

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Summary of recent searches

Top rated for transfers from Nigeria to India
Western Union Agent
Total number of NG - IN providers
3
Average cheapest fees & rate
Afriex
Average fastest transfer
Afriex
Average transfer time
Within a week
Best for bank transfers
Afriex
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Understanding Nigeria to India money transfers

Comparing providers when sending money from Nigeria to India is the easiest way to make a transfer at the best price.

We’ve compared 3 providers for sending Naira to India. This ensures you will get the best options for your transfer to India from Nigeria.

We rate Western Union Agent as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Nigeria to India.

Cheapest way to send money from Nigeria to India: Afriex

The combination of the lowest fees and best exchange rate is through Afriex. This makes them our cheapest transfer service of the 3 compared for sending Naira to India.

Our data shows, that Afriex is 4.23% than the second-best option when sending via a bank transfer.

This includes the fee of 0 NGN and a NGN-INR exchange rate for international transfers that is 0.8% different to the mid-market rate.

Securing the best rates on a NGN to India transfer can be done with Afriex but you can always search for your specific amount.

Afriex is the cheapest way to send money from Nigeria (NGN) to India (INR) - Afriex Screenshot

Fastest company to send money to India from Nigeria: Afriex.

We compared 3 companies for fast transfers from Nairas to India and Afriex came out on top.

For example, if you send 360,000 NGN with Afriex to India now, the transfer time is minutes - 24 hours. Smaller transfers will likely be quicker, while larger transfers to India can take slightly longer.

Sending money through Afriex to India from Nigeria has a fee of 0 NGN.

To understand who was the fastest, we tested Afriex as part of 3 money transfer providers. Within this, we looked at the overall speed of sending money from Nigeria to India. This was made up of transfer times to India after Nairas were added to a money transfer account.

When fast money transfers between Nigeria and India are a priority, Afriex is our recommended choice.

Afriex is the fastest way to send money from Nigeria (NGN) to India (INR) - Afriex Screenshot

Transferring large sums of money

For transfers of larger amounts of Indian Rupees to India picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
3 money transfer companies tested, Western Union Agent is the strongest option for large transfers from Nigeria to India.

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to India can become expensive through your bank or with the wrong provider.

Western Union Agent is our choice for sending large sums of money to NGN because they offer a strong all-round product.

Understanding the costs involved when moving money from Nigeria to India

The total cost of sending money to India from Nigeria is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for NGN-INR is 0.0679 INR per Naira.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your Nairas.

The NGN-INR mid-market rate over the last 7 days has seen the Naira worth an average 0.0688 INR. Within this there has been a high of 0.0693, and a low of 0.068.

From 3 companies compared, Afriex offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NGN to INR.

Fees: When sending money there may be additional fees. Afriex offers the lowest fee of the 3 providers tested, costing justs 0 NGN per transfer.

Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from Nigeria.

Track the exchange rate for Naira to Indian Rupee

Sending money at the right time between NGN and INR can make a huge difference to overall cost. The exchange rate impacts how much INR you get for your NGN.

Mid-market Rate
1 
NGN
=
0.067910 
INR

Over the last 7 days, the average numbers are:

  • The exchange rate from NGN to INR averaged 0.0688 INR.

  • The highest value recorded was 0.0693 INR, while the lowest was 0.068 INR.

  • 3 providers currently offer transfers between Nigeria and India close to this rate

Want to secure the best NGN-Indian Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to India!

Payment options for transfers from Nigeria to
India

Bank transfers

Bank transfers are often the fastest and cheapest way to send money from Nigeria to India.

Using a money transfer company such as Afriex for payments from Nigeria to India, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 



Afriex is the best money transfer provider for bank transfers of the 3 we compared when sending NGN to India.

With a fee of 0 NGN to transfer money from Nigeria to India, Afriex offers a great combination of competitive exchange rates and lower fees.


Prepaid and debit cards

Sending money with a debit card from Nigeria to India is easy with Western Union Agent.


Western Union Agent is a leader in debit card money transfers from Nigeria to India. They are the best option of the 3 transfer companies compared.

Credit cards

Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

We recommend using a bank transfer or a debit card transfer if you can; otherwise, .

Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between India and Nigeria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to India.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to INR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes

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How long does it take to send money from Nigeria to India?
What is the best exchange rate I can get for sending money from Nigeria to India?
Are there any minimum or maximum transfer amounts for sending money from Nigeria to India?
Can I schedule regular transfers between Nigeria and India?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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