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Our recommendation: WorldRemit
We tested & reviewed 10 money transfer providers offering money transfers from South Africa to India, and WorldRemit scored highly.
In total, WorldRemit appeared in 65.3% of South Africa to India searches, and was the top rated company supporting transfers between ZAR and INR.
For a great mix of cost, speed & features, we recommend making your South Africa to India transfer using WorldRemit.
How to compare deals on South Africa to India money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from South Africa to India.
- Choose a provider
Select the provider that gives you the best value & service for your needs.
- Click, sign up & send
Follow the steps & start your transfer from South Africa. Your funds will be converted to Indian Rupee and transferred to India.
Summary of recent searches
Sending money from South Africa to India considerations
A comparison of providers offering services between South Africa and India is the easiest way to ensure the best deal.
We've compared 10 providers that offer services for sending Rand to India.
This ensures you will get the best options for your transfer to India from South Africa.
Whilst we rate WorldRemit as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to India.
Cheapest way to send money from South Africa to India: CurrencyFair
On average, CurrencyFair fees were 184.54* ZAR per transfer and customers would expect an exchange rate between ZAR-INR that is 0% different to the mid-market rate
Against the others tested, CurrencyFair is 0% cheaper than the second-best option.
To secure a cheap way to transfer ZAR to India, CurrencyFair is our recommendation.
*The most common fee applied to ZAR-INR by CurrencyFair, based on data from the past six months.
Fastest company to send money to India from South Africa: WorldRemit.
Through our data, WorldRemit was the quickest way to send money from South Africa to Indian Rupee 48% of the time.
Sending money through WorldRemit to India from South Africa has an average fee of 599.07 ZAR.
To understand who was the fastest, we tested WorldRemit as part of 10 money transfer providers. Within this, we looked at the overall speed of sending money from South Africa to India. This was made up of transfer times to India after Rands were added to a money transfer account.
When fast money transfers between South Africa and India are a priority, WorldRemit is our recommended choice.
Transferring large sums of money
Of the 10 money transfer companies tested, WorldRemit is the strongest option for large transfers from South Africa to India.
Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from South Africa to India can become expensive through your bank or with the wrong provider.
WorldRemit is our choice for sending large sums of money to ZAR because they offer a strong all-round product.
Understanding the costs involved when moving money from South Africa to India
The total cost of sending money to India from South Africa is a mix of the mid-market, exchange rates and transfer fees.
The Mid-Market and Exchange Rates: The mid-market for ZAR-INR is 4.6834 INR per Rand.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your Rands.
The ZAR-INR mid-market rate over the last three months has seen the Rand worth an average 4.697 INR. Within this there has been a high of 4.8805, and a low of 4.4919.
From 10 companies compared, CurrencyFair offers the strongest exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting ZAR to INR.
Fees: When sending money there may be additional fees. WorldRemit offers the lowest fee of the 10 providers tested, averaging 184.54 ZAR per transfer over the last 6 months.
Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.
This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from South Africa.
Getting best exchange rate for transfers between Rand and Indian Rupee
Timing is essential for transferring money between ZAR and INR. The exchange rate you secure impacts how much INR you get for your ZAR.
The recent trends between the currencies are:
Over the past six months, the mid-market rate from ZAR to INR has moved slightly. On average, it was 4.697.
During this same period,there was a high of 4.8805, and a low of 4.4919.
WorldRemit, which is our recommended service to send money online from South Africa to India offers an exchange rate that is only 2.18% above the mid-market rate.
Want to secure the best ZAR-Indian Rupee exchange rates?
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Payment options for South Africa to India money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from South Africa to India.
By using a money transfer company such as CurrencyFair for transfers from South Africa to India, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
CurrencyFair is the cheapest money transfer company for bank transfers from the 10 we compared for transfers from ZAR into India.With an average fee of 120 ZAR to send money from South Africa to India, CurrencyFair offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from South Africa to India with a debit or a prepaid card is available through Wise.
Wise is a one of the cheaper options for debit card payments for transfers from South Africa to India. This cost is against a total of 10 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from South Africa to India, Instarem emerges as our top choice of the 10 companies offering this service.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between India and South Africa.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to India.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to INR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
