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How to send money to Poland from Japan

Get the best deals when you transfer from Japan to Poland. Find the cheapest, fastest, and most reliable providers with the best JPY to PLN exchange rates.

Read on for analysis on the best ways to send money to Poland from Japan.

Transferring the other way? Send PLN from Poland to Japan instead.
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Best option: Wise

Wise is our top choice for JPY to PLN transfers.

We tested & reviewed 10 money transfer providers, and Wise scored highly in each category.

Over the last six months, Wise appeared in 100% of Japan to Poland searches, and was the top rated company supporting money transfers between JPY and PLN.

For a great mix of cost, speed & features, transfer from Japan to Zloty using Wise.

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How to send money from Japan to Poland

Summary of recent searches

Top rated for transfers from Japan to Poland
Wise
Total number of JP - PL providers
10
Average cheapest fees & rate
Xe
Average fastest transfer
Xe
Average transfer time
Within minutes
Best for bank transfers
Xe
Best for debit card
Wise

Considerations ahead of sending money from Japan to Poland

1
Compare providers

A comparison of providers offering services between Japan and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 10 providers that provide services for sending Yen to Poland. This ensures you will get the best options for your transfer to Poland from Japan.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Japan to Poland.

2
Get ahead of the Yen-Zloty exchange rate
3
Choose the right payment method
4
Financial regulation in Poland and Japan
5
Consider transfer limits
6
Receiving money in Poland
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Japan to Poland: Xe

Xe offers the lowest cost transfers of the 10 compared.

Data collected for transfers between Japan and Poland over the past six months shows that Xe is 1.1% cheaper than the second-best option.

This cost combines an average exchange rate between the Yen and Zloty that is 0% different to the mid-market rate and an average fee of 0* JPY.

*The most common fee applied to JPY-PLN by Xe, based on data from the past six months.

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Fastest money transfers to Poland from Japan: Xe.

Of 10 money transfer companies offering services from Japan to Poland, Xe is the quickest way to send money.

Through our comparison, we found Xe to be the fastest option for sending Yen to Zloty 100% of the time. For fast transfers between JPY and PLN, Xe is a great option.

When sending money from Japan to Poland, Xe has an average fee of 0 JPY. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 10 money transfer providers offering Japan to Poland transfers for overall speed. This included transfer times to after depositing Yen to a money transfer account.

When you want the fastest way to send, Xe is our recommended choice for Japan to Poland transfers.

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Transfer a large sum of money

When sending large amounts of Zloty to Poland it’s best the pick a company with higher maximum limits on exchange rates and send amounts.

From
10 money transfer companies compared, Wise is the best option for large transfers from Japan to Poland.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Japan to Poland can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to Poland from Japan because they offer a strong service and competitive exchange rates.

Understanding the cost of transferring money from Japan to Poland

The total cost of money transfers from Japan to Poland is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for JPY-PLN is currently 0.0263 PLN per Yen. Providers offering services closer to this rate will ensure more Zloty for your Yens.

  • To give a historic average, over the last three months the JPY-PLN mid-market rate has been 0.0265 PLN per Yen, this has had a high of 0.0265 and a low of 0.0264.

  • From the 10 companies compared, Wise offers the best exchange rate on transfers to Poland and Japan.

  • Generally, the exchange rate you receive on converting JPY to PLN will be the biggest factor impacting the cost of sending Yens to Poland.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Xe at an average of 0 JPY per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Zloty. Simply, the higher the amount received in Japan, the lower the cost of sending from Poland.

The best exchange rate for Yen to Zloty transfers

When sending money between JPY and PLN getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much PLN you get for your JPY.

Mid-market Rate
1
= 0.026331 PLN

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • Over the past six months, the mid-market rate from JPY to PLN has been 0.0265.

  • During this period, there was a high of 0.0265, and 0.0264 being the lowest point.

  • Wise, which is our recommended service to send money online from Japan to Poland offers an exchange rate with a 0% markup against the mid-market rate.

Want to secure the best JPY-Zloty exchange rates?

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Payment methods available to fund your Japan to
Poland transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Japan to Poland.

    By using a money transfer company such as Xe for transfers from Japan to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Xe is the cheapest provider for bank transfers from the 10 we tested when sending JPY to Poland.

    With an average fee of JPY0 to send money from Japan to Poland, Xe offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Japan to Poland with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from Japan to Poland, competing among a total of 10 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from Japan to Poland, emerges as our top choice of the 10 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Poland and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Poland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to PLN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.