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How to send money to Poland from Japan with the best JPY-PLN rate

Get the best deals when you transfer from Japan to Poland. Find the cheapest, fastest, and most reliable providers with the best JPY to PLN exchange rates.

Read on for analysis on the best ways to send money to Poland from Japan.

Transferring the other way? Send PLN from Poland to Japan instead.
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July 1st, 2025
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Best money transfer companies

Send money from Japan to Poland

Last updated: Today
Mid-market rate as of 07/01/2025: 1 JPY = 0.025072 PLN
Results below are based on a 1000000 JPY search
0 of 11 providers
Sponsored
Wise
Recipient gets (PLN)
zł 24,876.15
Full transfer details
Visit Wise
zł 556 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PLN)
zł 24,700.00
Full transfer details
Visit Xe
zł 380 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (PLN)
zł 25,009.32
Full transfer details
Visit Key Currency
zł 689 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (PLN)
zł 25,004.31
Full transfer details
Visit Regency FX
zł 684 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (PLN)
zł 24,996.78
Full transfer details
Visit TorFx
zł 677 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
OFX
Recipient gets (PLN)
zł 24,908.00
Full transfer details
Visit OFX
zł 588 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
5
Currencies Direct
Recipient gets (PLN)
zł 24,900.00
Full transfer details
Visit Currencies Direct
zł 580 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
Wise
Recipient gets (PLN)
zł 24,876.15
Full transfer details
Visit Wise
zł 556 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (PLN)
zł 24,700.00
Full transfer details
Visit Xe
zł 380 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (PLN)
zł 24,996.68
Sponsored
Wise
Recipient gets (PLN)
zł 24,876.15
Full transfer details
Visit Wise
zł 556 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PLN)
zł 24,700.00
Full transfer details
Visit Xe
zł 380 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best option: Wise

Wise is our top choice for JPY to PLN transfers.

We tested & reviewed 11 money transfer providers, and Wise scored highly in each category.

Transferring 1,000,000 JPY to PLN will cost you ¥7764 in fees, and your recipient will get 24,876.15 PLN.

For a great mix of cost, speed & features, transfer from Japan to Zloty using Wise.

Wise is the top rated company for sending money from Japan (JPY) to Poland (PLN) - Wise Screenshot

How to send money from Japan to Poland

Summary of recent searches

Top rated for transfers from Japan to Poland
Wise
Total number of JP - PL providers
11
Average cheapest fees & rate
Key Currency
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Considerations ahead of sending money from Japan to Poland

1
Compare providers

A comparison of providers offering services between Japan and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 11 providers that provide services for sending Yen to Poland. This ensures you will get the best options for your transfer to Poland from Japan.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Japan to Poland.

2
Get ahead of the Yen-Zloty exchange rate
3
Choose the right payment method
4
Financial regulation in Poland and Japan
5
Consider transfer limits
6
Receiving money in Poland
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Japan to Poland: Key Currency

Key Currency offers the lowest cost transfers of the 11 compared.

Data collected for transfers between Japan and Poland over the past week shows that Key Currency is 0.02% cheaper than the second-best option.

This cost combines an exchange rate between the Yen and Zloty that is 0.25% different to the mid-market rate and a fee of 0 JPY.

Key Currency is the cheapest way to send money from Japan (JPY) to Poland (PLN) - Key Currency Screenshot

Fastest money transfers to Poland from Japan: Regency FX.

Of 11 money transfer companies offering services from Japan to Poland, Regency FX is the quickest way to send money.

With Regency FX , the transfer time to Poland is minutes - 24 hours, with a 0 JPY transfer fee (based on ¥1,000,000 transfer)

When testing the fastest options, we compared the 11 money transfer providers offering Japan to Poland transfers for overall speed. This included transfer times to after depositing Yen to a money transfer account.

When you want the fastest way to send, Regency FX is our recommended choice for Japan to Poland transfers.

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Poland from Japan needs a strong exchange rate and effective transfer management.

From the
11 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Poland from Japan.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Zlotys to Zloty.

As such, we recommend Currencies Direct for large Poland transfers.

Understanding the cost of transferring money from Japan to Poland

The total cost of money transfers from Japan to Poland is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for JPY-PLN is currently 0.0251 PLN per Yen. Providers offering services closer to this rate will ensure more Zloty for your Yens.

  • To give a historic average, over the last 7 days the JPY-PLN mid-market rate has been 0.0251 PLN per Yen, this has had a high of 0.0252 and a low of 0.025.

  • From the 11 companies compared, Wise offers the best exchange rate on transfers to Poland and Japan.

  • Generally, the exchange rate you receive on converting JPY to PLN will be the biggest factor impacting the cost of sending Yens to Poland.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, just 0 JPY per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Zloty. Simply, the higher the amount received in Japan, the lower the cost of sending from Poland.

The best exchange rate for Yen to Zloty transfers

When sending money between JPY and PLN getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much PLN you get for your JPY.

Mid-market Rate
1 
=
0.025105 
PLN

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from JPY to PLN has been 0.0251.

  • During this period, there was a high of 0.0252, and 0.025 being the lowest point.

  • Wise, which is our recommended service to send money online from Japan to Poland offers an exchange rate with a -0.11% markup against the mid-market rate.

Want to secure the best JPY-Zloty exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to Poland!

Payment methods available to fund your Japan to
Poland transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Japan to Poland.

    By using a money transfer company such as Key Currency for transfers from Japan to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Key Currency is the cheapest provider for bank transfers from the 11 we tested when sending JPY to Poland.

    With a fee of JPY0 to send money from Japan to Poland, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Japan to Poland with a debit or a prepaid card is very simple with .


    is a leader in debit card payments for transfers from Japan to Poland, competing among a total of 11 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from Japan to Poland, we recommend comparing your options to get the best deal.

    Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Poland and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Poland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to PLN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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