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How to send money to Poland from Japan with the best JPY-PLN rate

Get the best deals when you transfer from Japan to Poland. Find the cheapest, fastest, and most reliable providers with the best JPY to PLN exchange rates.

Read on for analysis on the best ways to send money to Poland from Japan.

Transferring the other way? Send PLN from Poland to Japan instead.
April 14th, 2026
1,000,000 JPY
PLN
Last updated: Today
Results below are based on a 1000000 JPY search
Live mid-market rate*: 1 JPY = 0.022654 PLN
Promoted
Wise
Recipient gets (PLN)
zł 22,483.17
Full transfer details
Visit Wise
zł 509 better than a typical bank*

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PLN)
zł 22,330.00
Full transfer details
Visit Xe
zł 356 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
10 of 10 providers
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (PLN)
zł 22,592.83
Full transfer details
Visit Regency FX
zł 618 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
TorFx
Recipient gets (PLN)
zł 22,586.04
Full transfer details
Visit TorFx
zł 612 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
3
OFX
Recipient gets (PLN)
zł 22,540.73
Full transfer details
Visit OFX
zł 566 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Pricing based on Revolut Standard plan
4
Revolut
Recipient gets (PLN)
zł 22,516.82
Full transfer details
Visit Revolut
zł 542 better than a typical bank*

"Revolut has 70+ million customers globally. You can hold up to 25+ currencies in the app and send money quickly in 25+ currencies to 140+ countries."

Personal account manager
Multi-currency card
Receive to bank account

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

5
Wise
Recipient gets (PLN)
zł 22,483.17
Full transfer details
Visit Wise
zł 509 better than a typical bank*

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
Xe
Recipient gets (PLN)
zł 22,330.00
Full transfer details
Visit Xe
zł 356 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
7
Currencies Direct
Recipient gets (PLN)
zł 22,290.00
Full transfer details
Visit Currencies Direct
zł 316 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Click here to see other options
Panda Remit
Recipient gets (PLN)
zł 22,585.95
Lumon
Recipient gets (PLN)
zł 22,427.46
Moneycorp
Recipient gets (PLN)
zł 22,336.84
Promoted
Wise
Recipient gets (PLN)
zł 22,483.17
Full transfer details
Visit Wise
zł 509 better than a typical bank*

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PLN)
zł 22,330.00
Full transfer details
Visit Xe
zł 356 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best option: Wise

Wise is our top choice for JPY to PLN transfers.

We tested & reviewed 10 money transfer providers, and Wise scored highly in each category.

Transferring 1,000,000 JPY to PLN will cost you ¥7764 in fees, and your recipient will get 22,483.17 PLN.

For a great mix of cost, speed & features, transfer from Japan to Zloty using Wise.

Wise is the top rated company for sending money from Japan (JPY) to Poland (PLN) - Wise Screenshot

How to send money from Japan to Poland

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Zloty from Japan.

Always compare rates

Choose a provider

Select the provider offering the best way to send to Poland based on your needs.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer. Your Zloty will soon be on their way to Poland.

Click, sign up & send

Summary of recent searches

Top rated for transfers from Japan to Poland
Wise
Total number of JP - PL providers
10
Average cheapest fees & rate
Regency FX
Average fastest transfer
Revolut
Average transfer time
Next day
Best for bank transfers
Regency FX

Considerations ahead of sending money from Japan to Poland

A comparison of providers offering services between Japan and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 10 providers that provide services for sending Yen to Poland. This ensures you will get the best options for your transfer to Poland from Japan.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Japan to Poland.

Cheapest way to send money from Japan to Poland: Regency FX

Regency FX offers the lowest cost transfers of the 10 compared.

Data collected for transfers between Japan and Poland over the past week shows that Regency FX is 0.03% cheaper than the second-best option.

This cost combines an exchange rate between the Yen and Zloty that is 0.27% different to the mid-market rate and a fee of 0 JPY.

Regency FX is the cheapest way to send money from Japan (JPY) to Poland (PLN) - Regency FX Screenshot

Fastest money transfers to Poland from Japan: Revolut.

Of 10 money transfer companies offering services from Japan to Poland, Revolut is the quickest way to send money.

With Revolut , the transfer time to Poland is within minutes, with a 3500 JPY transfer fee (based on ¥1,000,000 transfer)

When testing the fastest options, we compared the 10 money transfer providers offering Japan to Poland transfers for overall speed. This included transfer times to after depositing Yen to a money transfer account.

When you want the fastest way to send, Revolut is our recommended choice for Japan to Poland transfers.

Revolut is the fastest way to send money from Japan (JPY) to Poland (PLN) - Revolut Screenshot 1
Revolut is the fastest way to send money from Japan (JPY) to Poland (PLN) - Revolut Screenshot 2
Revolut is the fastest way to send money from Japan (JPY) to Poland (PLN) - Revolut Screenshot 3

The best apps to send JPY to Poland from Japan

Most money transfer companies have apps you can use to send money abroad.

We've compared and analyzed over 10 apps & companies for JPY/PLN transfers and these are the best apps we found. All these apps are available on iOS and Android for free.

App

Rating

Mobile wallet

Currencies Direct App

iOS: 4.8 / 4.4K reviews

Android: 4.7 / 2.09K reviews

Yes (21 currencies)

OFX App

iOS: 4.8 / 2.6K reviews

Android: 4.4 / 4.19K reviews

Yes (30+ currencies)

TorFx App

iOS: 4.7 / 106 reviews

Android: 4.8 / 835 reviews

No

Wise App

iOS: 4.8 / 158K reviews

Android: 4.8 / 1.52M reviews

Yes (40+ currencies)

Xe App

iOS: 4.8 / 108.4K reviews

Android: 4.8 / 346K reviews

No

Revolut

iOS: 4.9 / 936K reviews

Android: 4.8 / 3.64M reviews

Yes (39 currencies)

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Poland from Japan needs a strong exchange rate and effective transfer management.

From the
10 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Poland from Japan.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Zlotys to Zloty.

As such, we recommend Currencies Direct for large Poland transfers.

Understanding the cost of transferring money from Japan to Poland

The total cost of money transfers from Japan to Poland is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for JPY-PLN is currently 0.0226 PLN per Yen. Providers offering services closer to this rate will ensure more Zloty for your Yens.

  • To give a historic average, over the last 7 days the JPY-PLN mid-market rate has been 0.0228 PLN per Yen, this has had a high of 0.0228 and a low of 0.0227.

  • From the 10 companies compared, Wise offers the best exchange rate on transfers to Poland and Japan.

  • Generally, the exchange rate you receive on converting JPY to PLN will be the biggest factor impacting the cost of sending Yens to Poland.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Regency FX, just 0 JPY per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Zloty. Simply, the higher the amount received in Japan, the lower the cost of sending from Poland.

The best exchange rate for Yen to Zloty transfers

When sending money between JPY and PLN getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much PLN you get for your JPY.

Mid-market Rate
1 
JPY
=
0.022644 
PLN

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from JPY to PLN has been 0.0228.

  • During this period, there was a high of 0.0228, and 0.0227 being the lowest point.

  • Wise, which is our recommended service to send money online from Japan to Poland offers an exchange rate with a -0.2% markup against the mid-market rate.

Want to secure the best JPY-Zloty exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to Poland!

Payment methods available to fund your Japan to
Poland transfer

Bank transfers

Bank transfers are often the default option for sending money from Japan to Poland.

By using a money transfer company such as Regency FX for transfers from Japan to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


On average, Regency FX is the cheapest provider for bank transfers from the 10 we tested when sending JPY to Poland.

With a fee of JPY0 to send money from Japan to Poland, Regency FX offers a great combination of competitive exchange rates and lower fees.


Debit and prepaid cards

Sending money from Japan to Poland with a debit or a prepaid card is very simple with .


is a leader in debit card payments for transfers from Japan to Poland, competing among a total of 10 active money transfer companies on this route.

Credit cards

When it comes to credit card transfers from Japan to Poland, we to get the best deal.

Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Poland and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Poland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to PLN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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