MoneyTransfers

Compare ways to send money from Australia to United States

Compare the best ways to send money from Australia to the United States. Explore the fastest, cheapest, and most reliable providers with the best AUD to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to the United States from Australia.

Transferring the other way? Send USD from United States to Australia instead.
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Best choice: Wise

Wise is our recommended way to send Australian Dollar to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 94.5% of Australia to the United States searches in the last 6 months, and was the top rated company out of 19 that support AUD to USD.

So for a great blend of cost, speed & features, make your Australia to the United States transfer using Wise.

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How to compare deals on Australia to United States money transfers

Summary of recent searches

Top rated for transfers from Australia to United States
Wise
Total number of AU - US providers
19
Average cheapest fees & rate
Instarem
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Instarem
Best for debit card
Wise
Best for credit card
Wise

Get the most from sending money from Australia to United States

1
Compare providers

Comparing providers offering services between Australia and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire AUD-USD market and have compared 19 providers offering services between Australia and the United States.

This ensures you will get the most comprehensive options for sending Australian Dollar to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Australia to the United States transfer needs.

2
Beat the Australian Dollar-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Australia and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to send money to the United States from Australia: Instarem

Of the 19 providers compared, Instarem is the cheapest option for sending money over the last six months.

The cost is a combination of an average fee of 20,908.33* AUD and an exchange rate for converting Australian Dollar to US Dollar that is 0% different to the mid-market rate.

On average, Instarem is 0.3% cheaper than the second-best option.

We would recommend Instarem for low cost, affordable transfers from US Dollars to United States.

*The most common fee applied to AUD-USD by Instarem, based on data from the past six months.

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Fastest money transfers to the United States from Australia: Wise.

Of 19 money transfer companies offering services from Australia to the United States, Wise is the quickest way to send money.

Through our comparison, we found Wise to be the fastest option for sending Australian Dollar to US Dollar 34.9% of the time. For fast transfers between AUD and USD, Wise is a great option.

When sending money from Australia to the United States, Wise has an average fee of 37.43 AUD. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 19 money transfer providers offering Australia to the United States transfers for overall speed. This included transfer times to after depositing Australian Dollar to a money transfer account.

When you want the fastest way to send, Wise is our recommended choice for Australia to the United States transfers.

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Transfer a large amount of money

For transferring bigger sums of money to the United States from Australia, opt for a provider with a competitive exchange rate and strong account management.

Wise is the best rated company for sending large amounts of US Dollar to the United States out of
19 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to the United States from Australia has the potential to be very expensive.

Wise is our choice for big transfers to AUD because of all round price, speed and management when making large transfers.

Understanding the cost of money transfers from Australia to United States

The total cost of sending money to United States from Australia is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for AUD-USD is 0.657 USD per Australian Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Australian Dollars.

Over the last three months, the average AUD-USD mid-market rate has seen each Australian Dollar worth 0.6689 USD. Within this we see a high of 0.6925, and a low of 0.647.

Of the 19 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting AUD to USD.

Fees: When sending money you may have to pay fees. Instarem has had an average fee of 20,908.33 AUD per transfer over the last 6 months, the lowest of the 19 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Australia.

Finding the best exchange rate between Australian Dollar and US Dollar

Getting a strong exchange rate between AUD and USD is essential. The exchange rate you secure impacts how much USD you get for your AUD.

Mid-market Rate
1
= 0.6574 USD

It can pay to track rates, and keep on top of currency trends.

  • Over the past six months, the mid-market rate from AUD to USD has averaged 0.6689.

  • In this period there was a high of 0.6925, and a low of 0.647.

  • Wise, which is our recommended service to send money online from Australia to United States offers an exchange rate with a mark up of 0% above the mid-market rate.

Want to secure the best AUD-US Dollar exchange rates?

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Funding your Australia to
United States money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Australia to the United States.

    By using a money transfer company such as Instarem for transfers from Australia to the United States, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Instarem is the cheapest way to send money via a bank transfer. This is of the 19 companies we tested when sending AUD to the United States.

    With an average fee of 20,938.03 AUD to send money from Australia to the United States, Instarem offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Australia to the United States with a debit or a prepaid card is easy with Wise.


    Wise is a leading money transfer company for debit card payments, and offers transfers from Australia to the United States.

  • Credit cards

    When it comes to sending money with a credit card from Australia to the United States, Instarem is our top choice of the 19 companies offering this service.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Australia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Australia to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.