MoneyTransfers
/Send money/To Poland/From New Zealand

How to send money to Poland from New Zealand with the best NZD-PLN rate

Get the best deals when you transfer from New Zealand to Poland. Find the cheapest, fastest, and most reliable providers with the best NZD to PLN exchange rates.

Read on for analysis on the best ways to send money to Poland from New Zealand.

Transferring the other way? Send PLN from Poland to New Zealand instead.
Disclosure
July 2nd, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Send
Best money transfer companies

Send money from New Zealand to Poland

Last updated: Today
Mid-market rate as of 07/02/2025: 1 NZD = 2.199002 PLN
Results below are based on a 10000 NZD search
0 of 13 providers
Sponsored
Wise
Recipient gets (PLN)
zł 21,921.14
Full transfer details
Visit Wise
zł 591 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PLN)
zł 21,660.10
Full transfer details
Visit Xe
zł 330 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (PLN)
zł 21,930.65
Full transfer details
Visit Regency FX
zł 600 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
2
TorFx
Recipient gets (PLN)
zł 21,924.05
Full transfer details
Visit TorFx
zł 594 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
3
Wise
Recipient gets (PLN)
zł 21,921.14
Full transfer details
Visit Wise
zł 591 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
Currencies Direct
Recipient gets (PLN)
zł 21,868.00
Full transfer details
Visit Currencies Direct
zł 538 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
5
OFX
Recipient gets (PLN)
zł 21,848.00
Full transfer details
Visit OFX
zł 518 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (PLN)
zł 21,796.00
Full transfer details
Visit CurrencyFair
zł 466 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (PLN)
zł 21,660.10
Full transfer details
Visit Xe
zł 330 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
8
Remitly
Recipient gets (PLN)
zł 21,491.00
Full transfer details
Visit Remitly
zł 161 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (PLN)
zł 21,915.28
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (PLN)
    zł 21,254.07
    Not recommended
Sponsored
Wise
Recipient gets (PLN)
zł 21,921.14
Full transfer details
Visit Wise
zł 591 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PLN)
zł 21,660.10
Full transfer details
Visit Xe
zł 330 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best option: Wise

Wise is our top choice for NZD to PLN transfers.

We tested & reviewed 13 money transfer providers, and Wise scored highly in each category.

Transferring 10,000 NZD to PLN will cost you $31.18 in fees, and your recipient will get 21,921.14 PLN.

For a great mix of cost, speed & features, transfer from New Zealand to Zloty using Wise.

Wise is the top rated company for sending money from New Zealand (NZD) to Poland (PLN) - Wise Screenshot

How to compare deals on New Zealand to Poland money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Poland
Wise
Total number of NZ - PL providers
13
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Xe

Considerations ahead of sending money from New Zealand to Poland

1
Compare providers

A comparison of providers offering services between New Zealand and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 13 providers that provide services for sending New Zealand Dollar to Poland. This ensures you will get the best options for your transfer to Poland from New Zealand.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from New Zealand to Poland.

2
Get ahead of the New Zealand Dollar-Zloty exchange rate
3
Choose the right payment method
4
Financial regulation in Poland and New Zealand
5
Consider transfer limits
6
Receiving money in Poland
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from New Zealand to Poland: Regency FX

Regency FX offers the lowest cost transfers of the 13 compared.

Data collected for transfers between New Zealand and Poland over the past week shows that Regency FX is 0.03% cheaper than the second-best option.

This cost combines an exchange rate between the New Zealand Dollar and Zloty that is 0.27% different to the mid-market rate and a fee of 0 NZD.

Fastest money transfers to Poland from New Zealand: Regency FX.

Of 13 money transfer companies offering services from New Zealand to Poland, Regency FX is the quickest way to send money.

With Regency FX , the transfer time to Poland is minutes - 24 hours, with a 0 NZD transfer fee (based on $10,000 transfer)

When testing the fastest options, we compared the 13 money transfer providers offering New Zealand to Poland transfers for overall speed. This included transfer times to after depositing New Zealand Dollar to a money transfer account.

When you want the fastest way to send, Regency FX is our recommended choice for New Zealand to Poland transfers.

Transfer a large amount of money

To transfer large sums of money from New Zealand to Poland, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
13 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Poland can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Poland from New Zealand.

Understanding the cost of sending money from New Zealand to Poland

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Poland.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Zloty for your New Zealand Dollar. The current NZD-PLN mid-market rate is 2.2011 PLN per New Zealand Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the NZD-PLN mid-market rate for the past 7 days has averaged 2.1958 PLN per New Zealand Dollar, with a low of 2.1929 and a high of 2.199.

  • Wise is currently offering the best exchange rate from the 13 companies compared.

  • Often the NZD-PLN exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Poland.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Poland. Regency FX currently has the lowest fees for transfers into PLN of just 0 NZD. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Zloty is the biggest indicator of the total cost of sending money to Poland from New Zealand. The bigger the amount received in Poland, the lower the overall cost of sending from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Zloty

Timing is essential when tracking the mid-market rate between NZD and PLN. The end exchange rate you secure impacts how much PLN you get for your NZD.

Mid-market Rate
1 
=
2.201058 
PLN

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from NZD to PLN was 2.1958.

  • During this period, it hit a high of 2.199, and a low of 2.1929.

  • Wise, which is our recommended service to send money online from New Zealand to Poland offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best NZD-Zloty exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Poland!

Payment methods available to fund your New Zealand to
Poland transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from New Zealand to Poland.

    By using a money transfer company such as Regency FX for transfers from New Zealand to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Regency FX is the cheapest provider for bank transfers from the 13 we tested when sending NZD to Poland.

    With a fee of NZD0 to send money from New Zealand to Poland, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Poland with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from New Zealand to Poland, competing among a total of 13 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from New Zealand to Poland, we recommend comparing your options to get the best deal.

    Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Poland and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Poland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to PLN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from New Zealand to Poland?
Are there any tax implications to sending money from New Zealand to Poland?
Can I send money from New Zealand to Poland with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to Poland through various providers?
How long does it take to send money from New Zealand to Poland?
What is the best exchange rate I can get for sending money from New Zealand to Poland?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Poland?
Can I schedule regular transfers between New Zealand and Poland?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free