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Overall best choice: WorldRemit
We tested & reviewed dozens of money transfer providers, and WorldRemit scored highly.
WorldRemit appeared in 57.2% of United States to Nigeria searches, and was the top rated company out of 8 that support USD to NGN.
So for a great mix of cost, speed & features, make your United States to Nigeria transfer using WorldRemit.
How to get the best deal on your United States to Nigeria transfer
Summary of recent searches
Important things to consider before sending money from United States to Nigeria
Don't settle for the first option. Always compare ways to send money from United States to Nigeria to find out about fees, speed, and reliability.
Our analysis included 8 providers that operate between United States and Nigeria.
Through this, you get a comprehensive view of all the options you have in United States when you need to send money to Nigeria.
Cheapest way to send money to Nigeria from United States: Remitly
Data collected over the past six months show that Remitly is 0% cheaper than the second-best option.
The $6 transfer cost represents the most common fee for USD to NGN international transfers, based on data from the past six months.
If you want to secure the best rates on a USD to Nigeria transfer, make sure you pick Remitly to send your money online.
*The most common fee applied to USD-NGN by Remitly, based on data from the past six months.
Fastest way to send money from United States to Nigeria: WorldRemit
Our data shows that WorldRemit came up as the fastest way to send money from United States to Nigeria in 59.8% of searches. This makes them well suited to urgent USD to NGN money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from United States to Nigeria - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, WorldRemit is your best choice at the moment. This service emerged as the quickest way to send money to Nigeria from United States in 59.8% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is WorldRemit.
While WorldRemit may not always be the cheapest or fastest way to send USD from United States to Nigeria, it’s the provider that will keep you safe and relaxed while your money moves into NGN.
Understanding the costs involved when moving money from United States to Nigeria
When calculating the costs of money transfers between United States and Nigeria, here's what really matters:
The Mid-Market Rate: Today, the USD-NGN mid-market rate equals to 1149.020329 NGN per US Dollar. Keep in mind that this rate fluctuates all the time.
The USD-NGN average exchange rate of the past three months has been 961.7469 NGN per US Dollar, with a high of 1630.6603 and a low of 442.5311.
Fees and Markups: That's where WorldRemit shines, combining the best of both worlds: excellent USD to NGN rates that are only -26% away from the average.
How to find the best exchange rate for US Dollar to Naira
Timing is essential sending money between USD and NGN. The exchange rate you secure impacts how much NGN you get for your USD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from USD to NGN has seen some fluctuation. On average, it stood at 961.7469.
During this period, the highest value recorded was 1630.6603, while the lowest was 442.5311.
WorldRemit, which is our recommended service to send money online from United States to Nigeria offers an exchange rate that is only -26.02% above the mid-market rate.
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Payment methods available to fund your United States to Nigeria transfer
Bank transfers
Bank transfers are often the default option for sending money from United States to Nigeria.
By using a money transfer company such as Remitly for transfers from United States to Nigeria, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Remitly is the cheapest provider for bank transfers from the 8 we tested when sending USD to Nigeria.
With an average fee of USD to send money from United States to Nigeria, Remitly offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from United States to Nigeria with a debit or a prepaid card is very simple with Instarem.
Instarem is a leader in debit card payments for transfers from United States to Nigeria, competing among a total of 8 active money transfer companies on this route. They consistently rank at the top in this category.
Credit cards
When it comes to credit card transfers from United States to Nigeria, Instarem emerges as our top choice of the 8 companies offering this service.
Our comparison engine's last six months of data on USD to NGN searches show Instarem has been ranked as the cheapest provider.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Nigeria .
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
